About Used Car Loan Palladam
Buying a car has always been a tough job as the prices of cars are touching the sky. There are only a few people who have the funds in their bank account to manage buying even a used vehicle.
The solution to this problem is availing a Used Car Loan that offers monetary help to people who wish to buy a preowned vehicle.
Features and Benefits of Used Car Loan Palladam
Some other amazing used car loan Palladam features include:
- Loan approvals in 24 hours.
- Flexible re-payment option(s), which ranges from 12 to 60 months
- Car model should not be older than 5 years from the present time
- Attractive interest rates.
- Finance up to 92% of the car’s value
- Choose any car available in India
- Repay your Loan with easy EMIs
- Hassle free loans – no post dated cheques required
- Easy and simple documentation.
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Eligibility Criteria for Used Car Loan Palladam
Following points need to be kept in mind while checking the Car loan Eligibility criteria:
- Age of the applicant should be minimum of 21 years and maximum of 65 years.
- Minimum employment 1 year in present company and a minimum of 2 years of work in total.
- Monthly income of the applicant should be Rs 24,000.
- Minimum age 30 years. 25 years if you have earning co-applicant.
- Maximum age at loan maturity 60 years
- Minimum employment At least two years in business
- Minimum ITR filed should be 2.5 lakhs annually for two consecutive years.
Documents for Used Car Loan Palladam
Any of the following documents required for a car loan for identity and residence proof:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License, Aadhar Card
- Income Proof: For Salaried Latest 3 months salary slip and 6 months bank statement. For Self- Employed Last 2 ITR filed and 6 months bank statement.
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card / Aadhar Card
- Bank Statement: Bank statements for the last six months is also required.
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