Used Car Loan Pandharpur

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Used Car Loan Pandharpur

All About Used Car Loan Pandharpur

Need a new car but your pocket is not allowing you? Don’t worry; Dialabank is here to help you out from this situation. You can easily apply via Dialabank to attain used car loan effortlessly, your loan will be disburse within 48 hours.

Interest Rates for Used Car Loan Pandharpur

The used car loan is provided at an interest rate of 14.00% reducing. For example, if you procure an investment of Rs.8 lacs and you have paid off Rs.3 lacs, then the interest would be charged at remaining five lacs and not the entire amount of 8 lacs. This rate of interest is charged based on the reducing method.

Eligibility Criteria of Used Car Loan Pandharpur

Salaried Individuals

First of all, the minimum age of the borrower should be 21 years.

After that, the maximum age of a customer should not more than 60 years.

The CIBIL score of the applicant should be 700 or above.

Furthermore, the borrower should have minimum employment of one year in the present company and a minimum of 2 years of work experience in total.

At last, the monthly income of the customer should be Rs 24,000.


The minimum age of the borrower should be 30 years. In case the applicant is less than 30 years, he would require a co-applicant.

The age of the co-applicant should be of 25 years, and he/she is currently working somewhere.

The applicant must have filed an ITR of Rs.2.5 lakhs for the past two years.

The credit score of the applicant needs to be 700 or above.

Note: Used Car Loan is not given to rented customers unless he/she is a government employee.

These are Some Car Loan Eligibility Criteria For Car Loan

Documents required for Used Car Loan  Pandharpur

Identity Proof: First of all, the customer should need the following reports any one of the given proof is accepted by the banks such as PAN Card, Aadhaar Card, Passport, Voters ID card, and Driving License.

Residence Proof: After that, the borrower should require the following proofs of residence to get a gold loan such as Aadhaar Card / Driving license/ PAN Card / Ration Card / Voter Card / Telephone Bill / Passport Copy / Life Insurance Policy / Electricity Bill.

Income Proof: For Salaried employees latest three months salary slip is required along with six months bank statement. For Self- Employed applicant ITR for the last two years is required and six months bank statement.

These Are Some Documents Required For Car Loan

Features of Used Car Loan  Pandharpur

Firstly, the loan gets quickly disbursed.

After that, repayment options are secure in a used car loan.

Any individual can get an affordable used car loan because of a low rate of interest.

Then, Loan Tenure fall between 1 to 5 years.

In a used car loan, there are no hidden charges.

Used car loan requires quick and hassle-free documentation.

Additional information for Used Car Loan Pandharpur

Used Car Loan Pandharpur

In this, the loan is available only for the car models which are launched after 2013.

A customer with CIBIL 1, 0, and -1 can also apply for a used car loan.

In the case of luxury cars, the loan can be given up to the 2011 model.

The amount of loan that the customer will get is 85% of the Insurance Value.

The period for which the customer can avail of the loan is 24 months to 60 months.

How to Apply for Used Car Loan Pandharpur?

First, you need to visit our official site, DialaBank

After that, apply for a Used Car Loan online.

The customer can enter his/her contact number and other details so that our team can contact you back.

DialaBank is the best platform to apply for a used car loan as you will get a loan at affordable rates of interest.

About  Pandharpur

Pandharpur is a town in the Solapur district of Maharashtra state, India. Now it is effortless to avail used car loan with the help of DialaBank.

Used Car Loan Providers (Click to Apply)

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