Used Car Loan Patti

Best Banks for Used Car Loan Patti

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Car Loan Patti Features

The cars now a days are becoming the basic necessity of the customers. with the practical thought, used caarsalso called pre used cars are easier to be carriedd. It lessens the capital burden. Dialabank makes it easier an d hassle free for customers to get a used car loan. Specifically, in the city of patti is is acheiving a new target. the used car loans are mostly available with all the banks and NBFCs in the city. dialabank is the place that makes used car loan at the most possible easy way.

The fundamental features of usedcar loan patti are:

the loan fee, also called interest rate is low for used car loan.

With all the banks roviding such loan makes it easier to get one.

The process of documentation for used car loan is problem free.

dialabank provides th used car loan in a very efficient way.

Used Car Loan Patti Interest Rate

Check the latest interest rates of used car loan at dialabank.

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Patti Documents Required

These are the documents required for used Car loan -:

 

For Self Employed:-

• Proof of identity: PAN Card, Voters ID card, Passport copy, Driving License
• Income Proof: Latest 3-month salary slip with form 16
•  Proof of residence: Driving license / Voters card / Passport Copy 
•  Statement of Bank: the previous six months.

For Salaried:-

• Proof of Identity: PAN Card, Voters ID card, Passport copy, Driving License
• Income Proof: Latest Income tax returns
•  Proof of residence: Voters card / Passport Copy / Driving license 
•  Statement of Bank: The previous six months

Used Car Loan Patti Eligibility Criteria

This is the eligibility criteria for used car loan-:

For Salaried:-

1. Minimum age: Twenty one
2. Maximum age at loan maturity: Sixty
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Annual net income of two and a half lakhs 

For Self-Employed:-

1. Minimum age: Twenty five
2. Maximum age at loan maturity: Sixty five
3. Minimum employment: at smallest 3 years in sales
4. Minimum Annual Income: Annual net income of two and a half lakhs 

How to Apply for used Car Loan in Patti?

Availing a used car loan in Patti is an easy process with DialaBank. Follow the following steps to avail the best offers:

• Visit our site Dialabank. Snap-on the used car loan choice accessible in the menu.

• Fill in the insights about the car type and your salary.

• Hold up as our relationship supervisor will before long connect with you on your given number.

• You may likewise contact our relationship chiefs on the number 9878981166 if there should arise an occurrence of any inquiries with respect to the credit required.

• For profiting a used car loan disconnected you should visit the branch by and by, which may go to be chaotic for you.

Car Loan for Major Car Manufacturers in Patti

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on used Car Loan Patti

processing fee with Diaabank is a little amount to make the work smooth.

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq +  GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

Used Car Loan Patti Contact Number

In case of any queries regarding the used car loan in Patti, you may contact on the number 9878981166 for any sort of assistance.

Note-: Check your CIBIL score for used car loan at dialabank.

Pre Calculated EMI Table for Used Car Loan Patti

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Patti

Patti is a small town city in the state of Punjab. It is known as the house of historical Mughal Arts and forts. It cnsists of a huge mughal domains and classic ieces of art and history. It is just 47 kilometers away from Amritsar and hence it a tourist spot.

Car Loan EMI Calculator

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