Used Car Loan Ponnur

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Rates as low as 13.60%*
Up to 100% Funding
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Best Banks for Used Car Loan Ponnur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Ponnur Features

used car loan Ponnur

The trade-in vehicle credit is picking up speed and getting a greater amount of utilization on the grounds that countless candidates profit the arrangement. The vehicles as turning into an extraordinary aspect of the everyday existence of individuals. Dialabank makes it accommodating for a trade-in vehicle advance to be perceived by the clients. The accompanying highlights enormously clarify the unwavering quality of the trade-in vehicle advance for pursuing your fantasy in a simpler manner. The pre-utilized vehicle advance Ponnur makes the city push ahead towards development and improvement by expanding the utilization of the car in the town.

The Basic features of used car loan Ponnur are:

  • The low-Interest rate for a used car loan. 
  • The process is small and mostly quick.
  • Dialabank is efficient for used car loans.
  • A great number of banks are ready for advancing the loan.
  • The used car loan is becoming common.

Used Car Loan Ponnur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Ponnur Documents Required

For Self Employed:-

  • Proof of identity: PAN Card, Voters ID card, Copy of a passport, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  •  Proof of residence: Driving license / Voters card / Passport Copy 
  •  Statement of Bank: Last 6 months.

For Salaried:-

  • Proof of Identity: PAN Card, Voters ID card, Copy of a passport, Driving License
  • Income Proof: Latest Income tax returns (ITR)
  •  Proof of residence: Voters card / Passport Copy / Driving license 
  •  Statement of Bank: Last 6 months

Used Car Loan Ponnur Eligibility Criteria

For Salaried:-

  1. Minimum age:  21years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: 2,50,000 annually

For Self-Employed:-

  1. Minimum age:  25 years
  2. Maximum age at loan maturity:  65 years
  3. Minimum employment: at smallest 3 years in sales
  4. Minimum Annual Income: 2,50,000 annually

How to Apply for used Car Loan in Ponnur?

Availing a used car loan in Ponnur is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our site Dialabank. Snap-on the used car loan choice accessible in the menu.
  • Fill in the insights about the car type and your salary.
  • Hold up as our relationship supervisor will before long connect with you on your given number.
  • You may likewise contact our relationship chiefs on the number 9878981166 if there should arise an occurrence of any inquiries with respect to the credit required.
  • For profiting a used car loan disconnected you should visit the branch by and by, which may go to be chaotic for you.

Car Loan for Major Car Manufacturers in Ponnur

Processing Fees / Prepayment Charges on used Car Loan Ponnur

The processing fee with Diaabank is a little amount to make the work smooth and is a really small amount of the loaned out capital.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Used Car Loan Ponnur Contact Number

In case of any queries regarding the used car loan in Ponnur, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Used Car Loan Ponnur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ponnur

Ponnur is a town in Guntur locale of the Indian territory of Andhra Pradesh. Its Sanskrit name was Swarna or brilliant. Ponnur being a Tamil type of name given likely by Chola Kings. Sri Bhaava Naaraayana Swamy Vaari sanctuary has engravings about a record of the award by Kulotthunga Chola I in A.D.1191. There was a celebration on full moon day in May[4]. A street to Tsandavolu goes south-east and comes to Nidubrolu, where is a sanctuary with a stone bearing engraving recording the erection of 90 sanctuaries in A.D. 1132.

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