Used Car Loan Puttur

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Buy Your Dream Car

Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best/Top Banks for Used Car Loan in Puttur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Puttur Features

Used Car Loan PutturFocusing on buying a car? But don’t you have the money required for it? Never worry! There is a usable car loan for you here. A used car loan is a form of financing or financial assistance given to the borrowers by banks and other financial institutions at a fair rate to assist them in purchasing a used vehicle.

Since used cars are now a necessity for all of us, but the cost of used cars is growing increasing every day. It is here where a used car loan comes into play and completes your ambition to be the buyer of your used car dream. A used car loan in Puttur has the core aspects of:

  • Discover clear, trouble-free collection, prompt permissions, and fast disbursements
  • Enjoy a facility at the door and easy documents
  • Obtain 80% of the driver’s worth as a loan balance for 3 years without verification of income
  • Going to lend on a large variety of used cars and multi-use vehicles up to Rs.2.5 Crore

Used Car Loan Puttur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Puttur Documents Required

For Salaried:-

  • Identity* Proof: PAN Card, Voters ID card, NREGA general contractor released, Letter obtained from the National Register of Population bearing name & address information, Passport copy, Driving License
  • Address* Proof: Driving license / Voters card / Passport Copy /PAN Card / NREGA general contractor released / Letter obtained from the National Register of Population bearing name & address information
  • Income* Proof: 3-month salary slip with form 16
  • Bank* Statement: Last 6 months.

For Self Employed:-

  • Income* Proof: Income Tax Return which will be current with wages hardcopy
  • Address* Proof: Voters card / NREGA general contractor released / Letter obtained from the National Register of Population bearing name & address information / Passport Copy /PAN Card
  • Identity* Proof: PAN Card, Passport copy, NREGA general contractor released, Letter obtained from the National Register of Population bearing name & address information, Driving License, Voters ID card
  • Bank* Statement: Initial 6 months.

Used Car Loan Puttur Criteria for eligibility

For Salaried:-

  1. Minimum age*: 21 years as required
  2. Maximum age at loan maturity*: 60 years to its maximal
  3. Minimum employment*: 1 year in current company and a minimum of 2 years of work profile
  4. Minimum Annual Income*: Max Rs. 2,50,000 per capita

For Self-Employed:-

  1. Minimum age*: 25 years as in a minimum terms
  2. Maximum age at loan maturity*: 65 years as a maximum termed
  3. Minimum employment*: at 3 years in the company
  4. Minimum Annual Income*: Rs. 2,50,000 per annual income, plus marriage profits

How to Apply/Register for Used Car Loan in Puttur?

That provide a used car loan Puttur with DialaBank is a minor procedure. Follow the steps below to get the great offers:

  • Our website Dialabank
  • Click the button for a used car loan in the toolbar
  • The length the information regarding the sort of used car and your income
  • Wait for our sales team to get in step with you on your assigned number soon.
  • In case of any doubts about the loan, you can also contact our project managers at number 9878981166.
  • To make use of an offline used car loan you’ll need to visit the bank directly, which could turn out to be intense for you.

Used Car Loan for Major Used Car Producer in Puttur

TABLE WILL APPEAR

Processing Charges / Prepayment Charges on Used Car Loan Puttur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

CIBIL Score Needed for Used Car Loan in Puttur

The Cibil score is considered what determines the capacity to produce the credits payable. Higher payment history means good credit history which helps the application process for your used car loan quick which easy to perform. For the most part, banks and NBFCs deem a credit score of 750 and above to be a decent score to authorize your Puttur loan online application.

This rating will vary from area to area, again. You would be obligated to pay a higher interest rate on the loan sum in case of a poor Conventional mortgage than the required value and if your Savings account is decent then you’ll have to pay a poor rate of interest. Therefore a CIBIL score in a used car loan is a key factor.

Used Car Loan Puttur Contact Number

If you’ve any requests about the used car loan in Puttur, you can approach any kind of guidance under the phone 9878981166.

Pre Calculated EMI Table for Used Car Loan Puttur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Puttur

Puttur is a city in the Indian division of Dakshina Kannada, in Karnataka state. It is the Puttur taluk Capital. After Mangalore, it is the second biggest and fastest-growing city in the Karnataka region of Dakshina Kannada. Here lies the Temple of Puttur Shree Mahalingeshwara.

Used Car Loan EMI Calculator

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