Used Car Loan Rajam

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Best Banks for Used Car Loan Rajam

Used Car Loan Rajam Features

used car loan RajamThe car has become an essential use for many years now. The use of cars has been increasing day by day. The industry hence of used cars is also increasing in the market. To deal with this, the banks and other loan providing agencies have started with the used car loan. Hence, the used car loans are getting pace and are now effectively used.

A regular need for cars and pre-used cars has increased the loan demands in banks. The many related characters for the loans of used cars.

The Fundamental features of Used car loan Rajam are:

  • The prevailing Interest rate is low and affordable.
  • The process of document verification is easily accessible.
  • Dialabank is efficient for used car loans.
  • A great number of banks and NBFCs are ready for advancing the loan.
  • The used car loan is gaining demand.

Used Car Loan Rajam Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Rajam Documents Required

For Self Employed:-

  • Proof of identity: PAN Card, Voters ID card, Copy of a passport, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  •  Proof of residence: Driving license / Voters card / Passport Copy 
  •  Statement of Bank: Last 6 months.

For Salaried:-

  • Proof of Identity: PAN Card, Voters ID card, Copy of a passport, Driving License
  • Income Proof: Latest Income tax returns (ITR)
  •  Proof of residence: Voters card / Passport Copy / Driving license 
  •  Statement of Bank: Last 6 months

Used Car Loan Rajam Eligibility Criteria

For Salaried:-

  1. Minimum age:  21years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: 2,50,000 annually

For Self-Employed:-

  1. Minimum age:  25 years
  2. Maximum age at loan maturity:  65 years
  3. Minimum employment: at smallest 3 years in sales
  4. Minimum Annual Income: 2,50,000 annually

How to Apply for used Car Loan in Rajam?

Availing a used car loan in Rajamr is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our site Dialabank. Snap-on the used car loan choice accessible in the menu.
  • Fill in the insights about the car type and your salary.
  • Hold up as our relationship supervisor will before long connect with you on your given number.
  • You may likewise contact our relationship chiefs on the number 9878981166 if there should arise an occurrence of any inquiries with respect to the credit required.
  • For profiting a used car loan disconnected you should visit the branch by and by, which may go to be chaotic for you.

Car Loan for Major Car Manufacturers in Rajam

Processing Fees / Prepayment Charges on used Car Loan Rajam

The processing fee with Diaabank is a little amount to make the work smooth and is a really small amount of the loaned out capital.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Used Car Loan Rajam Contact Number

In case of any queries regarding the used car loan in Rajam, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Used Car Loan Rajam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rajam

Rajam is a town in the Srikakulam area of the Indian territory of Andhra Pradesh. It is a Nagar panchayat and the central command of Rajam Mandal. Rajam is situated at 18.28N 83.40E. It has a normal height of 42 meters (137 feet).

Rajam Nagar panchayat established in the year 2005. It is spread over a region of 27.65 km2 (10.68 sq mi) and has 20 political decision wards. Each spoke to by a ward part and the wards advisory group is going by a chairperson.[6] The present city chief of the town is P.Simhachalam.

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