Used Car Loan Samana

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy Your Dream Car

Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Used Car Loan Samana

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Samana Features

used car loan samanaThe basic necessity of the customers, nowadays involve a great part of having a car. In that situation, owing a car is hard on your money, used car purchase makes that burden light. Te concept of owning a used car is gaining speed. It lessens the capital burden. Dialabank makes it the easiest  for clients to avail a used car loan. Specifically, in the city of Samana this idea is acheiving new height. The used car loans are mostly available with all the advancing agencies, different banks and NBFCs present in the city. Here are some basic characters of how used car loans avail.

The Basic features of used car loan Samana are:

The rate of Interest, also called loan fee for availing credit is low for used car loan.

With all the banks providing such loan makes it easier to get one.

The documentation and other verifications for used car loan is hassle free.

dialabank provides the used car loan in a very efficient way.

Used Car Loan Samana Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Samana Documents Required

For Self Employed:-

  • Proof of identity: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  •  Proof of residence: Driving license / Voters card / Passport Copy 
  •  Statement of Bank: the previous six months.

For Salaried:-

  • Proof of Identity: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest Income tax returns
  •  Proof of residence: Voters card / Passport Copy / Driving license 
  •  Statement of Bank: The previous six months

Used Car Loan Samana Eligibility Criteria

For Salaried:-

  1. Minimum age: Twenty one | 21
  2. Maximum age at loan maturity: Sixty | 60
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Annual net income of two and a half lakhs 

For Self-Employed:-

  1. Minimum age: Twenty five | 25
  2. Maximum age at loan maturity: Sixty five | 65
  3. Minimum employment: at smallest 3 years in sales
  4. Minimum Annual Income: Annual net income of two and a half lakhs 

How to Apply for used Car Loan in Samana?

Availing a used car loan in Samana is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our site Dialabank. Snap-on the used car loan choice accessible in the menu.
  • Fill in the insights about the car type and your salary.
  • Hold up as our relationship supervisor will before long connect with you on your given number.
  • You may likewise contact our relationship chiefs on the number 9878981166 if there should arise an occurrence of any inquiries with respect to the credit required.
  • For profiting a used car loan disconnected you should visit the branch by and by, which may go to be chaotic for you.

Car Loan for Major Car Manufacturers in Samana

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on used Car Loan Samana

processing fee with Diaabank is a little amount to make the work smooth.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Used Car Loan Samana Contact Number

In case of any queries regarding the used car loan in Samana, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Used Car Loan Samana

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Samana

Samana is a city in Patiala distrct in the state of Punjab. samana was a segment of the kingdom of Patiala during the Colonial era. It consists of a great temples and Gurudwaras to visit and hence considered a beatiful town with cultural norms and has a classic history.

Car Loan EMI Calculator

Menu