Used Car Loan Sangli

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Rates as low as 13.60%*
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Best Banks for Used Car Loan in Sangli

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Sangli Features

Used Car Loan SangliRepresenting on buying the car? But don’t you have the finances available for it? Don’t ever worry! There is a used car loan for you again. A used car loan is a method of investment or cash help given to the customers by banks and other financial institutions at a good rate to assist them in owning a used vehicle.

Even though used cars have become such a need for everybody, but the prices of used cars is growing exponentially every day. That’s why a used car loan comes into the equation and satisfy your dream to be your fantasy car owner. A used car loan in Sangli has the essential features of:

  • Get between 3 and 6 times your annual income, and borrow up to 100% of the car’s value
  • Get custom aid in choosing a car that suits your unique needs
  • Offers special and flexible private loans with EMIs that are wallet convenient
  • Track your application anywhere, anywhere. Get status updates at every phase of your loan application

Used Car Loan Sangli Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Sangli Documents Required

For Salaried:-

  • Identity/self Proof: PAN Card, Voters ID card, NREGA job card distributed, Letter produced by the national Registration of Population containing name & email address, Passport copy, Driving License
  • Income/wages Proof: Latest 3-month salary slip with form 16, recent Salary Slip
  • Address/ house Proof: Driving license / Voters card / Passport Copy /PAN Card/ NREGA job card distributed/Letter produced by the national Registration of Population containing name & email address
  • Bank Statement in Months: Last 6 months.

For Self Employed:-

  • Identification Proof: PAN Card, Voters ID card, Passport copy, NREGA job card distributed, Letter produced by the national Registration of Population containing name & email address, Driving License
  • Salary Proof: Latest ITR, recent Salary Slip
  • Residence Proof: Voters card / Passport Copy / NREGA job card distributed/ Letter produced by the national Registration of Population containing name & email address/ Driving license /PAN Card
  • Bank Statement in Few Months: Last 6 months.

Used Car Loan Sangli Eligibility Criteria

For Salaried:-

  1. Age in terms of Minimum: 21 years
  2. Age at loan maturity in terms of Maximum: Valid till 6o years
  3. Employment in terms of Minimum: Function with much the same employer for at least 2 years, with a depth of 1 year
  4. Annual Income in terms of Minimum: Earn nearly Rs 2,50,000 a year, plus spousal profit

For Self-Employed:-

  1. Age in Minimal: 25 years
  2. Age at loan maturity in Maximal: 65 years
  3. Employment in Minimal: Was in service for at least 3 years
  4. Annual Income in Minimal: Gain at least Rs 2,50,000 annually

How to Apply for Used Car Loan in Sangli?

Providing a used car loan Sangli with DialaBank is a safe procedure. Follow the steps listed to get the cheapest prices:

  • Right-click on our website Dialabank
  • Right-click for used car loan obtainable in the table
  • Plete the info regarding the sort of used car and your profits
  • Wait for our potential customer to notify you of your specific set soon.
  • In case of questions about the loan, you can also email our managers at number 9878981166.
  • To enable the use of an indirectly used car loan, you’ll also need to sign up for an account immediately, which might also turn out to be exhausting for you.

Used Car Loan for Major Used Car Manufacturers in Sangli

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Sangli

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

CIBIL Score Required for UsedCar Loan in Sangli

The Cibil score is labeled what decides the funds to meet off debts. A high credit score represents a better credit score which enables the approval process for your used car loan cheap and easy to deal with. Most of the period, banks and NBFCs recognize a credit history of 750 and above as a great score to approve your Sangli loan registration form.

Again and this ranking can vary from bank to bank. You would have been compelled to pay a high-interest rate on the loan amounts in case of a weak Conventional mortgage than the rated value and if your CIBIL score is high then you’ll have to pay a fixed interest rate. So in a used car loan, a CIBIL score is a major factor.

Used Car Loan Sangli Contact Number

For any requests about the used car loan in Sangli, you can connect for any kind of help on contact 9878981166.

Pre Calculated EMI Table for Used Car Loan Sangli

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sangli

Known as the birthplace of Turmeric, Sangli is a famous town in the Maharashtra state. Sangli gets its name from ‘Saha Gali’ – that in the Marathi culture is directly translated into ‘Six Lanes.’ In ancient times, Sangli’s city was often pointed to as Natyapandhari-Marathi drama’s birthplace.

Used Car Loan EMI Calculator

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