Used Car Loan Santacruz

Best Banks for Used Car Loan in Santacruz

Used Car Loan Santacruz Features

Dialabank present before you some of our best offers for Used Car Loan to purchase a second-hand car anywhere in the city!

• Flexible repayment tenures starting from 12 months and get a car at loan, wherein maturity age shall not exceed 10 years, with a maximum loan tenure of 60 months.
• Avail a car loan up to Rs.2.5 crore on the pre-owned car value along with doorstep service and easy documentation facility.
• Guarantee of 85% car’s value for 5 years without income proof-verification along with personalized help and advisory by our highly trained experts to choose a car that meets your want to
• You may also borrow up to 100% of the value of the car to the value of 3-6 times your annual remuneration along with convenient and customized repayment plans available with the easily payable instalments.
• Checking the CIBIL score is very important.

*Terms and Conditions Apply

Used Car Loan Santacruz Interest Rates

Details on the  car loan interest rate are given below:

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Santacruz Documents Required

Details on the documents required for car loan are mentioned below:

For Salaried Individuals:

For Identity and Address Proof:

• Passport
• Job card provided by NREGA
• Driving license
• Letter dispensed by the National Population Register stating your name & address
• Voters ID Card

For Income Proof:

• Freshest Salary Slip
• Bank Statements for the latest 6 months
• Latest Form 16/ Latest ITR

For Signature Verification Proof:

• Driving License
• Copy of marginal cash paid to Bank
• Credit Card Statement Copy
• Verification of the banker
• Passport Copy

For Self Employed**:

Age and Identity proof: Memorandum and Articles of Association/ Certificate of Incorporation.

Income/ Remuneration proof: Latest Income Tax Return and audited balance sheet with profit & loss account records.

For Sign Verification Proof:

• Credit Card Statement and its Copy
• Copy of cash margin paid to the bank.
• Passport Copy
• Verification of the Banker
• Driving License

For Address Proof:

• Telephone Bill
• Electricity Bill
• Memorandum and Article of Association
• Certification of Incorporation

**The following firms are also relevant to apply for a Used Car Loan Santacruz:

• Sole Proprietorship
• Partnership Firms
• Private Limited Companies
• Public Limited Companies

Used Car Loan Santacruz Eligibility Criteria

Eligibility criteria for car loan , Pre-Owned Car Loan are discussed below:

Salaried Individual:

• Least Earning: A minimum of Rs. 2.5 lakhs per year, including the income of the spouse, are the eligible people to apply for such loan.
• Minimum Employment Practice: People who have work exposure for a minimum of 2 years and a minimum of 1 year with the present company.
• Age Limit: People fitting a minimum of 21 years of age when appealing for the loan, and a maximum of 60 years of age at the closure period of the loan.
• Licensed doctors, CAs, private limited company and public sector undertakings including central, state, and local bodies are the eligible people

Self Employed***:

• People who own a private company in the business of manufacturing, trading, or service enterprises.
• Rs. 2.5lakh per year should be a minimum payment received.
• Candidates who have an office landline number.

***The following traders are also qualified for a Used Car Loan Santacruz:

• Sole Proprietorship
• Partnership Firms
• Public Limited Companies
• Private Limited Companies

Used Car Loan for Major Car Manufacturers in Santacruz

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Processing Fees / Prepayment Charges on Used Car Loan Santacruz

Pre Calculated EMI Table for Used Car Loan Santacruz

Used Car Loan EMI Calculator Santacruz

About Santacruz

Santacruz, indicating “Holy Cross”, is a bordering neighbourhood Khar, dwelling in Mumbai, Maharashtra state of India.

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