Used Car Loan Sivasagar

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Used Car Loan Sivasagar

Best Banks for Used Car Loan in Sivasagar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Sivasagar FeaturesUsed Car Loan Sivasagar

  • Avail maximum loan amount of up to Rs. 2.5 crore
  • Get a 100% loan amount of the car value
  • At loan maturity, the car’s age must not be more than 10 years
  • Avail loan cost varies from 3 to 6 times of your annual salary
  • Provision of personalized assistance
  • Get customized and comfortable repayment plans with affordable rate
  • Supreme loan tenure is up to 5 years for a pre-owned vehicle
  • Easy and smooth processing
  • Get your second-hand car approval faster
  • Loan amount disbursed quickly
  • Quick and simple documentation
  • Get a loan amount of up to 85% of the car value without income proof
  • Get benefit from end-to-end advising

Used Car Loan Sivasagar Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Sivasagar Documents Required

For Salaried:

Identity and residence proof:

  • Valid Passport
  • Voter ID Card
  • Permanent Driving License
  • Job Card
  • Letter issued by the National Population Register

Income proof:

  • Latest Salary Slip
  • Latest Form 16/Latest ITR
  • Bank statement of last 6 months

Signature proof:

  • Passport Copy
  • Photo Driving License with DOB
  • Credit card statement with Credit Card Copy
  • Banker’s verification

For Self Employed:

  1. Age proof, the documents needed are Memorandum and Articles of Association/Certificate of Incorporation
  2. Identity proof, the documents needed are Memorandum and Articles of Association/Certificate of Incorporation
  3. Income Proof, there is a necessity of Latest ITR and balance sheet with profit and loss account
  4. Address Proof Documents: Memorandum and Articles of Association, Certificate of Incorporation, Telephone Bill, Electricity Bill
  5. Sign Verification Documentation: Passport Copy, Photo Driving License with DOB, Credit Card Statement, Banker’s Verification

Also, the used car loan can be obtained in the following type of firms as well:

  • Partnership Firms
  • Sole Proprietorship
  • Public Limited Companies

Used Car Loan Sivasagar Eligibility Criteria

For Salaried:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: 1 year in current employment and 2 working years of employment
  4. Minimum Annual Income: Rs. 2,50,000 net annual income

For Self-Employed:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: 3 years
  4. Minimum Annual Income: Rs, 2,50,000 per annum

The following type of firm is also available to take a pre-owned car loan in Sivasagar:

  • Sole Proprietorship
  • Partnership Firms
  • Public Limited Companies
  • Hindu Undivided Family

How to Apply for Used Car Loan in Sivasagar?

Availing a Used Car Loan Sivasagar is an easy and smooth process with Dialabank. Observe the subsequent steps to get the best suggestions:

  • Visit our website Dialabank.
  • Click on the car loan choice available in the menu
  • Fill the details about the car type and your salary
  • Wait as our contact administrator will soon get in contact with you on your given contact number.
  • Also, you can call our association directors at 9878981166 for any queries regarding the used car credit.
  • For availing a car loan offline you will have to hit the bank branch individually, which might turn to be excited for you.

Used Car Loan for Major Car Manufacturers in Sivasagar

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan in Sivasagar

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Used Car Loan Sivasagar Contact Number

If you have any questions about the used car loan in Sivasagar, you may reach the number 9878981166 for any sort of help.

Pre Calculated EMI Table for Used Car Loan Sivasagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Used Car Loan EMI Calculator Sivasagar

About Sivasagar

Sivasagar, is a municipality in and quarters of the Sivasagar district Assam, India. The city gets its title from the big lake, Sivasagar, located in the core of the city.

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