All About Used Car Loan Suratgarh
Owning a car has always been a dream of every individual. The car does not always mean a new car; it can be a used car also. The value of the car is the same for the consumer. You just need to see a dream of owning a car, and we will fulfill it for you by providing Used Car Loan Suratgarh on easy terms and conditions. Avail used car loan today only with DialaBank and fulfill all your dreams.
Eligibility Criteria for Used Car Loan Suratgarh
- Firstly, the minimum age to get a loan is 21 years, and the maximum age cannot be more than 60 years.
- Then, the minimum income should be at least Rs. 24,000 per month.
- Besides that, any government employee who is living in a rented house can also avail this loan.
Note: If a person is working in a non-government organization, then you are not eligible for this type of loan.
- Initially, the minimum age must be 30 years.
- Further, the maximum age can be 60 years, not more than that.
- Moreover, the minimum ITR of Rs. 250,000 for the last two years should be filled.
- Most importantly, ITR is mandatory for an independent person.
Note: If the borrower wants to avail used car loan and his/her age is 25 years, then co-applicant is necessary, and the co-applicant must be a working person.
Documents Required for Used Car Loan Suratgarh
Following are the documents required for Used Car Loan Gangtok :
- Identity Proof: Aadhar Card, Voters ID card, PAN Card, Copy of Passport, Driving License.
- Income Proof: For Salaried, latest salary slip of 3 months/ For Self-Employed, copy of ITR filed of last 2 years.
- Address Proof: Aadhar Card, Electricity Bill (if tenant), Passport Copy, Driving License, Voters ID Card.
- Bank Statement: Copy of active bank statement of last 6 months.
Interest Rate to avail Used Car Loan Suratgarh
The interest rate charged on a used car loan is 14% of the total amount. This interest is applied on the basis of reducing method. For example, if you procure an investment of Rs.10 lacs and you have paid off Rs.4 lacs, then the interest would be charged at remaining 6lacs and not the entire amount of 10 lacs.
Additional Information for Used Car Loan Suratgarh
- First of all, the minimum amount of credit that can be incurred by the borrower is Rs. 1 lakh.
- Further, the CIBIL score needs to be more than 700.
- In addition to it, the loan is valid only for the car models which were launched after 2013.
- Likewise, the loan amount is given for a time period of 12 months (1 year) to 60 months (5 years).
- Moreover, anyone who is having CIBIL 0, 1, -1 is also eligible for the loan.
- Most importantly, the loan amount gets disbursed by bank in 48 hours.
Benefits of Used Car Loan Suratgarh
- The best part is that there are no hidden charges.
- Also, a flexible monthly repayment option is available.
- It is instantly available.
- There are affordable Interest Rates.
- Moreover, this type of loan is easily and quickly accessible.
Why should you choose DialaBank for a Used Car Loan?
- We provide a loan with the least interest rates and with hassle free documentation process.
- Dialabank Used Car Loan is one of the best options that allow an individual to buy a car at a nominal amount.
- Further, with our relationship manager, you will be able to avail the best in market loan to value ratio.
- Apply now on our official website for instant approval and faster processing of your car loan.
How to Apply for Used Car Loan Suratgarh?
- First of all, you need to visit our website Dialabank
- Then, click on the car loan option displayed on the front page of our website.
- After that, fill an application form with all your required details and apply for a car loan.
- Noticeably, mention your contact information.
Suratgarh is a town in Ganganagar District in the state of Rajasthan, India. It is settled 77 KM from District head quarters Ganganagar. Suratgarh’s native language is Rajasthani. The total population is 545, and the number of houses is 106, as per the report of 2011 census. The overall literacy rate is 36.3%, and the female literacy rate is 11.9%.
Used Car Loan Providers (Click to Apply)
Table of Contents
- 1 All About Used Car Loan Suratgarh
- 2 Eligibility Criteria for Used Car Loan Suratgarh
- 2.1 Documents Required for Used Car Loan Suratgarh
- 2.2 Interest Rate to avail Used Car Loan Suratgarh
- 2.3 Additional Information for Used Car Loan Suratgarh
- 2.4 Benefits of Used Car Loan Suratgarh
- 2.5 Why should you choose DialaBank for a Used Car Loan?
- 2.6 How to Apply for Used Car Loan Suratgarh?
- 2.7 About Suratgarh
- 2.8 Used Car Loan Providers (Click to Apply)