Used Car Loan Thalikulam

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All About Used Car Loan Thalikulam

Everyone needs a car as the weather gets changed in the city. No one can bear the harsh climate, so a car is a must in every family but your pocket didn’t allow you to do so if you too are dealing with this problem get a used car loan and buy your favourite car. You can get easily used acr loans near your area with simple documentation.

Eligibility for Used Car Loan Thalikulam

 For salaried

Firstly, the minimum age of the applicant must be of 21 years, and the maximum age is 60 years

  1. Secondly, the minimum salary of the applicant should be 24000 per month or above.
  2. Any applicant who is a government employee but living in a rented house can utilize the services of the used car loan.
  3. The used car loan is only for the government employees if the applicant is working for the non-government organization in that case you cannot apply for the loan.

For Self Employed

  1. Firstly, The minimum age of the applicant should be 30, and the maximum age can be 60 who applies for the used car loan
  2.  Secondly, A minimum IRT  of 250000 should be filed for at least two years
  3. ITR  is a must in this process.

Interest Rate for a Used Car Loan Thalikulam

The interest in used car loans is decreasing by 14.00% per year. For instance, if you take the credit of 500000 and after a year if you have paid 200000, then the interest rate will be applied only to the left amount, i.e. of 300000.

Documents required for Used Car Loan Thalikulam

The following documents are listed which are mandatory for applying for the used car loan:

  1. An identity proof which includes aadhar card, voter card, pan card, passport copy, driving license
  2. Address proof which includes aadhar card, voter card, pan card, driving license, passport copy and electricity bill (if you are a tenant).
  3. Income proof for salaried will be the latest salary slip of  3 months and for the Self-employed, it will be the copy of  ITR filed of last two years
  4. Bank statement which includes the copy of bank statement of the last six months
  5. Lastly, the copy of the registration and the insurance of the vehicle is mandatory.

Additional Information for Used Car Loan Thalikulam

Used Car Loan Thalikulam

  1.  Applying for the loan, you should have maintained a good CIBIL score. It needs to be more than 700.
  2. In this loan process, the loans will be only available to the car model, which are launched after 2013.
  3. Moreover, the applicant can claim the minimum amount of credit that is  Rs 1 lakh
  4. The amount of the loan is given to you from 12 months to 60 months, i.e. from one year to 5 years.
  5. If you have no CIBIL score or having a CIBIL score of 1, -1 can also apply for the loan.
  6. The loan amount will be payout in your bank accounts within 48 hours.

Benefits of Used Car Loans in Thalikulam

  1. The option of the easy monthly repayment is here for you
  2.  It is a secured loan thus The interest rates will be affordable.
  3.  The documentation process is easy which provides us to get the loans quickly.

Why should you choose Dialabank for a Used Car Loan?

  1. Dialabank offers you the cheapest interest across your area with no heavy documentation. It helps you to get your loan quickly and easily.
  2. Diala bank used car loans provides the best options to you which is affordable to all the applicants.
  3. With the support of Dialabank, you can get the best in the market loan to the value ratio.
  4. Apply now to our website to get the best details of you used a car loan

How to Apply for Used Car Loan Thalikulam?

  1. First of all, you have to visit our website, dialabank.
  2. Then click on the option of car loan on the website of dialabank
  3. Fill the necessary details that are required for the used car loan
  4. Apply for the loan but don’t forget to mention your contact information.

About Thalikulam

Thalikulam is a village in the district of Thrissur in the state of Kerala, India. It is famous for its beaches.

Providers of a Used Car Loan

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