All About Used car loan Tuni
Car is essential in today’s era as it helps us in our life. But it is always crucial to buy things according to your pocket, so here you can apply for the used car loan online via Dialabank. We provide you with the best deals and different schemes for your investment.
What is Used Car Loan Tuni?
It is a helpline service in Tuni that provides car loans in low interests to the people for the used car loans with manageable monthly repayments and stress-free documentation.
Interest Rates for Used Car Loan Tuni
- The interest rate for used cars is 14.00% reducing.
- For example, If you have availed a loan of Rs. 6,00,000 and after completion of one year you have to pay an amount of Rs. 5,00,000 then 14% will be charged on this particular amount and same will be continued.
Eligibility Criteria for Used Car Loan Tuni
eligibility criteria for a car loan are the completion of the following conditions:
Salaried
1. Firstly, the Age of the applicant should be of 21 years minimum and a maximum of 65 years.
2. Also, Minimum employment one year in present company and a minimum of 2 years of work in total.
3. Importantly, Customers monthly income should be Rs 24,000.
Self-Employed
1. Minimum age required is 30 years.
2. Maximum age at loan maturity is 60 years.
3. Minimum employment At least two years in business
4. Minimum ITR filed should be 2.5 lakhs annually for two consecutive years.
Why should one choose Used Car Loan Tuni?
1. There are effortless Repayment options for Used Car Loan.
2. Most note-worthy, Instant funding and quick disbursal.
3. Loan Tenure varies from 1 to 7 years.
4. Rates of Interests are affordable.
5. Processing of Used Car loan is fast and hassle-free.
6. Also, There are no hidden charges for the same.
Documents for Used Car Loan Tuni
documents required for a car loan are mentioned here-under:
1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License, Aadhar Card
2. Income Proof: For Salaried Latest 3 months salary slip and six months bank statement. For Self- Employed Last 2 ITR filed and six months bank statement.
3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card / Aadhar Card
4. Bank Statement: Bank statements for the last six months is also required.
Additional Information for Used car loan Tuni
1. The CIBIL of the applicant needs to be more than 700.
2. The loan tenure is from 12 months to 60 months.
3. The minimum amount of credit that can be claimed by the applicant is Rs. 1 lakh.
4. The persons are having CIBIL 0, 1, -1 will also be considered for the loan.
5. The copy of registration of the vehicle and the latest insurance is mandatory.
Why should you choose DialaBank for a used car loan?
1. Dialabank offers you a car with the lowest interest rates and with hassle free documentation.
2. Dialabank Used Car Loan is one of the best options that allow an individual to buy a car.
3. We offer car loans up to up to 5 years tenure.
4. Apply now on our official website for instant approval and faster processing.
How to apply for Used car loan Tuni?
1. First of all, You have to Visit our site, i.e., Dialabank
2. Secondly, Go to the loan section and select auto loan followed by car loan link.
3. After that, Provide all your information, including your phone number.
4. Lastly, You will receive a phone call from our experts, and they will guide you further.
5. A good CIBIL score is an unsaid requirement as it provides an insight to the provider about your financial behaviour6. A good CIBIL score provides an opportunity to negotiate and reduce the car loan interest rate to a certain extent
About Tuni
Tuni is the legislative capital of the state of Goa, India. Now it is effortless to avail used car loan with the help of Dialabank.
Used Car Loan Providers in 2019
1. HDFC Car Loan
2. Kotak Mahindra Car Loan
3. Yes Bank Car Loan
4. Axis Bank Car Loan
