Used Car Loan Udupi

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Used Car Loan Udupi

Best Banks for Used Car Loan Udupi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Udupi Features

used car loan udupi

To claim a trade-in vehicle these days is getting popular rapidly. Because of lesser going through cash and incredible solace, the quantity of the populace needs to used car loan Udupi. Different banks and NBFCs give an alternate whole of credits for the pre-utilized cars and other four-wheelers.

Features:

With the enormously expanded interest for vehicles, the fast strategy for selecting credits for utilized vehicles has comparable highlights.

Udupi has the financing costs truly low for utilized vehicle advances.

Practically all NBFCs offer vehicle credits.

The documentation cycle is quick and issues free

Vehicle advances are effectively accessible through DialaBank.

Used Car Loan Udupi Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Udupi Documents Required

For Salaried:-

the documents required for car loan are :

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Address Proof: Driving license / Voters card / Passport Copy /  Ration card / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest ITR
  • Address Proof: Voters card / Passport Copy / Ration card /  Driving license / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Used Car Loan Udupi Eligibility Criteria

For Salaried:-

The eligibility criteria for  car loan are :

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs 2.5 lakhs net annual income

For Self-Employed:-

  1. Minimum age: 25 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: at smallest 3 years in sales
  4. Minimum Annual Income: Rs 2.5 lakhs net annual income

How to Apply for Used Car Loan Udupi?

Availing a car loan Udupi is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our website  Dialabank
  • Click on the car loan option available in the menu
  • Fill in the details regarding the car type and your income
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
  • For availing a car loan offline you will have to visit the branch personally, which might turn to be hectic for you.

Used Car Loan for Major Car Manufacturers in Udupi

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Udupi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Used Car Loan in Udupi

The CIBIL Score   Cmakes it easier for fir banks to trust the applicant with their advanced money. A score of 750 and above it counts as a pretty well-suited credit score for the loan approval from almost any bank. The better you manage your credit score, the better is the chance to get the loan approved. The CIBIL code defines the credit score history for the applicant.

Used Car Loan Udupi Contact Number

In case of any queries regarding the car loan in Udupi, you may contact the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Udupi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Udupi

It is the managerial central command of the Udupi District, and one of the quickest developing urban communities in Karnataka. Udupi is one of the top vacation spots in Karnataka and has different instructive foundations. It is striking for the Krishna Temple and is otherwise called the sanctuary city.[3] It additionally loans its name to the mainstream Udupi food, is otherwise called Lord Parashurama Kshetra, and is acclaimed for Kanakana kind. A focal point of the journey, Udupi is known as Rajata Peetha and Shivalli

Car Loan EMI Calculator