Used Car Loan Utraula

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About Used Car Loan Utraula

Best/Top Banks for Used Car Loan in Utraula

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Utraula Features

Used Car Loan UtraulaObserving on buying a used car? But don’t they will have the funds needed for it? Make no worries! There seems to be a used car loan here for you. A used car loan is a source of finance or welfare support given to the customers by banks and NBFCs at a fair rate to help them purchase a used car.

As used cars have become a must for all, the cost of used cars is rising to grow on a daily basis. This is where you come into effect with a used car loan and satisfy your wish to be the owners of your dream used car. A used car loan in Utraula has the core elements of:

  • Financing on a wide assortment of used cars and micro-use vehicles up to Rs.2.5 Crore
  • Profit from end-to-end service — from study to the distribution of titles
  • Get personalized aid in picking a car that suits your unique needs
  • Favorable payment terms between about 12 months and 84 months

Used Car Loan Utraula Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Utraula Documents Required

For Salaried:-

  • Proof: PAN Card, Voters ID card, Passport copy, Driving License, Notice provided by the National Registry of Populations bearing the name and address specifics, NREGA job seeker provided (Identity)
  • Proof: 3-month salary slip with form 16 (Income)
  • Proof: Notice provided by the National Registry of Populations bearing the name and address specifics / NREGA job seeker provided / Driving license / Voters card / Passport Copy /PAN Card (Address)
  • Statement: Last 6 months. (Bank)

For Self Employed:-

  • Proof: PAN Card, Voters ID card, Notice provided by the National Registry of Populations bearing the name and address specifics, NREGA job seeker provided, Passport copy, Driving License (Identity)
  • Proof: Income Tax Return as the latest with income slips (Income)
  • Proof: Voters card / Passport Copy / Driving license /PAN Card / Notice provided by the National Registry of Populations bearing the name and address specifics / NREGA job seeker provided (Address)
  • Statement: Last 6 months. (Bank)

Used Car Loan Utraula Eligibility Criteria

For Salaried:-

  1. age: 21 years (Minimum)
  2. age at loan maturity: 60 years (Maximum)
  3. employment:1 year with the current jobs and a minimum of two years at work (Minimum)
  4. Annual Income: A share of Rs. 2,50,000 per year, including that of the spouse’s salary (Minimum)

For Self-Employed:-

  1. age: 25 years (Minimum)
  2. age at maturity: 65 years (Maximum)
  3. employment: In sales for the last 3 years (Minimum)
  4. Annual Income: All who receive at least 2.50,000 Rs per year (Minimum)

How to Apply/Register for Used Car Loan Utraula?

Delivering a used car finance Utraula with DialaBank is a short process. Follow the procedure below to get the great offers:

  • Access our Dialabank homepage
  • Click on the button for used car loan usable from the list
  • Put in the info of the model of car used and your salary.
  • Wait for our financial advisor to get in contact with you on your applied ethics soon.
  • In the event of any issues about the loan, you can also touch our middle managers on 9878981166.
  • To make use of such an offline used car loan anyone needs to visit the bank directly, which could turn out to be crowded for you.

Used Car Loan for Majorly Used Car Manufacturers Utraula

TABLE WILL APPEAR

Processing / Prepayment Charges on Used Car Loan in Utraula

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Required CIBIL Score for Used Car Loan in Utraula

The current credit level is known as what describes your ability to pay off your loans. A higher payment history indicates a strong credit history and makes the assessment process for your used car loan quick and easy to process. Most of the time, banks and NBFCs consider a credit record of 750 and above as a successful score for clearing your Utraula loan application procedure.

This scoring will vary from bank to bank, again. In the event of a weak CIBIL score than the appropriate value, you will be asked to pay a lower interest rate on the loan amount, and if the CIBIL score is high, you would also have to pay a poor default rate. A CIBIL score is also an essential issue for a used car loan.

Used Car Loan Utraula Contact Number

You can call 9878981166 for any kind of assistance in case of any details regarding the used car loan in Utraula.

Pre Calculated EMI Table for Used Car Loan Utraula

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Utraula

Utraula Rural is a region in Utraula Block, in Uttar Pradesh State, India’s Balrampur District. It relates to Branch Devipatan. It is situated 31 KM east from Balrampur headquartered in the area. It is the headquarters of the block. Utraula Rural pin number is 271604 and Utraula is the post office.

Used Car Loan EMI Calculator

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