Volkswagen T-Roc Car Loan

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Volkswagen T-Roc Car Loan

Car Loan for Volkswagen T-Roc Car: Features & Benefits

Volkswagen T-Roc car loan is definitely one of a kind. you wouldn’t have ever encountered such a kind of a loan with such benefits and advantages. The features of the above-mentioned loan are:

Features Car Loan
Interest Rate 9.80%
Processing Fee
1% of the amount
Loan Tenure 5 years
Lowest EMI Rs. 47,450
Loan Amount
Rs. 22.57 lakhs
Prepayment Charges

Volkswagen T-Roc Car Loan Eligibility Criteria

There is certain criteria set to be eligible to avail a Volkswagen T-Roc car loan. The eligibility criteria for the same is:

21 years – 60 years
Minimum Annual Income
Salaried: ₹ 0.01 Lakhs
Self Employed Professionals: ₹ 0.01 Lakhs
Self Employed Businessmen: ₹ 0.01 Lakhs
Minimum Credit Score
700 and above
Loan Tenure 5 years
Loan to Value Ratio
100% of ex-showroom price

Volkswagen T-Roc Car Loan EMI Calculator

Availing of a loan is certainly a task. People find it to be very difficult only because of not being able to understand the different processes associated with availing of a loan. People struggle with not knowing how much money they would have to spend on EMI’s or interest amounts monthly. To help with this, a Car Loan EMI Calculator could be used. Using this calculator would help them in calculating their finances and planning accordingly. Thus giving the applicant a much clearer understanding of the loan as a whole and reducing their worries.

  • The method in which Volkswagen T-Roc Car Loan EMI calculates your EMI would be way different from any other banks that you might have dealt with.
  • However, in the end, all the banks do use the same basic formula to calculate their EMI value which needs to be told/informed to the applicant. The formula that they use is:

E= P. r. (1+r)n/[(1+r) n -1]

E: denotes the monthly payment or EMI.

P: denotes the main amount for which you wish to apply.

r: is the monthly interest rate computed as a percentage of yearly income,

n: is the loan term in months.

Volkswagen T-Roc Car Loan Interest Rate, Fees, and Charges

Interest Rate
9.8% onwards
Processing Fee
1% of the amount, that is a minimum of 50,000/-
Foreclosure Charges
3-6% after 6 months and no foreclosure charges for less than 6 months
Documentation Fees
Rs. 700, non-refundable
Penalty for Late Payment
1% each month
Financing Quantum
up to 100% depending on customer profile

Documents Required for Volkswagen T-Roc Car Loan

After checking the eligibility criteria, you would have to submit a few documents as proof. The documents required to avail of a Volkswagen T-Roc Car loan is:

Individual Documentation
Salaried Applicant
Two Passport-size photocopies of your tax identification number (PAN)
Aadhaar, Passport/ Driving License/ Voter ID/ PAN are all acceptable forms of identification.
Automobile quote
Passport, Leave and License, Registered Rent Agreement, Utility Bill (up to 3 months old), Residential Address Proof.
3 months pay stubs, 2 years Form 16, 3 months bank statement displaying salary credit and any EMI debit
Vehicle Registration and Insurance
Self Employed Applicant
Two Passport Size Photo Copy of Income Tax PAN (Filled Out Loan Application Form)
Aadhaar, Passport, Driving License, Voter ID, and PAN is all acceptable forms of identification.
Car price quote
Proof of residential address – leave and license/registered rent agreement/utility bill (up to 3 months old), Passport.
Income Documents – 3 months pay stubs, 2 years of Form 16, 3 months bank statement displaying income credit and any EMI debit.
Vehicle Registration and Insurance

Volkswagen T-Roc Car 

Volkswagen Polo Car Loan


Engine and Transmission 

Engine Type
1.5 L TSI EVO with ACT
Displacement (cc) 1498 cc
Max Power
Max Torque
No. of cylinder 4
Valves Per Cylinder 4
Valve Configuration DOHC
TransmissionType Automatic
Gear Box
7 Speed DSG

Volkswagen T-Roc Car Price

The Volkswagen T-Roc price starts at Rs. 21.35 lakhs. There is only one variant available in this model and that is the Volkswagen T-Roc TSI which is priced at Rs. 21.35 lakhs. The ex-showroom price of this car is at Rs. 21,35,000, along with the RTO expense of Rs. 2,24,230 and the insurance expense of Rs. 92,057. Since this has a 1498cc engine the fuel cost monthly would end up being Rs. 2,730 per month.

Prices of Volkswagen T-Roc Ex-showroom Delhi

Model Variant Key specs
Ex-Showroom Price
T-Roc TSI 1498 cc, Automatic, Petrol, 18.4 kmpl 21.35 lakhs

Downpayment required for Volkswagen T-Roc Car loan 

The Volkswagen T-Roc Car is a car with an aggressive design and is completely all-wheel drive. Initially, the T-Roc was just an idea and that it was used to test concepts in the future Volkswagen SUVs. It is said that it is a relatively lightweight car because of the way it’s constructed. However, considering this, there is a certain amount that has to be paid as the downpayment, which would be approximately 6 lakhs.

About Volkswagen T-Roc Car 

Volkswagen T-Roc was manufactured by the German automaker Volkswagen which is a subcompact crossover SUV(B-segment).  It is based on the Volkswagen Group MQB A1 platform and generally has been considered as the SUV equivalent of the Golf. The T-Roc sits below the Tiguan and above the slightly smaller T-Cross. The T-Roc made its worldwide debut on 23 August 2017 as Volkswagen’s fourth SUV in the European market. and it has been successful not only on in the European market but also in the Indian market and everywhere else too.

How to get Volkswagen T-Roc Car Loan

Volkswagen T-Roc would be one of the best decisions that any customer might make when they are willing to spend their money on buying a lightweight automobile. It is soon gaining a lot of names as well as fame. All the banks and NBFC would not be able to fund the whole value of the car for their customers.

To protect the interested customers from the trouble, the best and the most accessible method of availing a car loan for the Volkswagen T-Roc is done with the help of India’s first Financial Helpline, Dialabank.

To apply for a loan, visit our website at Dialabank  or You could contact us at 9878981166

FAQs Car Loan for Volkswagen T-Roc

✅ Is Volkswagen T-Roc Car a good investment?

Yes, Volkswagen T-Roc would be one of the best investments that you would make. It’s lightweight and all the advanced features are what makes it such a good investment.

✅ What is the Volkswagen T-Roc Car’s on-road price?

Volkswagen T-Roc’s on-road price is Rs. 21.35 lakhs.

✅ What are the documents required to be submitted for a car loan for Volkswagen T-Roc?

The documents required would be the usual identity documents, income proof documents, residence documents and photo proof.

✅ What is the processing fee for a Volkswagen T-Roc car loan?

The processing fee for the Volkswagen T-Roc Car loan is 1% of the loan amount.