Bank of Baroda Credit Cards

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Bank of Baroda Credit Cards

Top 10 Bank of Baroda Credit Cards

Name of the Card

Annual Fee

Category

Income Required

Bank of Baroda Easy Credit Card

Rs.500 Lifestyle Must have stable Income

Bank of Baroda Select Credit Card

Rs.750 Rewards Must have stable Income

Bank of Baroda Premier Credit Card

Rs.1000 Lifestyle and Shopping Must have stable Income

Bank of Baroda Prime Credit Card

Nil Shopping Must have stable Income

Bank of Baroda Credit Cards Categories 

For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. Clearly understanding the customer’s spending habits, Bank of Baroda offers varied credit cards in the following categories.

Lifestyle credit cards from Bank of Baroda

Bank of Baroda provides credit cards that offer the best lifestyle privileges to the cardholders.

Apply for Bank of Baroda Easy Credit Card

Bank Of Baroda Credit Cards

Apply for Bank of Baroda Premier Credit Card

Bank Of India Credit Cards

Shopping Credit Cards from Bank Of Baroda

Bank of Baroda provides credit cards with various shopping benefits. You can get many discounts and offers on the purchases you make using Bank Of Baroda Credit Cards.

Apply for Bank of Baroda Prime Credit Card

Bank Of Baroda Credit Cards

Rewards Credit Card from Bank Of Baroda

Bank Of Baroda Credit Cards provides various rewards on the purchases.

Apply for Bank of Baroda Select Credit Card

Bank Of Baroda Credit Cards

Bank of Baroda Credit Cards Eligibility Criteria

  • Age Criteria – Applicants of Bank of Baroda Credit Cards need to meet certain age criteria in order to apply for the credit cards. All the applicants must be between 18 years and 65 years of age
  • Income Criteria Applicants of Bank of Baroda Credit Cards must earn a certain sum of money annually in order to meet the eligibility criteria. This amount varies depending on the card the applicant opts for
    1. The applicants applying for a Bank of Baroda Corporate Premium Credit Card should either be a Limited or a Partnership firm or a Government company. They must have a paid-up capital of at least Rs.25 Lakhs and the Net Worth of their companies must be at least Rs.50 Lakhs. Apart from this, they need to have a credit facility of at least Rs.1 crore and a BOB rating of 6 and above.
    2. If the applicants have existing banking relations with the Bank of Baroda, they will be given preference.

Bank of Baroda Credit Cards Documents Required

Address Proof

Identity Proof

Income Proof

  • Aadhaar card
  • Driver’s License
  • Passport
  • Ration Card
  • job card issued by NREGA
  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Latest one or 2 salary slip (not more than 3 months old)
  •  Form 16
  • Last 3 months’ bank statement
  • Audited financials for the last two years (for self-employed)

How to apply for Bank Of Baroda Credit Cards

You can easily apply for a credit card through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Fill the application form. Fill in all your basic details like monthly income, residential address, contact no., etc. correctly.
  3. Find your preferred Bank Of Baroda Bank Credit card.
  4. Check your eligibility and if you are eligible then you can complete the online application.

Reward Points offered on Bank of Baroda Credit Cards

Name Of the Card

Rewards Points Offer on the Card

Bank of Baroda Easy Credit Card
  • 5x rewards points on the purchases you make at the grocery, departmental stores, and movies spend.
  • 1 reward point for every Rs. 100 spent on other categories.
Bank of Baroda Select Credit Card
  • 1 reward point for every Rs.100 spent on other categories.
  • 5x rewards points for every Rs.100 spent on dining, utility bills, and online spending.
  • 1,000 bonus rewards points per month.
Bank of Baroda Premier Credit Card
  • 2 reward points are given for every Rs.100 spent on other categories.
  • 10 Reward Points for every Rs.100 spent on Travel, Dining and International spends.

Detailed Features and Benefits

Bank of Baroda Easy Credit Card

  • The Bank of Baroda Easy Credit Card is a lifestyle and shopping credit card offering a wide range of benefits across various categories
  • Joining Fee: Rs.500
  • Annual Fee: Rs.500 (Will be waived if Rs.35,000 is spent in a calendar year).
  • Accelerated reward points (5X) for grocery, departmental stores, and movie spend.
  • 1 reward point for every Rs. 100 spent on other categories.
  • 0.5% Cashback on card bill payment.
  • Zero fuel surcharge.

Bank of Baroda Select Credit Card

  •  The Bank of Baroda Select Credit Card is a rewards credit card offering many benefits across other categories as well.
  • Joining Fee: Rs.750 (Waived if spends exceed Rs.7,500 within the first 6 months of card issuance).
  • Annual Fee: Rs.750 (Waived if annual spending exceeds Rs.75,000).
  • 1 reward point for every Rs.100 spent on other categories.
  • For every Rs.100 spent on dining, utility bills, and online spending accelerated rewards of 5X are given.
  • 1,000 bonus rewards points per month.
  • Zero fuel surcharge.

Bank of Baroda Premier Credit Card

  • Key Highlights: The Bank of Baroda Premier Credit Card is a premium credit card offering various lifestyle and shopping benefits
  • Joining Fee: Rs.1,000 (Waived if Rs.60,000 is spent in the first 6 months of card issuance).
  • Annual Fee: Rs.1,000 (Waived if annual spending exceeds Rs.1.2 lakh).
  • 2 reward points are given for every Rs.100 spent on other categories.
  • Complimentary airport lounge access, 24×7 concierge, and Golf program.
  • 10 Reward Points for every Rs.100 spent on Travel, Dining and International spends.
  • Zero fuel surcharge.

Bank of Baroda Prime Credit Card

  • Key Highlights: Bank of Baroda Prime Credit Card is a credit card given against an already existing FD with Bank of Baroda
  • Joining Fee: Nil
  • Annual Fee: Nil
  • Guaranteed credit card against an FD of Rs.15,000 or higher.
  • Fuel surcharge waiver.
  • 1% cashback on all spends.