Bank of Baroda Easy Credit Card

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Bank of Baroda Easy Credit Card

Bank of Baroda Easy Credit Card Features

Bank of Baroda Easy Credit CardThe features of the Bank of Baroda Easy Credit Card are as follows :

  1. Reward Points: 1 reward point per Rs. 100 spent
  2. Fee waiver: Spend Rs. 50,000 in a year to get an annual fee waiver
  3. Redeem Online: You can simply track and redeem your cashback online by logging in credit card online.
  4. Flexible Credit Card Limits: Get flexible card limits as per customers’ requirements.
  5. EMI Option: Translate purchases over Rs. 2,500 on the card into EMIs of 6 to 12 months of tenure.
  6. Customer services: The relationship Manager reach out to the customers for any need of the customer.
  7. Personal Alerts: The customer is notified of every update by the bank.
  8. Free Add-on Cards: 3 immediate add on cards for family members above 18 years.

Bank of Baroda Easy Credit Card Eligibility Criteria

Following are the necessary eligibility criteria for availing Bank of Baroda Easy Credit Card :

Particulars Criteria
Minimum Age  18 years
Maximum Age 65 years
Income of the Applicant Must Possess constant income source.
Nationality The citizen must possess INDIAN Citizenship.Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.
CIBIL  A decent CIBIL Score is necessary clear credit history.

Bank of Baroda Easy Credit Card Documentation

The banks ask for certain mandatory documents for availing Bank of Baroda Easy Credit Card:

Identity Proof Address Proof Income Proof
  • Passport
  • Driving License
  • PAN Card
  • Adhar Card
  • Voter ID
  • Recent telephone bills
  • Passport
  • Electricity Bill
  • Voter ID
  • Recent Copy of Salary Slips
  • Recent ITR Copies
  • 3 months bank statement of salary credits.

Fees and Charges of Bank of Baroda Easy Credit Card

The fee and charges related to the Bank of Baroda Easy Credit Card are as follows:

Services Fee and Charges
First Year Fee Rs. 500
Annual Fee Rs. 1000
Cash Withdrawal Charges 2.5% of the amount
Finance Charges 3.49% p.m.
Over Limit Charges Rs. 600
Unlocking Charges Rs. 300
GST Applied on taxable supplies
Late Payment Charges 15% of total amount due

Rewards and Points Program

Following are the rewards and points received along with the Bank of Baroda Easy Credit Card  :

  • Up to 5 Reward Points per Rs. 100 spent

Bank of Baroda Easy Credit Card Limit

  • Flexi card limit as per customer’s wish

How to Apply for Bank of Baroda Easy Credit Card

Give below are the steps involved while applying for the Bank of Baroda Easy Credit Card:

  1. First of all, visit the Dialabank website.
  2. From the given page select Bank of Baroda Easy Credit Card.
  3. Fill in the required information in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Compare the eligibility criteria and if you are eligible then you can complete the online application.

Other Top Credit Cards by Bank of Baroda

  • Bank of Baroda Select Credit Card
  • Bank of Baroda Premier Credit Card
  • Bank of Baroda Prime Credit Card

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