Bank Of India Navy Classic Credit Card

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Bank Of India Navy Classic Credit Card Features

Bank Of India Navy Classic Credit CardThe Bank Of India Navy Classic Credit Card is an exclusive creation for the Indian Navy Members. This card is best suited for individuals who are Navy members. This card comes with various features and benefits.

The features of the Bank Of India Navy Classic Credit Card is as follows:

  • Free for Lifetime: There are no annual fees and renewal charges for this card. This card is free for a lifetime.
  • Direct Billing Credit Card: This is a direct billing card that is specially designed for the Navy members who are always on a move. The Bank Of India Navy Classic Credit Cardholders can easily pay their dues from anywhere in the world.
  • Easy Payment System: The billing cycle of the Navy Classic Credit Card is from the 16th of the present month to the 15th of next month and also the payment has to be done on or before the 5th of next month and this is a very convenient and easy payment method for the salaried individuals.
  • Affordable Charges: Affordable and attractive Interest rates are available on the Bank Of India Navy Classic Credit Card and this offers greater flexibility to the cardholders.

Bank Of India Navy Classic Credit Card Eligibility Criteria

The following is the eligibility criteria for Bank Of India Navy Classic Credit Card:

Age 21 years and above
Occupation

The applicant should be a member of the Indian Navy.

Nationality

Any individual of Indian origin or resident of India who is working in the Indian Navy is eligible.

Credit Score The applicant should have no dues with the bank of India or any other bank
CIBIL  A good CIBIL Score is required

Bank Of India Navy Classic Credit Card Documentation

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • You need to submit proof that you belong to the Indian Navy like an ID card.
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to Bank Of India Navy Classic Credit Cards are shown in the below table.

Services

Fees and Charges

Annual Fee No Annual Fee
Renewal Charges No Renewal Charges
Cash Advance Transaction Fee 2.5% on the advance amount for each transaction
Return of Cheque Fee Minimum of Rs. 100
Change Slip Request Rs.100 
Late Payment Charges Rs.100
Replacement Card Charges Rs.250
Duplicate Statement Request Charges Rs.50

Rewards Points programs

  • The Bank of India Navy Classic Credit Card is an exclusive card created for Navy Members of India.
  • It comes with a free annual fee and no joining fee.

Bank Of India Navy Classic Credit Card Limit

  • Cash Withdrawl of up to Rs. 5000/- month.

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How to apply for Bank Of India Navy Classic Credit Card

You can easily apply for a Bank Of India Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Bank Of India Navy Classic Credit Card.
  3. Fill the application form for that card.
  4. Fill in all the required details like residential address, contact no., monthly income, etc. correctly.
  5. Check your eligibility and if you are eligible then you can complete the online application.

Other Top Credit Cards by Bank Of India

  • Bank Of India -India Credit Card
  • Bank Of India Visa Gold Credit Card
  • Bank Of India Visa Gold International Credit Card
  • Bank Of India Visa Platinum Privilege Card
  • Bank of India Navy Gold Credit Card
  • Bank Of India TAJ Premium Credit Card

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