Bank Of India TAJ Premium Credit Card

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Bank Of India TAJ Premium Credit Card

Bank Of India TAJ Premium Credit Card Features

The Bank Of India TAJ Premium Credit Card is specially created for the people who hold the TAJ membership. This card comes with various lifestyle privileges. This card offers 

The features of the Bank Of India TAJ Premium Credit Card is as follows:

  • Free for Lifetime: This card comes with no annual fees and renewal charges for this card. This card is free for a lifetime.
  • Exclusive card: This is an exclusive card that is specially designed for the TAJ group members. This card provides the best privileges to the cardholders.
  • Easy Billing System: The billing cycle of the Navy Classic Credit Card is from the 16th of the present month to the 15th of next month. The due payment has to be done before the 5th of next month and this is a very convenient and easy payment method for the salaried individuals.
  • Attractive Interest Rates: The cardholders do not have to worry about the interest rate while purchasing. The Bank Of India TAJ Premium Credit Card comes with affordable interest rates.
  • Affordable Charges: The services associated with the Bank Of India TAJ Premium Credit Cards are very affordable and nominal.

Bank Of India TAJ Premium Credit Card Eligibility Criteria

In order to apply for the TAJ Premium Credit Card, the Bank Of India has set some eligibility criteria. Check the required eligibility criteria below.

  • Any Indian individual who is a member of TAJ Group is eligible.
  • The applicant should not have any defaulted payment overdue associated with Bank Of India or any other Bank.
  • The applicant must have a stable annual income and the income of the applicant will be verified by the salary slips.
  • A decent CIBIL score is required.

Bank Of India TAJ Premium Credit Card Documentation

The required documents for the Bank Of India TAJ Premium Credit Card is as follows:

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • You need to submit proof that you belong to the TAJ group like Taj Membership Card.
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

There are some fees and charges on the services of the Bank Of India TAJ Premium Credit Card. The Fees and Charges related to Bank Of India TAJ Premium Credit Card are shown in the below table.

Services

Fees and Charges

Annual Fee No Annual Fee
Renewal Charges No Renewal Charges
Cash Advance Transaction Fee 2.5% on the advance amount 
Return of Cheque Fee Minimum of Rs. 100
Change Slip Request Rs.100 
Late Payment Charges Rs.100
Replacement Card Charges Rs.200
Duplicate Statement Request Charges Rs.50
Cheque Bounce Fee Minimum of Rs.100
Foreign Currency Transaction Charges 2%
Over Limit Charges Rs.100 for each transaction

Rewards Points programs

You can receive reward points that can be traded for cash and fee waivers with every expenditure you make using the Bank of India Card.

Bank Of India TAJ Premium Credit Card Limit

 

How to apply for Bank Of India TAJ Premium Credit Card

You can easily apply for a Bank Of India Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Bank Of IndiaTAJ Premium Credit Card.
  3. Fill the application form for that card.
  4. Fill in all the required details like residential address, contact no., monthly income, etc. correctly.
  5. Check your eligibility.
  6. If you are eligible then you can complete the online application.

Other Top Credit Cards by Bank Of India

  • Bank Of India -India Credit Card
  • Bank Of India Visa Gold Credit Card
  • Bank Of India Visa Gold International Credit Card
  • Bank Of India Visa Platinum Privilege Card
  • Bank Of India Navy Classic Credit Card
  • Bank of India Navy Gold Credit Card

FAQs

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