Top 2 Bank of Maharastra Credit Cards in India
Credit Card |
Annual Fee |
| Bank of Maharashtra SBI Gold Credit Card | Rs.499 |
| Bank of Maharashtra SBI Platinum Credit Card | Rs.2999 |
Types of Credit Cards offered by Bank of Maharashtra
Clearly understanding the customer’s spending habits, the Bank of Maharashtra offers varied credit cards. The following are some Bank Of Maharashtra Credit Cards Categories.
- Shopping Card.
- Cashback Card.
- Rewards Card.
- Travel Card.
- Life-Time Free Card.
- Business Card.
- Lifestyle Card.
- Entertainment Card.
Apply for Bank Of Maharashtra SBI Gold Credit Card
Apply for Bank of Maharashtra SBI Platinum Credit Card
Why choose Bank of Maharashtra Credit Cards?
Bank of Maharashtra provides a variety of credit card options, each one designed to fulfil a particular need. Bank of Maharashtra Navy Classic, Navy Gold, TAJ Premium Card, Visa Gold Card, Visa Gold Card International Card, Visa Platinum Privilege Card, Bank of Maharashtra Credit Card for Pensioners, and Bank of Maharashtra Card are among the options available to customers. Many of these credit cards come with a slew of perks that include unique perks and banking advantages. Credit cards from the Bank of Maharashtra come with a slew of benefits, including EMI options, global recognition, higher credit limits, and flexible credit options. The Bank of Maharashtra Credit Cards requires minimal documentation.
Bank of Maharashtra Credit Cards Eligibility Criteria
The Bank of Maharashtra Credit Cards has certain eligibility criteria. These criteria need to meet in order to get your credit card. The criteria include your income, age credit score, etc. Also, the criteria vary from card to card. The bank reserves the right to accept or reject your application on the basis of the set criteria.
Bank of Maharashtra Fees and Charges
| Primary Feature | Fees / Charges |
| Annual Fee | Gold: Rs.499
Platinum: Rs.2999 |
| Renewal Fee | Gold: Rs.499
Platinum: Rs.2999 |
| Interest – Free Credit Period | 20-50 days |
| Finance Charges | Up to 3.35% per month |
| Minimum Amount Due | 5% of Total Outstanding (Min. Rs.200 + all applicable taxes + EMI |
| Cash Advance Limit | Up to 80% of credit limit, with a maximum of Rs.12,000 per day |
| Late Payment Fee | NIL for Total Amount due from Rs.0-Rs.200;
Rs.100 for Total Amount due greater than Rs.200 & up to Rs.500; Rs.400 for Total Amount due greater than Rs.500 & up to Rs.1000; Rs.600 for Total Amount due greater than Rs.1000 & up to Rs.10,000; Rs.800 for Total Amount due greater than Rs.10,000 & up to Rs.25,000; Rs.950 for Total Amount due greater than Rs.25,000 |
| Foreign Currency Markup | 3.50% |
| Rewards Redemption Fee | Rs.99 |
| Card Replacement Fee | Rs.100 |
Bank of Maharashtra Credit Cards Documents Required
The following table shows the documents required for the Bank Of Maharashtra Credit Cards.
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement |
| Proof of Income | Latest one or 2 salary slips (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
How to apply for a Bank of Maharashtra Credit Cards?
You can easily apply for the Bank Of Maharashtra Credit Cards through Dialabank. Follow the following steps and get your credit card easily.
- First, visit the Dialabank website.
- Fill the application form. Fill in all your basic details like monthly income, residential address, contact no., etc. correctly.
- Find your preferred Bank Of Maharashtra Credit card.
- Check your eligibility and if you are eligible then you can complete the online application.
Bank Of Maharashtra Credit Card Rewards Programme
Name Of the Card |
Rewards Points Offer on Card |
| Bank of Maharashtra SBI Gold Credit Card |
|
| Bank of Maharashtra SBI Platinum Credit Card |
|
Detailed Features and Benefits of Top 10 Bank of Maharashtra Credit Cards
Bank of Maharashtra SBI Gold Credit Card
- Best Suited For Shopping and Reward Points
- Bonus Reward Points- Get 2000 bonus reward points on spending Rs.2000 or more within the first 60 days of receiving your card.
- Welcome, Offer- Get Rs.100 cashback on your first ATM withdrawal within 30 days of receiving your card.
- Everyday Reward Points- Get up to 2.50% value back as you earn 10X reward points per Rs.100 spent on all Grocery and Departmental Store purchases. You can use the accumulated reward points to pay your outstanding credit card balance or redeem against a range of gifts available.
- Annual Fee Waiver- Enjoy an annual membership fee reversal on spending more than Rs.1 lakh in the previous year on your Bank of Maharashtra SBI Gold Credit Card.
- Fuel Surcharge Waiver- Enjoy freedom from paying a 1% fuel surcharge at any petrol pump. You need to transact an amount ranging from Rs.500 to Rs.3000 at any petrol pump in India to avail of this offer.
Bank of Maharashtra SBI Platinum Credit Card
- Best Suited For Travel and Reward Points
- Welcome Gift- Receive an e-gift voucher worth Rs.3000 as a welcome gift. Choose from the below-listed brands. Also, you will receive an SMS to choose e-voucher options from the following brands within 15 days of your annual fee payment.
- Bata / Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop, Yatra. The e-voucher will be sent to your registered mobile number or email address within 5 days of the request.
- Reward Points- Earn 2X reward points on all Grocery, Departmental and International purchases. Also, earn 2 reward points for every Rs.100 spent on other categories.
- Milestone Rewards- Get milestone rewards on your annual spending of Rs.4 lakh and Rs.5 lakh each. Get an e-gift voucher worth Rs.3000 and choose from the following brands: Yatra, Hush Puppies / Bata, Westside, Shoppers Stop
- Domestic Lounge Program- Avail of 2 complimentary domestic airport lounge visits every quarter in India.
- International Lounge Program- Get complimentary membership to the Priority Pass worth $99. Enjoy access to over 1000 airport lounges worldwide.
- Renewal Gift- Avail e-vouchers worth Rs.3000 as renewal gift on crossing spends of Rs.2 lakh in the previous year. Brands Available- Yatra, Hush Puppies / Bata, Westside, Shoppers Stop.
- Golf Privileges- Get access to more than 300 golf courses across the world. Also, get a 30% discount on the green fee.
- Fuel Surcharge Waiver- Enjoy freedom from paying a 1% fuel surcharge at any petrol pump. You need to transact an amount ranging from Rs.500 to Rs.4000 at any petrol pump in India to avail of this offer (Maximum surcharge waiver of Rs.250 can be availed per statement cycle).
Bank of Maharashtra Credit Card Offers
Credit cards have been ingrained in our culture. In the market for various forms of credit cards, we are spoiled for options. With so many credit card deals available, it has become a popular method of financial transaction payment. One can take advantage of a variety of credit card benefits. It is quickly becoming a valuable financial asset in our lives.
The majority of major credit card companies have partnerships with luxury brands, merchandise partners, exclusive dining, travel & hotel privileges, movie tickets, and cashback. Credit cards extend credit and thereby assist us in managing our financial needs in the interim.
Bank of Maharashtra Customer Care Number
For any credit card related issue and complaint, you can directly give a call on the Bank of Maharashtra Customer Care Number. Dial- 18601801290 Or, you can send your query via email- creditcardcell@mahabank.co.in
Contact Dialabank at 9878981166 for an easier application process
How to check Bank of Maharashtra credit card application status?
After applying for a credit card, you will ideally receive an SMS from the bank acknowledging your credit card application with the reference number and application number.
FAQs on Bank of Maharashtra Credit Cards
✅ What is the age criteria to apply for a Bank of Maharashtra Credit Card?
The applicant should be a minimum of 23 years old and a maximum of 60 years old to apply for a Bank of Maharashtra Credit Card.
✅ Are there any income criteria to apply for Bank of Maharashtra Credit Cards?
Yes, income eligibility is a minimum of Rs. 18,000 per month to obtain a credit card from the Bank of Maharashtra.
✅ Is the Bank of Maharashtra credit card available for only salaried individuals?
No, Bank of Maharashtra credit cards can be availed by both salaried and self-employed individuals.
✅ I am a foreigner working in India for a few years. Can I apply for Bank of Maharashtra Credit Cards?
No, only Indian citizens and NRIs can apply for Bank of Maharashtra Credit Cards.
✅ Is my credit score a criterion to determine my eligibility for Bank of Maharashtra Credit Cards?
Yes, your credit score is a crucial factor in determining credit card eligibility. Individuals with a high credit score can quickly secure a credit card with high credit limits and low interest rates.
✅ What are the income proof documents I can submit for my Bank of Maharashtra credit card application?
The applicant can submit their bank statement, payslip or income tax return as proof of income.
✅ Where can one apply for Bank of Maharashtra Credit Cards?
Bank of Maharashtra credit cards can be applied on the bank’s official website or at your nearest branch.
✅ Do I need to be an existing customer to apply for Bank of Maharashtra Credit Cards?
No, not necessary. Even non-customers of the bank can apply for Bank of Maharashtra Credit Cards
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