Credit Card Chandigarh

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About Chandigarh

Credit Card Chandigarh

Chandigarh is the district city and union territory in India. Chandigarh also serves as the capital of neighbour states Haryana and Punjab. Chandigarh is known to be among the successful architecture in India which said to be the early planned city of post-independent India.  The population of Chandigarh is over 1,055,450 with a prosperous economic state. Chandigarh is rated as the “wealthiest town in India” This prosperous city has a wide range of shoppers having a selective choice when it comes to spending money. Hence, financial institutions in Chandigarh are offering fringe benefits on credit card spends keeping in mind the needs of uptight customers.

Top 5 Banks that offer Credit Card Chandigarh

Different banks in Chandigarh offer credit cards for Chandigarh customers:

HDFC Bank:

  • HDFC Bank Regalia Credit Card: Get complimentary priority pass membership to more than 600 air lounges with this credit card. Also, get special membership to Taj Epicure Pus Complimentary membership.
  • HDFC Millennia Credit Card: The users get special 5% cashback on Amazon, Flipkart, Flight, and Hotel bookings on shopping via Smartbuy.

State Bank Of India:

  • SBI Card Elite: The customers receive an e-voucher during issuance whose value is equal to Rs. 5,000. This card is an advantage for movie freaks and shoppers as you get free movie tickets every month. Get an annual bonus of Rs. 50,000 every year at the cost of a decent joining fee.
  • SBI Card Air Signature: E-voucher as welcome gift is provided at the time of joining which Rs is. 3,000. Get Reward points on every so end on dining, groceries, movies, and departmental stores. This Card gives special air lounge services and complimentary discounts on Air India tickets.

Yes, Bank:

  • Yes Prosperity Edge Credit Card: This card offers special complimentary membership to its users to domestic airport lounges and many more benefits on ticket booking for flight and movies. The reward points get accelerated on birthdays, anniversaries, and special offers on dining and shopping.
  • Yes Prosperity Reward Plus Credit Card: Now you don’t have to worry about your children or spouse because Yes bank provides this with the privilege to get an add-on card for free. Fuel benefits available at any fuel station in India. Special offers across the country on dining, shopping, travel, and more.

Axis Bank:

  • Axis Bank Buzz Credit Card: It is a contactless card introduced by Axis bank, which is an added advantage for online shoppers. It gets you a 5% discount on Flipkart and gets Flipkart vouchers which are worth Rs.8,000 every year.

ICICI Bank:

  • ICICI Bank Sapphiro Credit Card: A great deal of reward point are offered on international spending with this card. Along with complimentary airport lounge services, golf services, fuel surcharge waiver, movie tickets, etc.
  • ICICI Bank Coral Credit Card: The cardholders get special lounge access with the issuance of cards. Free movie tickets, special discounts on dining, and accelerated reward points on grocery shopping and departmental stores.


Looking for Bank Branches where you can get information on Credit Card Chandigarh

Given are the banks that give credit card information in Chandigarh:

Bank 
 Address
State Bank of India Chandigarh Main Branch, SBI Building, Bank Square, Sector-17, Chandigarh


Why Apply Online or choose Dialabank for Credit Card Chandigarh

  1. You can extract credit card eligibility in just 2 mins.
  2. The whole process is paperless, i.e. online.
  3. Quick loan approval and instant update available.


How you can get credit cards with Dialabank in Chandigarh in just three easy steps:

  • First of all, visit the Dialabank site and compare online eligibility for the credit card of the bank of your choice.
  • Complete the online application with the required information.
  • The customer gets an update as soon as the credit card is approved.


Which are the credit cards available in Chandigarh for Customers?

There is a variety of credit card available in Chandigarh:

  1. Shopping card
  2. Travel Card
  3. Entertainment Card
  4. Reward Card
  5. Cashback Card
  6. Premium Card
  7. Fuel card


How can you pay for credit card payments or payment options?

The Chandigarh banks offer you a variety of payment options for payment of your credit card:

  1. Net banking from any particular bank account
  2. Payment via AutoPay
  3. Cheque or cash (dropbox)
  4. Fund transfer (NEFT/RTGS)


Eligibility Criteria for Credit Card Chandigarh:

The following are the necessary points to be kept in mind while applying for Credit Card in Chandigarh.

  • Age: Between 21 years to 65 years of age.
  • Occupation: Self-employed or Salaried Individual.
  • Cibil Score: The cibil score must be maintained for card approval.
  • Income: The applicant should make a min of Rs.15,000 in a month.


Required Income Criteria for Credit Card Chandigarh:

  • The minimum salary of the applicant should be Rs. 15,000 a month at least is necessary for any salaried or self-employed person to earn. Although the criteria might differ for high-end cards as the premium cards require more monthly earning depending upon which bank you are applying in Chandigarh.


FAQs for Credit Card Chandigarh

What are the necessary criteria for the monthly income of an applicant?

A minimum of Rs. 15,000 or more monthly is necessary to earn for an applicant. But the scale may vary as per the credit card you are applying for.

Why is cibil score important for credit card approval in Chandigarh?

Cibil Score of an applicant is the data of financial status, including payment and payment dues of the applicant. The cibil score is one of the important criteria that the banks look up to while applying for a credit card in Chandigarh.

What are the advantages of availing Credit Card Chandigarh?

These credit cards offer numerous benefits on shopping, dining, travelling and air travels. That gives an advantage to shoppers, travellers and everyone who has access to the card.

What are the steps that make credit card approval possible?

  • First of all, visit the Dialabank site and compare online eligibility for the credit card of the bank of your choice.
  • Complete the online application with the required information.
  • The customer gets an update as soon as the credit card is approved.

What are the different kinds of credit cards that can avail in Chandigarh?

  • Entertainment Cards
  • Premium Cards
  • Travel Cards
  • Reward Cards
  • Value Cards
  • Cashback Cards
  • Fuel cards

Are different payment modes for credit card payment available in Chandigarh?

  • Net banking from any particular bank account
  • Payment via AutoPay
  • Cheque or cash (dropbox)
  • Fund transfer (NEFT/RTGS)

What should be the minimum age of the Credit Card applicant?

The applicant should be a minimum of 21 years of age while applying for a credit card in Chandigarh city.

✅ Who to consult for getting updates on application status?

With Dialabank, the customer-relation managers reach out to the applicant as soon as they register for the credit card. In case of any query, they provide quick solutions and 24*7 customer service in Chandigarh.

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