Credit Card Chennai

About ChennaiCredit Card Chennai

Chennai is located on the Bay of Bengal, is the capital city of Tamil Nadu. Chennai is one of the travel destinations in India. This city is surrounded by beaches and temples that becomes an add-on for the tourists arriving in the city. Chennai reflects the artistry of all the artists dwelling in the city, which makes it suitable for shoppers interested in buying handpicked goods. There are various banks in Chennai that provide credit cards with many features and benefits that are suitable for shoppers.

Top 5 Banks that offer Credit Card Chennai

Following are the banks that provide credit cards in Chennai:

HDFC Bank:

  • JetPrivilege HDFC Bank World: JetPrivilege by HDFC, is one of the leading credit cards. It offers exclusive privileges in Jet Airways and many more benefits to frequent travellers. This credit card is a combined offering by Jet Airways, the leading private carrier in India, HDFC Bank, and any leading private bank in India.
  • JetPrivilege HDFC Bank Diners Club Credit Card: This Credit Card comes like a blessing to travel enthusiasts along with diner benefits. There are added benefits in Jet Airways and Diners Club. It is one of the best among premium cards in the market.

HSBC Bank

  • HSBS Bank Platinum Credit Card: This Credit Card provides its users with numerous reward points and shopping benefits o its users which lifts the shopping joy. No joining fee is charged with this card as it provides free memberships to many reward programs.

American Express

  • American Express Gold Credit Card: This Credit card by American Express is a Charge Card, that offers reward points in every purchase or spends. It offers special AMEX membership to its users which is a prominent reward program.
  • American Express Platinum Travel Credit Card: This is a premium credit card made especially for the users with the highest travel complimentary reward points. It provides the fastest complimentary travel services and Airport lounge services with 4 complimentary visits per year in Delhi.

Standard Chartered Bank:

  • Standard Chartered Manhattan Reward Card: This is the most suitable card for cashback and reward points, that offers unlimited benefits in every purchase or spend. It is a premium card offered by SCB. 
  • Standard Chartered Super Value Credit Card: Mot suitable card for strict-budget users it provides value discounts and reward points in every purchase.

ICICI Bank

  • ICICI Platinum Chip Card (Visa): It is the best lifestyle card that gets you value-added points on every purchase and spends. It comes with a special PIN feature. It is a power-packed card along with fringe benefits.
  • ICICI Bank Coral Contactless Credit Card: This Card provides exclusive access to Airport Lounges to its users. It is a special card with a special feature that is a contactless service which means you have to wave the card on the card reader and payment is done.

Looking for Bank Branches where you can get information on Credit Card Chennai

Different Banks that provide credit card information in Chennai are as follows:

Bank 
Bank Address
Reserve Bank of India 16, Rajaji Salai, Fort Glacis, Chennai 600001
Corporation Bank Gurunanak College, Velachery, Chennai
IDBI No. 44/86, 4th Avenue, Ashok Nagar, Chennai
Axis Bank No. 82, Dr, Radhakrishnan Salai, Mylapore, Chennai 600004

Why Apply Online or choose Dialabank for Credit Card Chennai

Visit Dialabank, in just a few mins you can get your credit card approved.

  1. Compare eligibility in a few minutes.
  2. Easiest process and easy to understand as well.
  3. Every information and application is available online.
  4. Submit your application in the easiest way possible with Dialabank.

How you can get credit cards with Dialabank in Chennai in just three easy steps:

To get your credit card approved, follow the following simple steps:

  • Go to the Dialabank website, compare the eligibility criteria.
  • Complete the application with the required information.
  • Soon you will get an update after applying.

Which are the credit cards available in Chennai for Customers?

Chennai city banks offer various types of cards to its users which are as given below:

  1. Entertainment Credit Cards
  2. Reward Credit Cards
  3. Premium Credit Cards
  4. Value Credit Cards
  5. Travel Credit Cards
  6. Cashback Credit Cards
  7. Fuel Credit Cards

How can you pay for credit card payments or payment options?

Chennai Banks provide its customers with various payment options which are as given below:

  1. Via AutoPay
  2. Net banking 
  3. Cheque or cash at the bank branch
  4. NEFT/RTGS

Eligibility Criteria for Credit Card Chennai:

Given below is the necessary criteria for getting Credit Card approved in Chennai:

  • Employment: The applicant should be a self-employed or salaried individual.
  • Minimum Age: The min age of the applicant should be at least 21 years.
  • Maximum Age: The applicant should be a maximum of 65 years.
  • Cibil Score: Strong Cibil score is a must.
  • Income: A monthly income of Rs.15,000 per month.

Required Income Criteria for Credit Card Chennai:

  • Rs.15,000 or more should be the minimum income of the applicant either self-employed or salaried-employee. Nevertheless, the income criterion is dependent on the Credit Card; most of the premium cards demand higher monthly income along with a strong Cibil score of the applicant.

FAQs for Credit Card Chennai

✅ What should be the minimum income criteria for an applicant?

The applicant, either self-employed or salaried, should earn up to Rs. 15,000 or more monthly. But the scale may vary as per the credit card you are applying for.

What is the significance of the Cibil score in Credit Card Chennai approval?

The Cibil score is most important in the procedure of availing of credit cards as it is a data analysis of your credit history and repayment dues. In case of a faulty cibil score, your application might get rejected. Cibil is an important factor to get a card approved.

What are the added benefits of these Credit Cards?

With these credit cards, you get an ample number of benefits to its users from shopping to travelling along with reward points on every purchase. Thus, shopping becomes more fun with these credit cards.

What steps are included in Credit Card approval?

  • Go to Dialabank website, compare the eligibility criteria.
  • Complete the application with the required information.
  • Soon you will get an update after applying.

✅ What are all credit cards available in Chennai?

  1. Entertainment Credit Cards
  2. Reward Credit Cards
  3. Premium Credit Cards
  4. Value Credit Cards
  5. Travel Credit Cards
  6. Cashback Credit Cards
  7. Fuel Credit Cards

Different methods to pay off the Credit Card Chennai?

  • Via AutoPay
  • Net banking 
  • Cheque or cash at the bank branch
  • NEFT/RTGS

How much should be the minimum age of the applicant?

The applicant should be a minimum of 21 years of age while applying for a credit card in Chennai city.

Who should I speak to in case of any doubt?

With Dialabank, the customer-relation managers reach out to the applicant as soon as they register for the credit card. In case of any query, they provide quick solutions and 24*7 customer service.

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