Credit Card Gaya

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About Gaya

Credit Card GayaGaya is one of the holy cities that is located in the Indian state Bihar. Gaya is known to be a sanctum in cultural terms as thousands of devotees arrive every year to visit the Vishnupad Mandir and many more. Gaya is a city with a population of over 4.71 lakh; it is one of the frequently visited tourist spots. Being one of the tourist spots, Gaya has colourful markets that serve the best souvenirs to its travellers. From hotel booking to cab booking everything becomes easy with a credit card as spending becomes delightful. Credit cards are available in plenty in Gaya serving the best in class service to the customers.

Top 5 Banks that offer Credit Card Gaya

The following are the banks that offer credit cards in Gaya:

HDFC Bank:

  • HDFC Regalia First Credit Card: At the cost of no annual or joining fee, the HDFC Card gives an ample number of reward points on daily spends. This card is best suited for lounge services, travelling, and shopping, around 7,500 reward points on an anniversary.

Citi Bank

  • Citi Bank Premium Miles Credit Card: It is the best choice for frequent travellers as the card is loaded with premium rewards on travelling and priority access to airport lounges. With a variety of reward points on travel bookings and dining.

Standard Chartered Bank:

  • Standard Chartered Platinum Reward Card: The best in class rewards are offered to the cardholder. It is a suitable card for those who frequently shop as there comes a variety of gift vouchers and reward points with the issuance of the card.


  • ICICI Platinum Chip Card: It is the best lifestyle card that gets you value-added points on every purchase and spends. It comes with a special PIN feature. It is a power-packed card along with fringe benefits.

State Bank of Bank:

  • SBI Card Elite: This card is best suited for travelling and shopping. This is a premium card that offers free movie tickets worth Rs. 6,000 every year. The benefit of earning an e-gift voucher worth Rs. 5,000 as a welcome gift.

Looking for Bank Branches where you can get information on Credit Card Gaya

Bank of India Harihar Market, GB Road, Gaya Bihar 823001
IndusInd Bank Ground Floor, Nandan Niketan, Nagmatia Road, Ward no.4, Plot no. 50, Dhurkhi Mohalla, Makhlautganj, Swarajpuri Rd, Gaya
Union Bank of India Balaji Complex, KP Rd, Near Kiran Cinema, Dulhingunj, Gaya, Bihar

Why Apply Online or choose Dialabank for Credit Card Gaya

The best in class service is provided to the Dialabank customer.

  1. Every detail related to the application form is present online.
  2. The application process is super easy.
  3. You can easily extract eligibility online.
  4. You get instant credit card approval, and you can track the application online.

How you can get credit cards with Dialabank in Gaya in just three easy steps:

The given steps are involved in the procedure of credit card approval in Gaya:

  • Visit the Dialabank website and extract the eligibility for comparison.
  • Fill the application form with the required information.
  • Instant update from the bank when your application gets submitted.

Which are the credit cards available in Gaya for Customers?

The Gaya banks offer a range of credit cards for its customers:

  • Premium Cards
  • Travel Cards
  • Reward Cards
  • Entertainment Cards
  • Value Cards
  • Cashback Cards
  • Fuel cards

How can you pay for credit card payments or payment options?

Gaya banks give you multiple numbers of options to get the loan approved online:

  • Fund transfer (NEFT/RTGS)
  • Autopay
  • Cheque or cash (dropbox)
  • Net Banking from any particular bank account

Eligibility Criteria for Credit card Gaya:

The following criteria are essential to keep in mind to get the credit card approved:

  • Age: The age of the applicant must be between 21 to 65 years of age.
  • Income: The applicant’s income should be a minimum of Rs. 15,000 monthly.
  • Occupation: Self-employed or salaried-individuals.
  • Cibil Score: The cibil score of the applicant should be solid to get the credit card approved.

Required Income Criteria for Credit Card Gaya:

  • The individual should earn a minimum of Rs.15,000 per month or more which can be either self-employed or salaried-employee. The income criterion is based on the Credit Card; most of the premium cards demand higher monthly income along with a strong Cibil score of the applicant.

FAQs for Credit Card Gaya

What should be the minimum age of the applicant that is necessary for credit card approval in Gaya?

The Gaya credit card applicant should be of 21 years or more for credit card approval.

How do credit cards become an advantage for shoppers and travellers?

There is an ample number of benefits that the users can use for shopping, travelling, dining, and entertainment, along with reward points on every purchase. So shopping becomes more fun with these credit cards.

What is the role of cibil score in Credit Card approval?

The Cibil score is of utmost importance in the procedure of availing credit card in Malegaon as it is a collective data of applicant’s credit history. In case of a faulty cibil score, your application might get rejected. Cibil is an important factor to get a card approved.

What is the entire process of credit card approval?

  • Visit the Dialabank website and extract the eligibility for comparison.
  • Fill the application form with the required information.
  • Instant update from the bank when your application gets submitted.

Name the different types of cards that are available in Gaya?

  • Premium Cards
  • Travel Cards
  • Reward Cards
  • Entertainment Cards
  • Value Cards
  • Cashback Cards
  • Fuel cards

How many payment methods are accessible in Gaya?

  • Autopay
  • Fund transfer
  • Net Banking
  • Cheque or cash (dropbox)

How much should the applicant earn for credit card approval in Gaya?

As per the criteria, the applicant should earn a minimum of Rs. 15,000 p.m.

Who should be the point of contact in case the customer has any queries?

With Dialabank, the customer-relation managers reach out to the applicant as soon as they register for the credit card. In case of any query, they provide quick solutions and 24*7 customer service.