About Howrah
Howrah is a city in West Bengal. This city is located on the Western Banks of Hooghly River. It is the important transportation hub of the state. The population of Howrah is 1.07 million. There are many major banks are located in Howrah. These banks offer credit cards to people living in Howrah. Credit Card Howrah will surely help people to make their lifestyle better and to fulfil their other financial requirements. You will get to know the eligibility criteria for Credit Card in Howrah online through the Dialabank website. You can also visit any nearby branch in Howrah to know more details.
Top 5 Banks Offers Credit Card in Howrah
The following is the list of banks that offers Credit Card Howrah.
1. State Bank Of India:
- Club Vistara SBI Card Prime: This credit card comes under the Travel category. You will get benefits from airlines and hotel bookings.
- Yatra SBI Credit Card: This card comes under the Travel category. This card is globally accepted. You will get a Yatra.com voucher worth Rs.8,250 on joining.
- SimplyClick SBI Credit Card: This credit card is of shopping type. You will get exciting rewards when you purchase by using this credit card. You will get an amazon voucher of worths Rs.500 on joining.
- SimplySave SBI Credit Card: This card comes under the Travel category. You will get rewards points on Airline tickets purchases. You will get 5000 rewards points as a welcome gift.
2. HDFC Bank:
- HDFC Bank Millenia Credit Card: You will get airport lounge access. Get cash back on Flipkart, Amazon, flight, and hotel bookings. A contactless payment facility is available for easier payment.
- HDFC Diners Club Platinum Credit Card: This card comes under the Travel category. There are no annual and joining fees for this card. This card is best suitable for Dining, Shopping, and Travelling. You will also get lounge access on this credit card.
- HDFC Solitare Credit Card: This credit card comes under the Lifestyle category. This credit card is best for women. You will get many benefits such as Shopping vouchers, rewards points, discounts, and cashback. Insurance cover is also available on this credit card.
3. Private Bank:
- Private Bank Coral Credit Card: This credit card comes under the Lifestyle category. You will get 2x rewards on dining, groceries, and supermarkets. You will also get complimentary lounge access and movie tickets.
- Private Bank Sapphiro Credit Card: This credit card comes under the Shopping category. You will get complimentary movie tickets and airport lounge access and much more.
- Private Bank HPCL Credit Card: This credit card is in the Fuel category. You will get cashback on fuel purchases at HPCL fuel pumps. This credit card comes with no annual and joining fees.
4. Yes Bank:
- Yes Bank Prosperity Edge Credit Card: This credit card comes under the Rewards category. This credit card comes with no processing and joining fees. You will get domestic lounge access using this credit card. Exclusive rewards and offers are also available on this card.
- Yes First Preferred Credit card: This credit card is of Travel type. You will get rewards points on airline ticket purchases and hotel booking. The best interest rates are available on this credit card.
5. Axis Bank:
- Axis Bank Neo Credit Card: This credit card comes under the Shopping category. This credit card comes with no annual and joining fees. It comes with an EMV chip to provide full security.
- Axis Bank My Zone Credit Card: This credit card comes under the Cashback category. There are no annual and joining fees. You will get 10x rewards points on the weekend dining and 5x rewards on the weekend shopping. You will receive a Cashback of 25% on all online movie ticket purchases.
Looking for Bank Branches where you can get information on Credit Cards in Howrah
The below-mentioned table shows the bank in Howrah where you can get information on Credit Card Howrah.
| Bank Name | Branches in Howrah |
| Yes Bank | Krishna enclave 2/1 bhajan, Lal Lohia lane, ps golabari district – Howrah, West Bengal-711101 |
| Axis Bank | 94/1, Ground & 1st Floor, Dr. Abani Dutta Road, Salkia, Howrah, West Bengal, 711101 |
|
State Bank Of India |
106, KC Singha Road, Ganesh Garden, Shibpur, Howrah, WEST BENGAL: 711102 |
|
Private Bank |
8/1 Hardatrai Chameria Road, Ground Floor, Howrah. 711101 |
| HDFC Bank | No 14/6, Ground Floor, Mackanzie Lane, Golabari, Howrah-711101 |
Why Apply Online or Choose Dialabank for Credit Cards in Howrah
- You can easily apply for Credit Card Howrah through Dialabank.
- You can easily check the eligibility criteria for Credit Card Howrah.
- Dialabank provides instant service free of cost.
- Hassle-free process.
- Get your credit card instantly.
How you can get Credit Cards with Dialabank in Howrah in just three easy steps:
You can get a credit card easily through Dialabank. You just have to follow the simple steps listed below to get the Credit Card Howrah.
- Visit the Dialabank website and check the eligibility quickly.
- Fill in the application form online and provide all the details correctly.
- You will get your credit card approved within minutes.
Which are the Credit Cards available in Howrah for Customers?
The below list shows the types and categories of credit card Howrah:
- Travel Credit Cards
- Cashback Credit Cards
- Entertainment Credit Cards
- Premium Credit Cards
- Shopping Credit Cards
- Lifestyle Credit Cards
- Rewards Credit Cards
- Fuel Credit Cards
How you can pay for credit card payments or payment options?
There are different credit card payment options are available for credit card Howrah The following list shows the payment options in Howrah:
- NEFT Facility
- Direct Cash Deposit into the Bank
- Via Cheque Payment
- Mobile Banking
- Net Banking of that bank
- RTGS
- Fund Transfer
- Bill Desk
Eligibility Criteria for Credit cards in Howrah
The eligibility criteria for credit cards in Howrah may vary from bank to bank. The basic eligibility criteria for Credit Card Howrah are given below.
- The minimum age of the applicant should be 21 years.
- The maximum age of the applicant should be 65 years.
- A decent CIBIL score is required.
- The applicant must have a strong income source.
Required Income Criteria for Credit Card Howrah
The income criteria required for Credit Card Howrah are given below:
- The minimum income of the applicant should be Rs.15,000 per month.
- The income criteria are different for different credit cards.
Credit Card Other Cities
| Credit Card Giridih | Credit Card Gopalpur |
| Credit Card Guntur | Credit Card Gudivada |
| Credit Card Gorakhpur | Credit Card Hosur |
| Credit Card Hajipur | Credit Card Guwahati |
FAQs for Credit Card Howrah
✅ How much time it will take to get a Credit Card Online?
With the proper documentation process, you can get a credit card within 2-3 business days.
✅ What are the eligibility criteria required for Credit Card in Howrah?
You can check the required eligibility criteria for credit card Howrah on the Dialabank website.
✅ What is Credit Card APR?
Credit Card APR is the Annual Percentage Rate i.e the amount of interest rate applicable on the credit card transaction in a year.
✅ Which documents are required to get the Credit Card Howrah?
You can check the required documents on the Dialabank website. The documentation process is very simple for Credit Card in Howrah.
✅What if my Credit Card gets stolen?
If your credit card gets stolen then you have to report it to your respective bank. You will also get the cover against fraudulent usage if you report it immediately.
✅ Are there any charges to apply for a credit card?
The charges required for credit cards are decided by the banks. You will get to know about all the charges at the time of application.
✅ Will I get any joining bonus on credit cards?
The joining bonus depends on the card you choose. Although many credit cards offer the joining bonus to their customers.
✅ Is there any free credit period?
Yes, The credit-free period is up to 55 days.
