Credit Card Kharagpur

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About Kharagpur

Credit Card Kharagpur

Kharagpur is an industrialised town in Paschim Medinipur district of West Bengal. It is the headquarters of the Kharagpur division.
It is the most populated, multicultural and metropolitan city of the region. The first Indian Institute of Technology (IIT), one of the Institutes of National Importance, was founded in Kharagpur in May 1950. As of the year of 2011 India census, Kharagpur Urban Agglomeration had a population of 293,719 out of which 150,487 were men, and 143,232 were women. The 0–6 years population was 25,130. Banks offer a Credit Card Kharagpur to their consumers to resolve their money related troubles and to help them with carrying a usual way of life.

Top 5 Banks that offer Credit Card Kharagpur

Standard Bank Chartered

  • Standard Chartered Manhattan Platinum Card – The advantages provided by the card are as appealing as the name of the card. Cardholders will enjoy a variety of deals in different categories, such as shopping, dining and travel. It’s the ideal card that complements your lifestyle.
  • Standard Chartered Platinum Rewards Card – This card provides the cardholder with the best in class benefits and rewards. It is one of the most common and favoured choices made by customers. It is quite useful for regular shoppers.

RBL

  • RBL Platinum Delight Credit Card – Have your rewards multiplied with your RBL Platinum Delight credit card on the weekend. This card is enriched with endless benefits and incentives to compliment your lifestyle.
  • RBL Platinum Maxima Card – The card provides fantastic discounts on eating, shopping, movies and more. Cardholders can receive discounts on all transactions made with the RBL Platinum Maxima Card. The main aim of the card is to represent the customer in the best possible way.

HSBC

  • HSBC Platinum Credit Card – This card comes with various shopping advantages and enticing rewards to make your shopping experience more enjoyable. With this card, you can get access to a wide range of rewards and services without paying any annual fees.

ICICI

  • ICICI Platinum Chip Card – Visa – The card is protected against forgery and duplication of credit cards with an integrated microchip. It also has a Personal Identification Code (PIN) number. It’s a perfect card for everyone.
  • ICICI Bank Coral Contactless Card -The the card comes with contactless payment technology. You need to wave your card in front of the card reader to make payments. Card users can have exclusive access to airport lounges with the ICICI Bank Coral Contactless Card.

HDFC

  • HDFC Regalia First– HDFC Regalia First Credit Card has additional rights and incentives for its customers. It also provides reward points for all purchases made using the card. These points, once collected, can be used for the purchasing of gifts and other items and the payment of the amount due.
  • MoneyBack HDFC –The object of their MoneyBack Credit Card is to refund a portion of what they pay to the cardholder. It ensures that further transactions would contribute to more significant savings. We may also consider this to be making money from shopping.

Looking for Bank Branches where you can get information on Credit Card Kharagpur

You can get information on Credit Card Kharagpur from the below table:

Bank Name Kharagpur
UCO Bank Mode, Kaushallya More, Kaushallya, Kharagpur, West Bengal 721301
HDFC Bank HDFC Bank LTD, Malancha Main Rd, Sushmapally, Kharagpur, West Bengal 721304
State Bank of India Bhawanipur, Kharagpur, West Bengal 721301
YES Bank  PN 1551 & 1553, Rajvansh House, Kharida Main Rd, Kharagpur, West Bengal 721301
Axis Bank No 180, 1, Malancha Main Rd, Kharagpur, West Bengal 721304
ICICI Bank Ward No-2, O. T. Road PO & PS, Inda, Kharagpur, West Bengal 721305
IDBI Bank 17, Malancha Main Rd, Bidhanpally, Kharagpur, West Bengal 721301
United Bank of India Puratan Bazar, Kharagpur, West Bengal 721301

Why Apply Online or Choose Dialabank for Credit Card Kharagpur

  1. Precise credit card eligibility in 2 minutes
  2. Online paperless application for existing customers*
  3. Get Swift e-approval at Dialabank. 

How you can get credit cards with dialabank in Kharagpur in just three easy steps:

  1. Instant eligibility check
  2. Unrestricted Online application
  3. Get Prompt e-approval in minutes.

Which are the credit cards available in Kharagpur for Customers?

  1. Travel Cards
  2. Entertainment Cards
  3. Cashback Cards
  4. Premium Cards
  5. Normal Cards
  6. Reward Cards
  7. Fuel Cards

How can you pay for credit cards payments or payment options?

A credit card user in Kharagpur makes payments by below channels – Auto Pay, by Net banking of precise bank, fund transfer, mobile banking, By Cheque or dropbox etc.

Eligibility Criteria for a Credit Card Kharagpur:

  1. For Salaried / Self employed – Least Age 21 years
  2. For Salaried / Self employed – Maximum Age 65 years
  3. A great credit score is wanted.

Required Income Criteria for Credit Card Kharagpur

  1. Minimum Income – Rs.15000 per month or depends on credit card terms; High-end cards need more income per month & powerful CIBIL score.

FAQs

How many are credit card categories accessible in Kharagpur?

  1. Travel Credit Cards
  2. Entertainment Credit Cards
  3. Shopping Credit Cards
  4. Lifestyle Credit Cards
  5. Rewards Credit Cards

✅ How can I use my bonuses points?

Bank has placed some rewards points manoeuvrings for that. You can turn your rewards points into cash, cinema vouchers, etc.

Can I change my transactions from the card into EMIs?

Yes, you can turn your credit card transactions in EMIs.

 Will I get any participating bonuses on credit cards I opt for?

Yes, there are participating bonuses, but these depend on the card you prefer.

✅ What are the income guidelines expected for the Credit Card Kharagpur?

The claimant must hold a monthly salary of at least Rs.15,000.

✅ Will I get the Insurance cover on Credit Card Kharagpur?

Yes, you will receive an Insurance cover on rare credit cards.

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