Credit Card Kota

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About Kota

Credit Card Kota

Kota is a city located in Rajasthan. The population of this city is 1.2 million. Kota is 3rd largest populous city after Jaipur and Jodhpur. Kota is famous for its educational industry. Many students come here for the preparation for JEE and NEET. Banks of Kota are also growing rapidly. The banks offer credit cards to people to enjoy the best lifestyle benefits.

Top 5 Banks Offers Credit Card Kota

The following is the list of banks that offers Credit Card Kota.

1. CitiBank: 

  • Citi Rewards Credit Card: This credit card is of rewards type. You will get exciting rewards when you purchase by using this credit card. There is no Joining Fee for this card. You will get various offers on Dining, Shopping, Movies, etc.
  • Citibank Premium Miles Credit Card: This card comes under the Travel category. You will get a 5% cashback on your airline purchases.

2. Kotak Mahindra Bank:

  • Kotak Mahindra Delight Platinum Credit Card: This credit card comes under the Entertainment category. There are no annual and joining fees for this credit card. You will get exciting offers on Dining, Movies, and Fuels.
  • Kotak Royale Signature Credit Card: This credit card comes under the Lifestyle category. There are no annual and joining fees for this credit card. You will also get complimentary lounge access.

3. HDFC Bank:

  • HDFC Bank Easy EMI Credit Card: Get cashback on Flipkart, Amazon, flight, and hotel bookings. You can convert your transactions into EMIs easily.
  • HDFC Bank Millenia Credit Card: You will get airport lounge access. Get cash back on Flipkart, Amazon, flight, and hotel bookings. A contactless payment facility is available for easier payment.

4. Yes Bank:

  • Yes Bank Prosperity Edge Credit Card: This credit card comes under the Rewards category. This credit card comes with no processing and joining fees. You will get domestic lounge access using this credit card. Exclusive rewards and offers are also available on this card.
  • Yes First Preferred Credit card: This credit card is of Travel type. You will get rewards points on airline ticket purchases and hotel booking. The best interest rates are available on this credit card.

5. State Bank Of India: 

  • Club Vistara SBI Card Prime: This credit card comes under the Travel category. You will get benefits from airlines and hotel bookings.
  • Yatra SBI Credit Card: This card comes under the Travel category. This card is globally accepted. You will get a Yatra.com voucher worth Rs.8,250 on joining.


Looking for Bank Branches where you can get information on Credit Cards in Kota

The below-mentioned table shows the bank in Kota where you can get information on Credit Card Kota.

Bank Name  Branches in Kota
HDFC Bank Show No 039, 13 & 14, Main Jhalawar Road, Kota-324007

ICICI Bank

Aklank Public School Basant Vihar, Kota, Rajasthan, 324009

Yes Bank

Ground And Mezzanine Floor, Jai Heights, Gumanpura Main Road, Gumanpura, Kota Pin 324001 ( Rajasthan)

Axis Bank No 414, Shopping Centre, Gumanpura, Kota, Rajasthan, 324007

Why Apply Online or Choose Dialabank for Credit Cards in Kota

  • Quickly check all the required details.
  • An online application form is available.
  • You don’t have to do much paperwork.
  • Instant credit card approval.

How you can get Credit Cards with Dialabank in Kota in just three easy steps:

  1. First, visit the Dialabank website and fill out the application form.
  2. Check if you are eligible or not and proceed with further application.
  3. Get instant approval within minutes.


Which are the Credit Cards available in Kota for Customers?

The below list shows the types and categories of credit card Kota:

  • Entertainment Credit Cards
  • Shopping Credit Cards
  • Rewards Credit Cards
  • Cashback Credit Cards
  • Fuel Credit Cards
  • Lifestyle Credit Cards
  • Travel Credit Cards


How you can pay for credit card payments or payment options?

There are different credit card payment options are available for credit card Kota. The following list shows the payment options in Kota:

  1. NEFT Facility
  2. Direct Cash Deposit into the Bank
  3. Via Cheque Payment
  4. Mobile Banking
  5. Net Banking of that bank
  6. RTGS
  7. Fund Transfer
  8. Bill Desk


Eligibility Criteria for Credit cards in Kota

The eligibility criteria for credit cards in Kota may vary from bank to bank. The basic eligibility criteria for Credit Card Kota are given below.

  • The minimum and maximum age of the applicant should 21 years and 65 years respectively.
  • The applicant must have a good credit history profile.
  • Both salaried and self-employed individuals can apply for credit cards.
  • The applicant needs to have a reliable income source.

Required Income Criteria for Credit Cards in Kota

The income criteria required for Credit Card Kota are given below:

  • The minimum income of the applicant should be Rs.15,000 per month.
  • The income criteria are different for different banks.

FAQs

Can I convert my transactions into EMIs?

Yes, you can easily convert your credit card transactions into EMIs.

Can I get any coverage against the fraudulent usage?

Yeah, if your card is lost or stolen, you can seek protections from unauthorised use, so you need to disclose it immediately.

What is Credit Card APR?

Credit Card APR is the Annual Percentage Rate i.e the amount of interest rate applicable on the credit card transaction in a year.

What are the age criteria for Credit Card Kota?

The minimum age of the applicant should be 21 years and the maximum age should be 65 years.

Will I get any joining bonus on credit cards?

The joining bonus depends on the card you choose. Although many credit cards offer the joining bonus to their customers.

Are there any eligibility criteria for credit cards in Kota? 

Yes. There are some eligibility criteria that have been set by the different banks for Credit Card Kota.

How can I use my rewards points?

Bank has set some rewards points programs for that. You can redeem your rewards points into cash, movie vouchers, etc

What are the income criteria required for Credit Card Kota?

The applicant must have a monthly income of at least Rs.15,000.

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