Credit Card Naihati

About Naihati

Naihati is a city in West Bengal. It has a long history of Industrial Development but currently, it is seeing a rapid decline. It is also a pisciculture hotspot and fresh stimuli are crucial for the revival of the bastion of Bengal’s Industrial Wealth.

The banks in Naihati have played a crucial role in managing Naihati’s economy and offer various services to their customers like loans, credit cards etc. Credit Card Naihati allows the banks to help their customers in financial duress or afford a more luxurious lifestyle.

Top 5 Banks Offering Credit Card Naihati

The following is the list of banks that offer Credit Card Naihati

1. HDFC Bank:

• HDFC Bank Millenia Credit Card: It provides users with airport lounge access. Lucrative cashback on payment for Flipkart, Amazon, flight, and hotel bookings is also available. A contactless payment facility has been made available for ease of payment.
• HDFC Diners Club Platinum Credit Card: This Credit Card falls under the Travel category. Zero annual and joining is required for it. It is best suited for activities like Dining, Shopping, and Travelling. Lounge access is also provided with the card.
• HDFC Solitare Credit Card: This credit card comes under the Lifestyle category. This credit card is best for women. You will get many benefits such as Shopping vouchers, rewards points, discounts, and cashback. Insurance cover is also available on this credit card.
• HDFC Bank Easy EMI Credit Card: Get cashback on Flipkart, Amazon, flight, and hotel bookings. You can convert your transactions into EMIs easily.

2. Private Bank:

• Private Bank Sapphiro Credit Card: This credit card comes under the Shopping category. You will get complimentary movie tickets and airport lounge access and much more.
• Private Bank HPCL Credit Card: This credit card is in the Fuel category. You will get cashback on fuel purchases at HPCL fuel pumps. This credit card comes with no annual and joining fees.

3. CitiBank: 

• Citi Rewards Credit Card: This credit card is of rewards type. You will get exciting rewards when you purchase by using this credit card. There is no Joining Fee for this card. You will get various offers on Dining, Shopping, Movies, etc.
• Citibank Premium Miles Credit Card: This card comes under the Travel category. You will get a 5% cashback on your airline purchases.

4. Axis Bank:

• Axis Bank Neo Credit Card: This credit card comes under the Shopping category. This credit card comes with no annual and joining fees. It comes with an EMV chip to provide full security.
• Axis Bank My Zone Credit Card: This credit card comes under the Cashback category. There are no annual and joining fees. You will get 10x rewards points on the weekend dining and 5x rewards on the weekend shopping. You will receive a Cashback of 25% on all online movie ticket purchases.
• Axis Bank Vistara Credit Card: This credit card comes under the Lifestyle category. This credit card comes with zero annual and joining fees. Various travel offers are available on this credit card.

5. Yes Bank:

• Yes Bank Prosperity Edge Credit Card: This credit card comes under the Rewards category. This credit card comes with no processing and joining fees. You will get domestic lounge access using this credit card. Exclusive rewards and offers are also available on this card.
• Yes First Preferred Credit card: This credit card is of Travel type. You will get rewards points on airline ticket purchases and hotel booking. The best interest rates are available on this credit card.

Looking for Bank Branches where you can get information on Credit Card Naihati

The below-mentioned table shows the bank in Naihati where you can get information on Credit Card Naihati

Why Apply Online or Choose Dialabank for Credit Card Naihati

You can easily apply for Credit Card Naihati through Dialabank.

• You can easily check the eligibility criteria for Credit Card Naihati.
• Dialabank provides instant service- free of cost.
• Hassle-free process.
• Get your credit card instantly.

How to get Credit Cards with Dialabank in Naihati in just three easy steps:

1. Visit the Dialabank website.
2. Check the eligibility criteria quickly and complete the online application process.
3. Get instant credit card approval.

What category of Credit Card Naihati is available for Customers?

The below list shows the types and categories of credit cards available in Naihati:

• Travel Credit Cards
• Entertainment Credit Cards
• Shopping Credit Cards
• Lifestyle Credit Cards
• Rewards Credit Cards
• Fuel Credit Cards
• Cashback Credit Cards

How you can pay for Credit Card Naihati

There are different credit card payment options available for Credit Card Naihati. The following list shows the payment options available in Naihati:

1. NEFT Facility
2. Direct Cash Deposit into the Bank
3. Via Cheque Payment
4. Mobile Banking
5. Net Banking of that bank
6. RTGS
7. Fund Transfer
8. Bill Desk

Eligibility Criteria for Credit Card Naihati

The eligibility criteria for Credit Card Naihati may vary from bank to bank. The basic eligibility criteria for Credit Card Naihati are as follows.

• Minimum age: 21 Years
• Maximum age: 65 years.
• A good credit score is required.

Required Income Criteria for Credit Card Naihati

The income criteria for being eligible for Credit Card Naihati is:

• The minimum income of the applicant should be Rs.15,000 per month.
• The income criteria are different for different credit cards.

FAQs

✅ How many Credit Card Naihati categories are available?

1. Travel Credit Cards
2. Entertainment Credit Cards
3. Shopping Credit Cards
4. Lifestyle Credit Cards
5. Rewards Credit Cards

✅What is the required income criteria for Credit Card Naihati?

The applicant must have a monthly income of at least Rs.15,000 for availing Credit Card Naihati

✅Which banks provide Credit Card Naihati?

Almost all major banks provide credit cards in Naihati. HDFC Bank, SBI Bank, Private Bank, etc. are some of the leading banks which provide the best credit cards in Naihati.

✅ Will I get the Insurance cover on my Credit Card Naihati?

Yes, Insurance cover is provided for specific Credit Card Naihati.

✅How can I use my reward points?

You can redeem Credit Card Naihati rewards points as cash, movie vouchers, etc.

✅Can I pay the Credit Card Naihati bill through the Mobile Net Banking app?

Yes, you can easily pay your Credit Card Naihati due amount using the Mobile Net Banking App of that particular bank if you have registered yourself on the net banking portal.

✅What is the foreign markup rate on Credit Card Naihati?

Normally the foreign markup rate for Credit Card Naihati is between 3.2% – 3.5%.