Credit Card Phagwara

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About Phagwara

Phagwara is a city located in Punjab. Around 1.5 lakh people live in this city. The city has some famous universities. People of Phagwara are Credit Card Phagwaraengaged in various occupations. There are a lot of banks in the city. The banks also provide the best credit card facilities to the people.


Top 5 Banks Offers Credit Card in Phagwara

The following is the list of banks that offers Credit Card Phagwara.

1. State Bank Of India: 

  • Club Vistara SBI Card Prime: This credit card comes under the Travel category. You will get benefits from airlines and hotel bookings.
  • Yatra SBI Credit Card: This card comes under the Travel category. This card is globally accepted. You will get a Yatra.com voucher worth Rs.8,250 on joining.
  • SimplySave SBI Credit Card: This card comes under the Travel category. You will get rewards points on Airline tickets purchases. You will get 5000  rewards points as a welcome gift.

2. Axis Bank:

  • Axis Bank Neo Credit Card: This credit card comes under the Shopping category. This credit card comes with no annual and joining fees. It comes with an EMV chip to provide full security.
  • Axis Bank My Zone Credit Card: This credit card comes under the Cashback category. There are no annual and joining fees. You will get 10x rewards points on the weekend dining and 5x rewards on the weekend shopping. You will receive a Cashback of 25% on all online movie ticket purchases.
  • Axis Bank Vistara Credit Card: This credit card comes under the Lifestyle category. This credit card comes with zero annual and joining fees. Various travel offers are available on this credit card.

3. ICICI Bank:

  • ICICI Bank Sapphiro Credit Card: This credit card comes under the Shopping category. You will get complimentary movie tickets and airport lounge access and much more.
  • ICICI Bank HPCL Credit Card: This credit card is in the Fuel category. You will get cashback on fuel purchases at HPCL fuel pumps. This credit card comes with no annual and joining fees.
  • ICICI Bank Coral Credit Card: This credit card comes under the Lifestyle category. You will get 2x rewards on dining, groceries, and supermarkets. You will also get complimentary lounge access and movie tickets.

4. HDFC Bank:

  • HDFC Bank Millenia Credit Card: You will get airport lounge access. Get cashback on Flipkart, Amazon, flight, and hotel bookings. A contactless payment facility is available for easier payment.
  • HDFC Diners Club Platinum Credit Card: This card comes under the Travel category. There are no annual and joining fees for this card. This card is best suitable for Dining, Shopping, and Travelling. You will also get lounge access on this credit card.
  • HDFC Solitare Credit Card: This credit card comes under the Lifestyle category. This credit card is best for women. You will get many benefits such as Shopping vouchers, rewards points, discounts, and cashback. Insurance cover is also available on this credit card.

5. Kotak Mahindra Bank:

  • Kotak Mahindra Delight Platinum Credit Card: This credit card comes under the Entertainment category. There are no annual and joining fees for this credit card. You will get exciting offers on Dining, Movies, and Fuels.
  • Kotak Royale Signature Credit Card: This credit card comes under the Lifestyle category. There are no annual and joining fees for this credit card. You will also get complimentary lounge access.


Looking for Bank Branches where you can get information on Credit Cards in Phagwara

The below-mentioned table shows the bank in  Phagwara where you can get information on Credit Card Phagwara.

Bank Name 

Branches in Phagwara

Yes Bank Guru Hargobind Nagar, Phagwara, Punjab 144401

ICICI Bank

Opposite Bus Stand, Sondhi Chowk, Phagwara, Punjab 144401
HDFC Bank

 Opposite Bus stand, GT Road, Phagwara, Punjab – 144401.


Why Apply Online or Choose Dialabank for Credit Cards in Phagwara

You can easily apply for Credit Card Phagwara through Dialabank.

  • You can easily check the eligibility criteria for Credit Card Phagwara.
  • Dialabank provides service.
  • The process is very simple and easy.
  • Instant credit card approval.


How you can get Credit Cards with Dialabank in Phagwara in just three easy steps:

  1. Visit the Dialabank website.
  2. Quickly check if you are eligible or not and complete the online application form.
  3. Get instant approval within minutes.


Which are the Credit Cards available in Phagwara for Customers?

The below list shows the types and categories of credit card Phagwara:

  • Travel Credit Cards
  • Entertainment Credit Cards
  • Shopping Credit Cards
  • Lifestyle Credit Cards
  • Rewards Credit Cards
  • Cashback Credit Cards


How you can pay for credit card payments or payment options?

There are different credit card payment options are available for credit card Phagwara The following list shows the payment options in Phagwara:

  1. NEFT Facility
  2. Direct Cash Deposit into the Bank
  3. Via Cheque Payment
  4. Mobile Banking
  5. Net Banking of that bank
  6. RTGS
  7. Fund Transfer
  8. Bill Desk


Eligibility Criteria for Credit cards in Phagwara

The eligibility criteria for credit cards in Phagwara may vary from bank to bank. The basic eligibility criteria for Credit Card Phagwara are given below.

  • The minimum age should be 21 Years
  • The maximum age should be 65 years.
  • A decent credit history profile is needed.
  • A good source of income is required.


Required Income Criteria for Credit Cards in Phagwara

The income criteria required for Credit Card Phagwara are given below:

  • The minimum income of the applicant should be Rs.15,000 per month.
  • The income criteria are different for different credit cards.


FAQs

What are the interest rates on Credit Cards?

The interest rates differ in each Credit Card.

Are there any penalty charges for the late bill payment?

Yes. Each card will charge a penalty depending on the amount you take.

✅ How can earn Rewards Points on a Credit Card?

Every time you use your card for a transaction above 100, you will be entitled to reward points.

Can I convert my transactions into EMIs?

Yes, you can easily convert your credit card transactions into EMIs.

What are the Annual Charges of a Credit Card Phagwara?

The annual charges are different for different credit cards. You will get to know about the charges during the application process.

Will I get the Airport Lounge access on a credit card?

Yes. You will get access to airport lounges depending on your credit card 

Can I convert my rewards points into cash?

Credit Card reward points can be converted into Cash.

 

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