About Pune
Pune is a metropolitan city in Maharashtra which is spread over a large stretch. The population of Pune is 31.2 lakhs, and Pune is one of the fastest-growing cities in India. Pune is the perfect destination for travellers as it has both a metro city and a hill-station. Over the period, Pune has become an industrial hub with thousands of job opportunities and career opportunities for aspirants. With growing consumer demands, the banks in Pune have come up with an easy solution to the financial needs of their co-current audience by bringing various reward programs into the arena.
Top 5 Banks that offer Credit Card Pune
The following are the Banks that provide Credit Card Pune:
American Express
- American Express Platinum Reserve Credit Card: This American express card is created to provide deals on travel and lifestyle spends. With numerous reward points and cashback on dining, shopping, and travelling.
- American Express Platinum Travel credit card: This card gives exclusive travel benefits along with luxury shopping at premium stores, and luxury stays at luxury hotels at discounted prices.
HDFC Bank:
- HDFC Diners Reward Credit Card: This is a special card that is specialized for shoppers. It provides benefits to dining, shopping, and lifestyle.
- JetPrivilege HDFC Bank Diners Club Credit Card: This is a travel card that provides special access to Jet Airways and exclusive benefits on the dinners club. It is one of the quality premium cards available in the market.
HSBC Bank
- HSBS Bank Platinum Credit Card: The users get lots of reward points and shopping benefits o its users which elevates the shopping experience. No joining fee is charged with this card as it provides free memberships to many reward programs.
Standard Chartered Bank:
- Standard Chartered Platinum Reward Card: One of the famous shopping card, that provides numerous deals on frequent shopping or every spends. With each spends, you get reward points to spend and gift vouchers after spending from the credit card.
- Standard Chartered Manhattan Platinum Card: This Card from Standard Chartered Bank provides you with a range of deals on dining, shopping, and travelling. The highlighted feature of the card is that it provides its customers with shopping privileges and reward points on every spend.
Private Bank
- Private Platinum Chip Card (Visa): It is the best lifestyle card that gets you value-added points on every purchase and spends. It comes with a special PIN feature. It is a power-packed card along with fringe benefits.
- Private Bank Ferrari Platinum Card: With the Private Bank Ferrari Platinum Card the customers get special access to airport lounges in Pune and benefits on movie tickets. This card is introduced under the Ferrari range of Credit Card.
Looking for Bank Branches where you can get information on Credit Card Pune
The following are the banks that provide credit card information in Pune city:
Bank |
Address |
| Axis bank | Survey No. 15, Ground Floor, Marigold Premises, Vodgaonsheri, Kalyani Nagar, Pune |
| State Bank of India | The Chambers, Near Mari Ai Gate Police Chowkey, Mumbai-Pune Highway, Pune |
| Private Bank | Pune, Maharashtra 411005 |
| Bank of Baroda | Karve Road, Deccan Gymkhana, Pune 411004 |
Why Apply Online or choose Dialabank for Credit Card Pune
Visit Dialabank, and in a few easy steps, your credit card gets approved.
- Compare your eligibility online in few mins.
- The whole process is straightforward.
- Application forms are available online.
- Just tap on the submit button and get your loan sanctioned Dialabank.
How you can get credit cards with Dialabank in Pune in just three easy steps:
the following are the simple steps that are required to be followed while submitting an online application for a credit card:
- Visit the Dialabank site first, compare the online eligibility.
- Complete the application with the required personal details.
- You will receive an update as soon as the application is sanctioned.
Which are the credit cards available in Pune for Customers?
Given below are the types of cards available in Pune:
- Entertainment Cards
- Reward Cards
- Premium Cards
- Value Cards
- Travel cards
- Cashback Cards
- Fuel cards
How can you pay for credit card payments or payment options?
You can now pay off your credit card via different modes as given below:
- AutoPay
- Net banking of any particular bank
- Cheque or cash at the bank branch
- Fund transfer
Eligibility Criteria for Credit Card Pune:
The following is the criteria required for Credit Card Pune:
- Occupation: The applicant must be a self-employed or salaried individual.
- Min. Age: The min age of the applicant should belong to 21 years.
- Max. Age: The applicant should belong to a max of 65 years of age group.
- Cibil Score: It is imperative to possess a strong cibil score for credit card approval in Pune.
- Income: Should earn a min of Rs.15,000 per month.
Required Income Criteria for Credit Card Pune:
- The minimum monthly income of the credit card aspirant must be Rs.15,000 or more which can be either self-employed or salaried-employee. The income criterion is based on the Credit Card; most of the premium cards demand higher monthly income along with a strong Cibil score of the applicant.
FAQs for Credit Card Pune
✅ What should be the monthly earning of the applicant?
The applicant, either self-employed or salaried, should earn up to Rs. 15,000 or more monthly. But the scale may vary as per the credit card you are applying for.
✅ For Credit Card Pune, is cibil score important?
Yes, Cibil score is of utmost importance in the procedure of availing of credit card Pune as it is a data analysis of your credit history and repayment dues. In case of a faulty cibil score, your application might get rejected. Cibil is an important factor to get a card approved.
✅ What are the added advantages of these Credit Cards?
With these credit cards, you get an ample number of benefits to its users from shopping to travelling along with reward points on every purchase. Thus, shopping becomes more fun with these credit cards.
✅ What exactly is the online credit card approval process?
No, the whole process of Credit Card Pune is concise of these simple steps:
- Check your eligibility within a few minutes.
- It is a fundamental process.
- From helpline to the application form, everything is available online.
- Just tap on the submit button and get your loan sanctioned Dialabank.
✅ Do we get different types of Credit Card Pune?
Yes, there is a variety of credit cards available in Pune City:
- Entertainment Cards
- Reward Cards
- Premium Cards
- Value Cards
- Travel cards
- Cashback Cards
- Fuel cards
✅ Are different Payment Methods available for paying Credit Card Pune?
yes, there are some options for payment for Credit Card Pune City for customer convenience which as given below:
- AutoPay
- Net banking from any particular bank account.
- Cheque or cash at the bank branch
- Fund transfer
✅ What should be the least age requirement for credit card approval?
The applicant should be a minimum of 21 years of age while applying for a credit card in Pune city.
✅ Who may I speak to in case of any doubt?
With Dialabank, the customer-relation managers reach out to the applicant as soon as they register for the credit card. In case of any query, they provide quick solutions and 24*7 customer service.
