About Ranchi
Ranchi is the capital of the state of Jharkhand in India and India’s fourth-largest city by population. The Jharkhand movement, which called for a separate state for the tribal regions of South Bihar, northern Orissa, western West Bengal, and the eastern portion of what is now Chhattisgarh, was based in Ranchi. On 15 November 2000, the Jharkhand state was created by dividing the Chota Nagpur and Santhal Parganas divisions of Bihar. Under the flagship Smart Cities Mission of PM Narendra Modi, Ranchi was selected as one of the hundred Indian cities to be built as a smart city.
Top 5 Banks that offer Credit Card Ranchi
Given below are the top banks in Ranchi that provide credit card Ranchi:
HDFC Bank:
- JetPrivilege HDFC Bank Diners Club Credit Card: This is one of the most user-specific cards from HDFC Bank. It provides its users with exclusive membership and added benefits in diners club and jet airways. It is giving a neck to neck competition to other premium cards in the credit market.
- Regalia HDFC: Regalia HDFC is a premium card that is best suited for the premium lifestyle. This card provides a high reward point in every purchase and adds more fun to its user’s shopping experience.
HSBC Bank
- HSBS Bank Platinum Credit Card: With HSBC Credit Card Ranchi you get numerous reward points and shopping benefits o its users which simply elevates the shopping experience. No joining fee is charged with this card as it provides free memberships to many reward programs.
American Express
- American Express Platinum Reserve Credit Card: This American express card provides exclusive deals on travel and lifestyle spends. Along with numerous reward points and cashback on dining, shopping, and traveling.
- American Express membership Reward Card: This is one the best card offered by American express for frequent shoppers. It provides great deals of benefits and memberships to its users. frequent usage of the card provides reward points and attractive gifts.
Standard Chartered Bank:
- Standard Chartered Platinum Reward Card: One of the famous shopping card, that provides numerous deals on frequent shopping or every spend. With each spend you get reward points to spend and gift vouchers after spending from the credit card.
- Standard Chartered Ultimate Card: This Card from Standard Chartered Bank provides you the range of deals on dining, shopping, and travelling. The highlighted feature of the card is that it provides its customers with shopping privileges and reward points on every spend.
Private Bank
- Private Platinum Chip Card (Visa): It is the best lifestyle card that gets you value-added points on every purchase and spends. It comes with a special PIN feature. It is a power-packed card along with fringe benefits.
- Private Bank Ferrari Platinum Card: With the Private Bank Ferrari Platinum Card the customers get special access to airport lounges in Ranchi and benefits on movie tickets. This card is introduced under the Ferrari range of the Credit Card.
Looking for Bank Branches where you can get information on Credit Card Ranchi
Given below are the banks that provide information of credit card Ranchi:
Bank Name |
Address |
| Bank of India | National Highway 75, Dibdih, Ranchi, Jharkhand |
| State Bank of India | Masibari, Ranchi, Jharkhand 834004 |
| Private Bank | Main Rd, Kanka, Ranchi, Jharkhand |
| Axis Bank | Opposite Zakir Hussain Park, Near Governor House, Circular Road, Ranchi, Jharkhand 834001 |
Why Apply Online or choose Dialabank for Credit Card Ranchi
All you need to do is click on Dialabank, and you’re just a click away from authorising your credit card Ranchi.
- Within a few minutes, you can compare your eligibility on the web.
- It’s just a three-step procedure which is easy to understand.
- Your application for your credit card is available online.
- Only tap and go. Dialabank would penalise your submission.
How you can get credit cards with Dialabank in Ranchi in just three easy steps:
You can easily apply via Dialabank for Credit Cards in Ranchi. To get your a credit card quickly, you have to take the following steps:
- Visit Dialabank‘s website initially.
- Please use the credit card that the bank has chosen.
- Provide the data with the structure that the model comes with. Fill in all the necessary information correctly.
- Check your eligibility, according to the bank eligibility criteria, and then you can finish the online application if you are eligible.
Which are the available credit card Ranchi for Customers?
Multiple types of credit card Ranchi are available which is as follows:
- Entertainment Cards
- Reward Cards
- Premium Cards
- Value Cards
- Travel cards
- Cashback Cards
- Fuel cards
How you can pay for credit card payments or payment options?
The Banks for Credit Card Ranchi offers various methods for paying off the credit card to its users as follows:
- AutoPay by linking your account
- Net banking with different bank accounts
- Cheque or cash at the bank branch
- Fund transfer
Eligibility Criteria for Credit card Ranchi:
For availing a credit card in Ranchi, you need to compare the following eligibility criteria:
- Employment of the applicant: The applicant must be self-employed or salaried individual.
- The Min. Age: The applicant’s minimum age should be 21.
- Max.Age: The applicant should belong to the maximum age group of 65 years.
- Cibil Score: For credit card approval in Ranchi, it is very important to have a strong Cibil score.
- Income: To earn a minimum of Rs.15,000 per month.
Required Income Criteria for Credit Card Ranchi:
- The credit card applicant’s minimum monthly income must be Rs.15,000 or more, which can be either self-employed or salaried. Nevertheless, the income criterion depends on the credit card, with most premium cards demanding higher monthly income along with the applicant’s strong Cibil score.
Other Credit Card Cities
| Credit Card Patna | Credit Card Phurso |
| Credit Card Raichur | Credit Card Raebareli |
| Credit Card Purnia | Credit Card Pune |
| Credit Card Pudukkottai | Credit Card Raipur |
FAQs for Credit Card Ranchi
✅ Are credit card interest rates high in Ranchi?
In Ranchi, the interest rates for credit cards are competitive. While the rates on the banks have deepened.
✅ What should the minimum age threshold for acceptance of credit cards be?
The user should be at least 21 years old when applying for a credit card in Ranchi city.
✅ What happens if my credit card is stolen?
If your credit card is stolen, you have to report it to your respective bank. Cover against illegal usage will also be granted to you.
✅ What are all the benefits included in the Ranchi credit card?
With these credit cards, from shopping to travel, along with loyalty points for every buy, you get a wide array of rewards for your clients. Thus, with these credit cards, shopping becomes more pleasant.
✅ When applying for a credit card in Ranchi, is the Cibil score really important?
Yes, the Cibil score is of paramount importance in the process of using credit cards since it is a data analysis of your credit history and redemption dues. In the case of a faulty cibil score, your submission may be denied. A significant element in gaining the consent of the card is Cibil.
✅ Who may I talk to in the event of a doubt?
For Dialabank, the client-relationship administrators reach out to the customer as soon as they register for the credit card. They have a fast response and 24 * 7 customer support in the event of any question.
✅ In Ranchi, do we get different types of credit cards?
Yes, in Ranchi City, there are a number of credit cards available:
- Entertainment Cards
- Reward Cards
- Premium Cards
- Value Cards
- Travelcards
- Cashback Cards
- Fuel cards
✅ If my card does not work properly, will I get a new card?
You need to call customer service no. which is given on the card or you can visit the nearest branch of the specific branch to get a replacement card.
