Credit Card Ratlam

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why Us?

Compare Across 25 Banks
Minimum Documentation
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

About Ratlam

Credit Card Ratlam

Historically known as Ratnapuri, Ratlam is a city in the Madhya Pradesh state of India, in the northwestern part of the Malwa region. Ratlam town is situated 480 metres (1,575 feet ) above sea level. It is the administrative headquarters of the district of Ratlam, which was established after India’s independence in 1947. If you are in this beautiful city and want to apply for a credit card, you have reached the correct spot.

Top 5 Banks That Offer Credit Card Ratlam

American Express 

  • The American Express ® Daily Spend Gold Credit Card: This is another fantastic credit card from American Express. When they shop at Flipkart and even when they book a cab with Ola, cardholders are entitled to receive extra benefits.
  • American Express Platinum ReserveSM Credit Card: As a welcome gift, 11,000 bonus membership reward points are offered to holders of this credit card. The free Priority Pass membership allows them access to worldwide luxurious airport lounges.


  • The ICICI Bank Sapphiro Credit Card: For regular (domestic & international) travellers, the ICICI Bank Sapphiro Credit Card is the most suitable premium credit card. Free membership of the Dragon Pass, Visa Lounge access and golf privileges are some of its luxurious features.
  • ICICI Coral Credit Card: The ICICI Coral Credit Card is a card from ICICI Bank’s ‘gemstone collection’. These cards can be used in the Visa and Mastercard variants. You will profit from the shopping, travel and movie spending benefits of this card.

State Bank of India

  • Air India SBI Signature Card: The Air India SBI Signature credit card is intended for foreign or domestic travellers on a regular basis. By offering accelerated reward points on flight bookings, domestic lounge entry, Priority Pass membership and so on, this card makes journeys rewarding.
  • SimplySAVE SBI Credit Card: It provides discounts on different purchases or transactions that we make on a daily basis. More practical benefits are offered by the credit card that allows cardholders to save on the credit card while spending on it.

Axis Bank

  • Axis Bank Vistara Credit Card: The Axis Bank Vistara credit card is known for the advantages it offers in various categories. In addition to providing air insurance, the card also gives you 15 per cent on your dining expenses. Upon activation, you’ll get 1,000 Vistara points, which can be redeemed.
  • Axis Bank Neo Credit Card: Axis Bank launched the Neo credit card for individuals who make most of their purchases online. By holding this card, you can access several discounts, cashback rewards and loyalty points from leading online shopping sites like Amazon, Flipkart, Myntra, Bookmyshow, etc.

Standard Chartered Bank

  • Standard Chartered Manhattan Platinum Card: For both shopaholics and daily flyers, this card is the perfect match. When you rent a car on, you can earn up to 20 per cent off.
  • Standard Chartered Super Value Titanium Card: Each time you use your card to pay utility bills or when you get a fuel refill in your car, the Super Value Titanium Credit Card by SCB gives exciting value back, as the name implies.

Looking for Bank Branches where you can get information on Credit Card Ratlam

Bank Name


HDFC Bank Sajjan Mill, No 53, Road, near Sajjain Mill Gate, Ratlam, Madhya Pradesh 457001
Axis Bank Ground Floor, Anklesaria Complex, Do Batti Rd, Opposite DRM Office, Ratlam, Madhya Pradesh 457001
ICICI Bank  32/4, Sardarganj, 16/45, Shastri Nagar, Ratlam, Madhya Pradesh 457001
UCO Bank Station Rd, Samta Nagar, Ratlam, Madhya Pradesh 457222
IndusInd Bank Ground floor, Plot No 71, Near Ujjala Hotel, MG Road (Station Road), Ratlam, Madhya Pradesh 457001

Why Apply Online or Choose Dialabank for Credit Card Ratlam:

  • Proper usability for cards within a brief span of time.
  • The least necessary online documentation for existing customer applications.
  • You can get Instant E-approval by Dialabank.

How you can get credit cards with Dialabank in Ratlam in just three easy steps:

  • A short Qualifications Update
  • Fill in the Full Application Online
  • In literally no time, get Instant E-approval

Which are the credit cards available in Ratlam for Customers?

  1. Premium Cards
  2. Travel Cards
  3. Cashback Cards
  4. Regular Cards
  5. Fuel Cards
  6. Reward Cards
  7. Entertainment Cards

How you can pay for credit cards payments or payment options?

Without that much difficulty, via either of these modes, a credit card customer in Ratlam can make payments through the net banking of a specific bank, Auto Pay, through fund transfer, mobile banking, via cheque or dropbox, and so on.

Eligibility Criteria for Credit card Ratlam:

  • Minimum age of 21 years is required for Salaried / Self-employed individuals 
  • Maximum age of 65 years is required for Salaried / Self-employed individuals 

Required Income Criteria for Credit Card Ratlam:

It is acceptable or depends on credit card criteria for a minimum income of Rs.15000 per month; high-end cards need more monthly income & a very good cibil score.

FAQs Credit Card Ratlam

✅ Can I apply for Credit Card Ratlam online?

Undoubtedly, you can easily apply for a credit card directly online. In order to confirm your qualification and fill in your data within the forms given in a fair framework, you can only visit the Dialabank site.

✅ Why You Should Have A Credit Card Ratlam?

For the following reasons, in addition to providing ease of use, it is necessary to obtain a credit card:

  • Helps to retain a respectable score on loans
  • Up to 45 days after the loan interest-free limit
  • Hassle-free Purchases online and offline

✅ What are the choices for credit card Ratlam bill-paying available?

To make a secure payment of your card bill, you can check the given below choices:
  1. Cash deposit/cheque deposit during banking hours at ATM / Bank
  2. Pay by online banking for your credit card bill, such as NEFT / RTGS / EPAY / VMT (from other bank accounts)
  3. Payment by cheques

✅ Do all credit card Ratlam require an annual fee and a membership fee?

No, not all cards include both an annual membership fee and prices at the moment. For critical credit cards, there is typically no annual fee, but annual payment cards have a higher collecting value than zero annual charge cards.

✅ Will my credit card Ratlam limit rise at a later time?

The card’s guarantor changes the credit limits every once in a while. This usually takes the entire payment history into account, but the cap can also be reduced in the event that you skipped a few payments on past bills.

✅ What is a secured credit card?

The one that is issued against a fixed asset, a home, a country, is a secured credit card. For individuals who can not get an ordinary (unstable) identity, this may be a positive beginning.

✅ Does credit card Ratlam come with specific limitations for cash withdrawal?

At the credit card recognition hour, the cash withdrawal/advance cutoff on your card is pre-set and announced.

✅ What is the transfer of credit card Ratlam balances?

With these credit cards, there is a possibility to transfer delinquent balances to other accounts, consolidate debt and repay EMIs.