Credit Card Saharanpur

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About Saharanpur

Credit Card Saharanpur

Saharanpur is a city in Uttar Pradesh. This city is declared as a “Smart City” amongst the other 100 smart cities. The population of Saharanpur is 705,478. The banking sector of Saharanpur also growing. Banks are offering different credit cards for their customers. Credit cards offer many rewards, offers, discounts, etc. to the cardholder. Credit Card Saharanpur fulfils every financial need of the people living in Saharanpur.

Top 5 Banks Offers Credit Card in Saharanpur

The following is the list of banks that offers Credit Card Saharanpur.

1. Axis Bank:

  • Axis Bank Neo Credit Card: This credit card comes under the Shopping category. This credit card comes with no annual and joining fees. It comes with an EMV chip to provide full security.
  • Axis Bank Vistara Credit Card: This credit card comes under the Lifestyle category. This credit card comes with zero annual and joining fees. Various travel offers are available on this credit card.
  • Axis Bank My Zone Credit Card: This credit card comes under the Cashback category. There are no annual and joining fees. You will get 10x rewards points on the weekend dining and 5x rewards on the weekend shopping. You will receive a Cashback of 25% on all online movie ticket purchases.

2. RBL Bank:

  • RBL Bank Platinum Maxima Credit Card: This card is also of Rewards type. You will get rewards points when you make purchases on Dining, Entertainment, Fuel, and International Transactions. You will also get Airport Lounge access.
  • RBL Shoprite Credit Card: This credit card comes under the shopping category. This credit card comes with zero annual fees. You will get a 5% value back on groceries and 2.5% value back at Fuel stations.

3. HDFC Bank:

  • HDFC Bank Easy EMI Credit Card: Get cashback on Flipkart, Amazon, flight, and hotel bookings. You can convert your transactions into EMIs easily.
  • HDFC Bank Millenia Credit Card: You will get airport lounge access. Get cashback on Flipkart, Amazon, flight, and hotel bookings. A contactless payment facility is available for easier payment.

4. ICICI Bank:

  • ICICI Bank Coral Credit Card: This credit card comes under the Lifestyle category. You will get 2x rewards on dining, groceries, and supermarkets. You will also get complimentary lounge access and movie tickets.
  • ICICI Bank Platinum Chip Credit Card: This credit card comes under the Cashback category. This credit card is free for a lifetime. It is best suitable for dining, fuel, and retail.

5. Kotak Mahindra Bank:

  • Kotak Mahindra Delight Platinum Credit Card: This credit card comes under the Entertainment category. There are no annual and joining fees for this credit card. You will get exciting offers on Dining, Movies, and Fuels.
  • Kotak Royale Signature Credit Card: This credit card comes under the Lifestyle category. There are no annual and joining fees for this credit card. You will also get complimentary lounge access.

Looking for Bank Branches where you can get information on Credit Cards in Saharanpur

The below-mentioned table shows the bank in Saharanpur where you can get information on Credit Card Saharanpur.

Bank Name

Branches in Saharanpur

HDFC Bank Village Chuneitee Gara, Delhi Rd, Saharanpur, Saharanpur-247001
ICICI Bank

ICICI Bank Ltd. – Shop No 3, 4, 27, 28, 29 &30, Kazami Complex, Ambala Road, Near, Amrit Cinema, Saharanpur

State Bank Of India

2655, Court Road, Bhagat Singh Marg, Saharanpur 247001

Axis Bank A5, Mission Compound, Court Road, Model Town, Saharanpur, Uttar Pradesh, 247001
Yes Bank Ground Floor, Banka Complex 2B/28, Mission Compound, Saharanpur

Why Apply Online or Choose Dialabank for Credit Cards in Saharanpur

  • The process is easy and takes less time to complete.
  • Check the eligibility for any credit card anytime.
  • All the required details are available.
  • Instant e-approvals.

How you can get Credit Cards with Dialabank in Saharanpur in just three easy steps:

  1. First, visit the Dialabank website and quickly check the eligibility.
  2. Finish the application process by filling the online application form.
  3. Once you complete the online application process properly, your credit card will approve instantly.

Which are the Credit Cards available in Saharanpur for Customers?

The below list shows the types and categories of credit card Saharanpur:

  • Entertainment Credit Cards
  • Shopping Credit Cards
  • Rewards Credit Cards
  • Cashback Credit Cards
  • Fuel Credit Cards
  • Lifestyle Credit Cards
  • Travel Credit Cards

How you can pay for credit card payments or payment options?

There are different credit card payment options are available for credit card Saharanpur. The following list shows the payment options in Saharanpur:

  1. NEFT Facility
  2. Direct Cash Deposit into the Bank
  3. Via Cheque Payment
  4. Mobile Banking
  5. Net Banking of that bank
  6. RTGS
  7. Fund Transfer
  8. Bill Desk

Eligibility Criteria for Credit cards in Saharanpur

The eligibility criteria for credit cards in Saharanpur may vary from bank to bank. The basic eligibility criteria for Credit Card Saharanpur are given below.

  • The applicant needs to have at least Rs.15,000 p.m
  • Salaried and Self-Employed Individuals can apply.
  • The minimum age should be 21 years.
  • The maximum age should be 65 years.
  • Decent credit history is needed.

Required Income Criteria for Credit Cards in Saharanpur

The income criteria required for Credit Card Saharanpur are given below:

  • The minimum income of the applicant should be Rs.15,000 per month.
  • The income criteria are different for different banks.

FAQs

Can I convert my transactions into EMIs?

Yes, you can easily convert your credit card transactions into EMIs.

Can I get a loan on a credit card?

Yes, you can convert your credit limit into a loan.

Is there any penalty charges for the late bill payment?

Yeah, should you pay late, you will be paying additional interest rates. The payments are contingent on the banks.

What is the Add-On Card?

It is the privilege offered to the family member of the primary cardholder.

Are there any eligibility criteria for credit cards in Saharanpur? 

Yes. There are some eligibility criteria that have been set by the different banks for Credit Card Saharanpur.

How do I Choose a Credit Card?

As per your specifications, you can pick a credit card. Various types of credit cards are available.

Can I get any coverage against the fraudulent usage?

Yes, you can get the coverage against fraudulent usage in case your card gets stolen or theft but you need to report it immediately.

How can I use my rewards points?

Bank has set some rewards points programs for that. You can redeem your rewards points into cash, movie vouchers, etc

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