Salem city is located on the banks of Thirumanimutharu river in Tamil Nadu. The famous hill station “Yercaud” is located in the Salem. Salem has more than 125 Spinning Mills. It is a major hub for the textile industry. The population of Salem is 829,267. Salem has many places, popular for tourism. The banking sector of Salem is also developing quickly. Many banks offer credit cards to their customer to enjoy the best lifestyle facilities. The credit card Salem comes with many features and benefits.
Top 5 Banks Offers Credit Card in Salem
The following is the list of banks that offers Credit Card Salem.
1. HDFC Bank:
- HDFC Bank Millenia Credit Card: You will get airport lounge access. Get cashback on Flipkart, Amazon, flight, and hotel bookings. A contactless payment facility is available for easier payment.
- HDFC Diners Club Platinum Credit Card: This card comes under the Travel category. There are no annual and joining fees for this card. This card is best suitable for Dining, Shopping, and Travelling. You will also get lounge access on this credit card.
- HDFC Solitare Credit Card: This credit card comes under the Lifestyle category. This credit card is best for women. You will get many benefits such as Shopping vouchers, rewards points, discounts, and cashback. Insurance cover is also available on this credit card.
2. Axis Bank:
- Axis Bank Neo Credit Card: This credit card comes under the Shopping category. This credit card comes with no annual and joining fees. It comes with an EMV chip to provide full security.
- Axis Bank My Zone Credit Card: This credit card comes under the Cashback category. There are no annual and joining fees. You will get 10x rewards points on the weekend dining and 5x rewards on the weekend shopping. You will receive a Cashback of 25% on all online movie ticket purchases.
- Axis Bank Vistara Credit Card: This credit card comes under the Lifestyle category. This credit card comes with zero annual and joining fees. Various travel offers are available on this credit card.
3. Private Bank:
- Private Bank Sapphiro Credit Card: This credit card comes under the Shopping category. You will get complimentary movie tickets and airport lounge access and much more.
- Private Bank HPCL Credit Card: This credit card is in the Fuel category. You will get cashback on fuel purchases at HPCL fuel pumps. This credit card comes with no annual and joining fees.
- Private Bank Coral Credit Card: This credit card comes under the Lifestyle category. You will get 2x rewards on dining, groceries, and supermarkets. You will also get complimentary lounge access and movie tickets.
4. State Bank Of India:
- Club Vistara SBI Card Prime: This credit card comes under the Travel category. You will get benefits from airlines and hotel bookings.
- Yatra SBI Credit Card: This card comes under the Travel category. This card is globally accepted. You will get a Yatra.com voucher worth Rs.8,250 on joining.
5. Kotak Mahindra Bank:
- Kotak Mahindra Delight Platinum Credit Card: This credit card comes under the Entertainment category. There are no annual and joining fees for this credit card. You will get exciting offers on Dining, Movies, and Fuels.
- Kotak Royale Signature Credit Card: This credit card comes under the Lifestyle category. There are no annual and joining fees for this credit card. You will also get complimentary lounge access.
Looking for Bank Branches where you can get information on Credit Cards in Salem
The below-mentioned table shows the bank in Salem where you can get information on Credit Card Salem.
|Bank Name||Branches in Salem|
|State Bank Of India||
State Bank Of India, Fort Main Road, Salem, Tamilnadu 636001
|Yes Bank||Ground Floor, 5-315 Junction, Main Road, Salem, Tamilnadu 636004|
741, Bomanna Palace, Trichy Main Road, Gugai, Salem, Tamil Nadu, 636006
D.no 5 241 F, Meyyanur, Rathna Arcade, 5 Roads, Salem, Tamilnadu 636004
41/2, 1st & 2nd Floor, Ramakrishna Road, Salem, Tamil Nadu, 636007
Why Apply Online or Choose Dialabank for Credit Cards in Salem
You can easily apply for Credit Card Salem through Dialabank.
- You can quickly check the eligibility.
- Dialabank’s process is very simple and easy.
- Get the credit card instantly.
- You don’t have to do much paperwork.
How you can get Credit Cards with Dialabank in Salem in just three easy steps:
- Visit the Dialabank website.
- Check if you are eligible or not and complete the application process.
- Your credit card will approve within minutes.
Which are the Credit Cards available in Salem for Customers?
The below list shows the types and categories of credit card Salem:
- Travel Credit Cards
- Entertainment Credit Cards
- Shopping Credit Cards
- Lifestyle Credit Cards
- Rewards Credit Cards
- Cashback Credit Cards
- Premium Credit Cards
How you can pay for credit card payments or payment options?
There are different credit card payment options are available for credit card Salem. The following list shows the payment options in Salem:
- NEFT Facility
- Direct Cash Deposit into the Bank
- Via Cheque Payment
- Mobile Banking
- Net Banking of that bank
- Fund Transfer
- Bill Desk
Eligibility Criteria for Credit cards in Salem
The eligibility criteria for credit card Salem may vary from bank to bank. The basic eligibility criteria for Credit Card Salem are given below.
- The candidate needs to have a good CIBIL Score.
- The candidate must have a sufficient income source.
- The minimum age of the candidate should be 21 years.
- The maximum age of the candidate should be 65 years.
Required Income Criteria for Credit Cards in Salem
The income criteria required for Credit Card Salem are given below:
- The minimum income of the applicant should be Rs.15,000 per month.
- The income criteria are different for different credit cards.
Other Cities Credit Card
|Credit Card Ramagundam||Credit Card Rajahmundry|
|Credit Card Ramgarh||Credit Card Rewa|
|Credit Card Ranchi||Credit Card Rampur|
|Credit Card Rourkela||Credit Card Saharanpur|
✅ How can I earn Rewards Points on a Credit Card Salem?
You will get rewards points when you make a purchase of Rs.100 or more by using the credit card Salem.
✅ What do I need to apply for Credit Card Salem?
You just have to submit the required documents for the credit card Salem of your choice.
✅ Are there any penalty charges for the late bill payment?
Yes. In case, if you pay late you will be charged extra interest rates.
✅ Can I convert my transactions into EMIs?
Yes, you can easily convert your credit card transactions into EMIs.
✅ What are the Annual Charges of a Credit Card Salem?
The annual charges are different for different credit cards. You will get to know about the charges during the application process.
✅ Will I get the Airport Lounge access on a credit card?
Yes. You will get Airport Lounge access on specific credit cards.
✅ Can I get any coverage against the fraudulent usage?
Yes, you can get the coverage against fraudulent usage in case your card gets stolen or theft but you need to report it immediately.
✅ Can I convert my rewards points into cash?
Yes. You can convert your rewards points into cash after collecting the specific rewards points. You will get all the details in the bank’s rewards points programs.