Credit Card Shimoga

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Credit Card Shimoga

AboutCredit Card Shimoga Shimoga

Officially known as Shivamogga, Shimoga is a city in the central part of Karnataka State, India, and the district headquarters of the district of Shimoga. The city sits on the shores of the River Tunga. As the gateway to the hilly region of the Western Ghats, the city is widely known as the “Gateway to Malnad,” The population of Shimoga city is 322,650, as per the 2011 census. The town, surrounded by lush green paddy fields, coconut and canoe groves, is 569 m above sea level. It is located 267 km from Bangalore, the capital of the state, and 195 km from Mangalore, the port city.

Top 5 Banks Offers Credit Card Shimoga

The following is the list of banks that offers Credit Card Shimoga.

1. Kotak Mahindra Bank:

  • Kotak Mahindra Delight Platinum Credit Card: This credit card is used in the entertainment category. This credit card does not have any annual fees and there are no subscription fees. You will receive exciting offers for food, movies, and fuel.
  • Kotak Royale Signature Credit Card: This credit card includes the lifestyle category. There is no annual fees and no subscription fees in this credit card. You will get free access to the lounge as well.

2. State Bank Of India: 

  • Club Vistara SBI Card Prime: This credit card belongs to the travel group. You will be provided with discounts by airlines and hotel bookings.
  • Yatra SBI Credit Card: This card is in the travel category. This card is globally approved. You will get a voucher worth Rs.8,250.

3. Yes Bank:

  • Yes Bank Prosperity Edge Credit Card: This credit card belongs to the group of Rewards. No payment and joining fees are charged for this credit card. Using this credit card, you can get domestic lounge access. On this card, exclusive benefits and deals are also available.
  • Yes First Preferred Credit card: This type of credit card is a travel card. For plane ticket transactions and hotel bookings, you can get bonus points. On this credit card, the highest interest rates are eligible.

4. CitiBank: 

  • Citi Rewards Credit Card: This credit card is a form of reward. When you buy this credit card, you’ll get fun rewards. There is zero monthly charge for this card. You’re going to get various deals for eating, shopping, films, etc.

  • Citibank Premium Miles Credit Card: This card belongs to the community Travel. On your airline orders, you will earn a 5 per cent cashback.

5. ICICI Bank:

  • ICICI Bank Coral Credit Card: This credit card falls under the lifestyle group. You get 2x rewards for eating, grocery stores, and pharmacies. You’ll also get free lounge keys and film tickets.
  • ICICI Bank Platinum Chip Credit Card: This credit card is included in the Cashback Category. This credit card is free for a lifetime. It is best suited for grocery, petrol, and restaurants.

Looking for Bank Branches where you can get information on Credit Card Shimoga

The below-mentioned table shows the bank in Shimoga where you can get information on Credit Card Shimoga.

Bank Name 

Branches in Shimoga

Axis Bank

GR Prabhu Arcade 1st Cross, JPN Rd, Shivamogga, Karnataka 577201

DCB Bank

Shivamogga, Tilak Nagar, Durgigudi, Shivamogga, Karnataka 577201


 Durgigudi, Gr. Floor, Sree Karthik Plaza, opp. Mallikarjuna Talkies, Shivamogga, Karnataka 577201

Allahabad Bank Nehru Rd, Durgigudi, Shivamogga, Karnataka 579201

Indian Bank

BH Rd, Lashkar Mohalla, KR Puram, Shivamogga, Karnataka 577202

Why Apply Online or Choose Dialabank for Credit Card Shimoga

  • Check the eligibility requirements easily.
  • The process is very straightforward and quick.
  • By applying online, get your credit card.
  • Rapid approval of a credit card in a few minutes.

How you can get Credit Card Shimoga with Dialabank in just three easy steps:

  • Visit and review the eligibility requirements on the Dialabank website. 
  • If you are registered, you can complete the additional process by completing the online application form. 
  • Get fast e-credit card approval.

Which are the available Credit Card Shimoga for Customers?

The list below shows the forms and categories of credit card Shimoga:

  • Travel Credit Cards
  • Cashback Credit Cards
  • Entertainment Credit Cards
  • Premium Credit Cards
  • Shopping Credit Cards
  • Lifestyle Credit Cards
  • Rewards Credit Cards
  • Fuel Credit Cards

How you can pay for credit card Shimoga payments or payment options?

For Shimoga credit cards, different credit card payment options are open. In Shimoga, the following list shows the payment options:

  1. NEFT Facility
  2. Direct Cash Deposit into the Bank
  3. Via Cheque Payment
  4. Mobile Banking
  5. Net Banking of that bank
  6. RTGS
  7. Fund Transfer
  8. Bill Desk

Eligibility Criteria for Credit card Shimoga

Credit card eligibility requirements in Shimoga can vary from bank to bank. Below are the basic eligibility requirements for the Credit Card Shimoga.

  • At least 21 years of age should be the nominee.
  • The nominee should not be over 65 years of age.
  • A resident of India must be the nominee.
  • A better CIBIL score must be given to the candidate.

Required Income Criteria for Credit Card Shimoga

Below are the income requirements needed for the Credit Card Shimoga:

  • An applicant’s minimum income should be Rs.15,000 per month.
  • For various credit cards, the income conditions are different.

FAQs about Credit Card Shimoga 

Can I get a loan on a credit card Shimoga?

Yes. The loan on a credit card Shimoga facility is available at many banks.

Will I get any gift voucher on credit card Shimoga?

Yes. Many credit card Shimoga offer gift vouchers for spending a specific amount at different stores.

Is there are any penalty charges for the late bill payment?

YeahWhen you pay your credit card bill late, you have to pay the additional fee. 

What are the income criteria for a credit card Shimoga?

The minimum income criteria for Shimoga is Rs.15,000 per month.

Can I convert my transactions into EMIs?

Yes. Transactions can be converted into flexible EMIs very easily.

✅ What are the rewards points?

By using credit card, you can earn incentive points as you make transactions. It is possible to turn these reward points into cash later.

Are there any annual charges applicable to credit cards?

Yes. Many banks charge annual fees on credit cards.

What if my credit card Shimoga get stolen or lost?

In case, your credit card Shimoga gets lost or stolen you will get coverage against fraudulent usage.

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