Credit Card Srinagar

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About Srinagar

Srinagar is a city in Jammu and Kashmir. This city is famous for its natural environment, Credit Card Srinagargardens, waterfronts, and houseboats. The population of this city is 1.18 million. The people living here have their own lifestyle requirements. To complete their requirements, many banks in Srinagar provides credit cards under different categories.

Top 5 Banks Offers Credit Card in Srinagar

The following is the list of banks that offers Credit Card Srinagar.

1. State Bank Of India: 

  • SimplyClick SBI Credit Card: This credit card is of shopping type. You will get exciting rewards when you purchase by using this credit card. You will get an amazon voucher of worths Rs.500 on joining.
  • Air India SBI Platinum Credit Card: This card comes under the Travel category. You will get rewards points on Airline tickets purchases. You will get 5000  rewards points as a welcome gift.

2. RBL Bank:

  • RBL Bank Platinum Maxima Credit Card: This card is also of Rewards type. You will get rewards points when you make purchases on Dining, Entertainment, Fuel, and International Transactions. You will also get Airport Lounge access.
  • RBL Movies and More Credit Card: This card is of Entertainment type. You will get rewards points on Dining, movie tickets purchases, etc.
  • RBL Shoprite Credit Card: This credit card comes under the shopping category. This credit card comes with zero annual fees. You will get a 5% value back on groceries and 2.5% value back at Fuel stations.

3. HDFC Bank:

  • HDFC All Miles Credit Card: This card comes under the Fuel category. There are no annual and joining fees for this card. You will get offers on fuel purchases. You will also get an accidental death insurance cover.
  • HDFC Moneyback Credit Card: This credit card comes under the Lifestyle category. You can redeem your rewards points into cashback. You will also save on fuel transactions.

4. Axis Bank:

  • Axis Bank Neo Credit Card: This credit card comes under the Shopping category. This credit card comes with no annual and joining fees. It comes with an EMV chip to provide full security.
  • Axis Bank Vistara Credit Card: This credit card comes under the Lifestyle category. This credit card comes with zero annual and joining fees. Various travel offers are available on this credit card.
  • Axis Bank My Zone Credit Card: This credit card comes under the Cashback category. There are no annual and joining fees. You will get 10x rewards points on the weekend dining and 5x rewards on the weekend shopping. You will receive a Cashback of 25% on all online movie ticket purchases.

5. Kotak Mahindra Bank:

  • Kotak Mahindra Delight Platinum Credit Card: This credit card comes under the Entertainment category. There are no annual and joining fees for this credit card. You will get exciting offers on Dining, Movies, and Fuels.
  • Kotak Royale Signature Credit Card: This credit card comes under the Lifestyle category. There are no annual and joining fees for this credit card. You will also get complimentary lounge access.

Looking for Bank Branches where you can get information on Credit Cards in Srinagar

The below-mentioned table shows the bank in Srinagar where you can get information on Credit Card Srinagar.

Bank Name  Branches in Srinagar
ICICI Bank

ICICI Bank, the Bund, Residential Road Chinnar Complex, Srinagar

HDFC Bank HDFC Bank, MS Mall, Residency Road, Lal Chowk, Srinagar-190001

Bank Of Baroda

Bank Of Baroda, 4-Gupkar Road, Durganag, Srinagar 190001

State Bank Of India

State Bank Of India, Badami Bagh Cantonment, Srinagar PIN 190001

Why Apply Online or Choose Dialabank for Credit Cards in Srinagar

You will easily get a credit card in Srinagar through Dialabank.

  • You can easily check the eligibility criteria for Credit Card Srinagar.
  • Dialabank provides instant service free of cost.
  • You can apply online for a credit card and can get your credit card easily by sitting at home.

How you can get Credit Cards with Dialabank in Srinagar in just three easy steps:

Get the credit card in just three simple steps listed below.

  1. Visit the Dialabank website.
  2. Quickly check the eligibility criteria.
  3. Fill the online application form. On completing the application form you will get instant e-approval.

Which are the Credit Cards available in Srinagar for Customers?

The below list shows the types and categories of credit card Srinagar:

  • Shopping Credit Cards
  • Travel Credit Cards
  • Lifestyle Credit Cards
  • Rewards Credit Cards
  • Cashback Credit Cards
  • Fuel Credit Cards
  • Entertainment Credit Cards

How you can pay for credit card payments or payment options?

There are different credit card payment options are available for credit card Srinagar. The following list shows the payment options in Srinagar:

  1. NEFT Facility
  2. Direct Cash Deposit into the Bank
  3. Payment Via Cheque
  4. Mobile Banking
  5. Net Banking of that bank
  6. Fund Transfer
  7. RTGS

Eligibility Criteria for Credit card Srinagar

The eligibility criteria for credit cards in Srinagar may vary from bank to bank. The basic eligibility criteria for Credit Card Srinagar are given below.

  • A stable income source is required.
  • The minimum age should be 21 years.
  • The maximum age should be 65 years.
  • The applicant must have a good credit history profile.

Required Income Criteria for Credit Card Srinagar

The income criteria required for Credit Card Srinagar are given below:

  • The applicant needs to have a stable income source.
  • The income criteria are different for different credit cards.

FAQs for Credit Card Srinagar

How can I apply for Credit Card in Srinagar online?

You can easily apply through the Dialabank website.

What is the credit limit for the credit cards?

The credit limit will be informed to you at the time of the application.

Where can I find the eligibility criteria for Credit Card Srinagar?

You will get to know the eligibility criteria online through the Dialabank website. You can also visit the nearby branch to know more details.

What are the interest rates on Credit Cards in Srinagar?

Interest rates on credit cards in Srinagar are affordable. You will get to know the interest rate at the time of application.

What are repayment methods are available in Srinagar?

You can pay through NEFT, RTGS, Netbanking, Bill Desk, etc.

What are the documents needed to get Credit Card in Srinagar?

Check the required documents on the Dialabank website.

Can I get a Credit Card at Bad credit score?

It will more easy to get a credit card if you have a good Credit Score.

What is the annual fee of the credit card?

The annual fee is different for different cards. You will get to know the annual fee of a credit card when you will receive the credit card.

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