Dena Bank Credit Cards

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Dena Bank Credit Cards

Dena Bank Credit Cards

Name

Annual Fee

Category

Minimum Income Required

Dena Laghu Udyami Credit Card 750 rupees Cashback At least 30000 rupees Fixed Deposit with Dena Bank

Features and Benefits of Top Dena Bank Credit Cards

With effect from April 1, 2019, Vijaya Bank and Dena Bank have merged with Bank of Baroda.

Dena Bank /Bank of Baroda Credit Card Variant Joining Fee
BOB Easy Credit Card Rs.500
BOB Select Credit Card Rs.750
BOB Premier Credit Card Rs.1,000
BOB Prime Credit Card Nil
Validity The credit cards offered by Dena Bank are valid for use in any part of the world and are accepted by more than a million ATMs
24×7 Customer Care Service Dena Bank provides 24 x 7 customer care service to its credit cardholders. People can call up on the 24×7 toll-free number for credit cards to get any help or information related to their card
Loyalty Points Dena Bank credit cardholders earn loyalty points when they spend money using their cards
Add on Cards Most credit cards offered by Dena Bank come with free Add on cards
Annual Fee Waiver If cardholders spend a certain amount of money annually using their Dena Bank  credit card and pay their bills regularly, the bank will waive off their annual fee
Exclusive Offers Dena Bank provides exclusive offers such as 0% fuel surcharge, attractive discounts on international and domestic air tickets, hotel bookings, holiday bookings, etc. on all its credit cards. Apart from this, the cardholders enjoy dining, shopping, hotel, etc. privileges and benefits offered by Visa and MasterCard
Insurance Coverage Credit cards offered by Dena Bank come with an in-built Personal Accidental Death Coverage. Here, the bank provides coverage to cardholders in case of accidents for free. The amount of coverage differs depending on the card
Insta Pay Service The Insta Pay service of Dena bank  made it very easy and simple for credit cardholders to pay their bills online
Security Credit cards offered by Dena Bank come with a security chip, which provides protection from fraudulent activities

Types of Credit Cards offered by Dena Bank

Dena Bank credit cards are designed to provide cardholders with the most rewards possible. People can win points for their purchases that can be used with special deals, in addition to having money on credit when they need it. Customers who use Dena Bank credit cards do not pay a surcharge on petrol purchases. Low tax and membership rates, free add-on cards, tax coverage, and other benefits are among the many appealing features of the game.

Dena Bank Credit Cards Categories

Dena bank credit card can be used for any needs from bill payment to shopping and traveling.

Apply for Dena bank credit Card

Dena Bank Credit Cards

Dena Bank Credit Cards Eligibility Criteria

The eligibility criteria to get a credit card include age, nationality, income, and Cibil score.

Name
Minimum Annual Income 
Age
Dena bank credit card 10 lakhs 18 years to 65 years

Dena Bank Credit Cards Documents Required

Address Proof

Identity Proof

Income Proof

  • Aadhaar card
  • Driver’s License
  • Passport
  • Ration Card
  • job card issued by NREGA
  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Latest one or 2 salary slip (not more than 3 months old)
  •  Form 16
  • Last 3 months’ bank statement
  • Audited financials for the last two years (for self-employed)

Dena Bank Credit Card Fees and Charges

Charge LVB Platinum SBI Card LVB SimplySAVE SBI Card
Annual Fees Rs. 2,999 Rs. 499
Joining Fees Rs. 2,999 Rs. 499
Add On Cards Yes Yes
Add On Cards Fees Nil Nil
Rate of Interest Per Month 3.35% 3.35%

Why choose Dena Bank  Credit Cards?

Dena Bank, one of India’s most well-known banks, provides a diverse range of credit products to its customers.  Dena Bank is a financial market player with favourable interest rates on loans and credit cards. Customers can take advantage of a variety of benefits when they open an account with Dena Bank. Different types of credit cards are available to meet individual requirements.

How to check Dena Bank Credit Card Status?

Following your credit card application, you can receive an SMS from the bank confirming your credit card application and including the reference number and application number.

Dena Bank Credit Cards How To Apply?

You can apply for a credit card via Dialabank. The application process for a credit card is simple and easy.

  • Visit the Dialabank website.
  • Find the form provided on the top of the page.
  • Fill the details in the form.
  • Click on the request quote.
  • Wait for some time and you will get a call from our relationship manager.
  • You can collect information from our representative regarding the fees, eligibility, benefits, etc of each card and compare.
  • You can thus choose the best bank to apply for a credit card.

Dena Bank Credit Card Customer Care

In India, you can dial the toll-free number 1800 233 6427 and Phone number – 022 26767132 from your cell phone or landline. You may also write to the Dena  Bank zonal offices with your credit card questions.Dialabank: 9878981166

Reward Points offered on Dena Bank Credit cards

Name of the card

Rewards points offer on the card

Dena Laghu Udyami Credit Card NIL

Dena Bank Credit Cards – Detailed Features and Benefits 

Dena Laghu Udyami Credit Card
Key Highlights Convenient, customer-friendly, and rewards for the customers
Joining Fee NIL
Renewal Fee Maximum up to 250 rupees
Joining Bonus
  • 100 Rupees Cashback on first ATM Cash withdrawal within 30 days
  • credit free period of up to 50 days
Suitable for Small businessmen, retail traders, artisans, professionals, self-employed persons, and small industrial units
Features and benefit
  • Credit card cash withdrawal from over 1.2 million VISA Card ATMs across the globe
  • Option for add on cards
  • Bill payments and online bookings.
  • Balance Transfer, Flexipay, and Easy Money Facility
  • SMS alerts to ensure the highest security.
Rewards redemption option NIL

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FAQ

✅How do I check the status of my Dena Bank credit card application?

You will check the status of your credit card application both online and offline. To check the status of your credit card application, you may need to include information such as your application reference number, application form number, telephone number, or date of birth.

✅How can I find out if my Dena Bank credit card application has been accepted or denied?

Your submission will be accepted or denied after all of the specifics have been checked. The bank will notify you of the approval via post, email, or text message.

✅ What is the number on the Air Way Bill?

After the application is accepted, the credit card applicant receives a letter with the Air Way bill number. The applicant will monitor the credit card’s shipping and processing using the figure.

✅ How do I pay my Dena Bank credit card bill without going online?

Dena Bank credit card bills may be paid in cash or by check at any Dena Bank branch.

✅ Is it necessary for me to have a Dena Bank account in order to obtain a Dena Bank credit card?

No, a Dena Bank account is not needed to obtain a credit card.

 

News

ConQR, a Mastercard QR on card solution, is launched by BOB Financial and Mastercard.

ConQR, a Mastercard QR on Card solution, was introduced by BOB Financial Solutions Limited (BFSL) and Mastercard to provide cardholders with a simple, frictionless payment solution. The solution is based on a proprietary Mastercard platform that allows cardholders and small businesses to accept cashless purchases with their cards. The ConQR credit card has a Bharat QR Code on the front that can be used as an approval point by affixing a QR Code to it. Before being made available to all existing customers, the solution will be introduced first to small companies that already use BoB’s adoption solutions.

Bank of Baroda is looking into the prospect of selling its insurance company and looking for credit card buyers.

According to Sanjiv Chadha, CEO of Bank of Baroda, the bank will seek an investor for its credit card market over the next 18 to 24 months. In addition, the bank intends to look at new listing opportunities for IndiaFirst Life Insurance, a joint venture in which it owns a 44 per cent stake. The bank’s decisions are directed at strengthening the bank’s status in a post-pandemic environment, and McKinsey & Co has been retained to assist them. Sanjiv Chadha reported that they might be searching for an investor within the next year.

Union Bank has launched the UNI Carbon Card in cooperation with HPCL.

The Union Bank of India has announced the launch of the UNI- Carbon Card, a co-branded card with HPCL. According to Union Bank of India’s Managing Director and CEO, the UNI – Carbon Card is a one-of-a-kind card that will be available on the Rupay website to provide value to consumers.

Cashback and loyalty points, as well as fuel surcharge waivers, are some of the credit card’s features. Aside from that, the card provides rewards in areas including movies, transport, shopping, and lifestyle. The card cap would be 20% of the applicant’s taxable salary, with a credit limit of Rs.50,000 as a minimum.

Beginning April 1, additional factor authentication will be needed for credit card auto payments

From April 1, all recurring credit card purchases will require additional factor authentication (AFA). Banks will be allowed to notify consumers in advance of periodic fees that are due, and the purchase will only be completed if the customer accepts it. If a cardholder wants to use the e-mandate feature on their card, they must complete a one-time registration process that includes AFA confirmation by the issuer. The auto-debit cap has been set at Rs.5,000. A one-time password would be necessary for transactions that exceed the cut-off point.

 

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