Dhanlaxmi Bank Gold Credit Card Features
Following are the important features of the Dhanlaxmi Bank Gold Credit Card:
- Interest-Free Credit Period: Get an Interest-free credit period of up to 50 days for all purchases.
- Cash Withdrawal Facility: The cardholders can withdraw cash from any ATM.
- Cash Advance Facility: The cardholders can avail of the cash advance facility at various bank branches.
- World Wide Acceptance: The Credit Card is widely accepted across the globe.
- 24/7 Customer Care: Bank Of India offers 24/7 toll-free customer care service and guidance for reporting stolen or lost cards.
Dhanlaxmi Gold Credit Card Eligibility Criteria
Eligibility Criteria |
Details |
| Minimum Age | 18 Years |
| Maximum Age | 60 Years |
| Minimum Annual Income | 3 Lakhs |
| Nationality |
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| CIBIL | A decent CIBIL score is required |
Dhanlaxmi Gold Credit Card Documentation
| Identity Proof | Address Proof | Income Proof |
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Fees and Charges
Services |
Fees and Charges |
| Annual Fee | NIL |
| Cheque Return | 400 |
| Cash Advance Transaction Fee | 2.5% |
| Return of Cheque Fee | NIL |
| Over Limit Charges | Rs.100 for each transaction |
| Penalty Interest Rate | 1% |
| Replacement Card Charges | 75 |
| Duplicate Statement Request Charges | Rs.100 |
Rewards Points programs
- You will get one reward point for every purchase of Rs.100.
- The reward points will be gathered over a year.
- The reward fee redemption starts with 75.
Dhanlaxmi Bank Gold Credit Card Limit
- It can be changed after 12 months of allowance of the credit card.
How to apply for Dhanlaxmi Bank Gold Credit Card
You can easily apply for a Dhanlaxmi Bank Credit Cards through Dialabank. Follow the following steps and get your credit card easily.
- First, visit the Dialabank website.
- Select Dhanlaxmi Credit Card.
- Fill the application form for that card. Fill in all the required details correctly.
- Check your eligibility and if you are eligible then you can complete the online application.
Other Top Credit Cards by Dhanlaxmi Bank
- Dhanlaxmi Platinum Credit Card
- Dhanlaxmi Platinum privilege Credit Card
