HDFC Credit Cards

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Top 10 HDFC Credit Cards in India 2020

Name

Annual Fee

Category

Minimum Income Required

HDFC Regalia Credit Card Rs.2,500 Shopping & Travel Rs. 90,000 p.m.
HDFC MoneyBack Credit Card Rs.500 Rewards & Shopping Rs. 13,500 p.m.
HDFC Millennia Credit Card Rs.1000 Cashback Rs. 25,000 p.m.
HDFC Titanium Times Credit Card Rs.500 Movies & Dining Rs. 15,000 p.m.
HDFC Platinum Times Credit Card Rs.1000 Movies & Dining Rs. 30,000 p.m.
HDFC Diners Clubmiles Credit Card Rs.1000 Travel Rs. 30,000 p.m.
HDFC Diners Club Rewardz Credit Card Rs.1000 Rewards Rs. 30,000 p.m.
HDFC Diners Club Black Credit Card Rs.10,000 Travel Rs. 1,75,000 p.m.
HDFC IndianOil Credit Card Rs.500 Fuel Rs. 10,000 p.m.
HDFC Diners Club Privilege Credit Card Rs.2,500 Shopping & Travel Rs. 40,000 p.m.

 

HDFC Credit Cards Categories

Considering the needs of the consumer, HDFC provides its customer with a long-range of Credit Cards to choose from. Below mentioned is the long-range of credit cards provided by HDFC for each and every need of its customers.

Lifestyle Credit Cards from HDFC

Keeping in the light your personal lifestyle and overall development, HDFC provides with the Lifestyle Credit Cards.

     Apply for HDFC Diners Club Privilege Credit Card

HDFC Credit Cards

                                                                                   Apply for HDFC Regalia Credit Card

HDFC Credit Cards

Rewards Credit Cards from HDFC Bank

HDFC provides a range of Credit Cards which provides its customer with exciting rewards on the amount spent. These cards are generally low-fee cards.

Apply for HDFC MoneyBack Credit Card

HDFC Credit Cards

Apply for HDFC Diners Club Rewardz Credit Card

HDFC Credit Cards

Cashback Credit Cards from HDFC Bank

Customers looking for great cashback on their spends can avail of these HDFC Credit Cards and collect the cash by spending on their own personal needs.

Apply for HDFC Millennia Credit Card

HDFC Credit Cards

Apply for HDFC EasyEMI Credit Card

HDFC Credit Cards
Apply for HDFC Bharat Credit Card

HDFC Credit Cards

Travel Credit Cards from HDFC Bank

Now enjoy extra privileges by using HDFC Travel Credit Cards. taking care of all your travel needs, HDFC Travel Credit Cards are your best travel companion.

Apply for 6E Rewards XL Indigo HDFC Bank Credit Card

HDFC Credit Cards

 

Entertainment Credit Cards from HDFC Bank

Taking full care of your personal entertainment needs, HDFC brings you with a range of Entertainment credit cards with some very exciting offers on them.

Apply for HDFC Bank Platinum Times Credit Card

HDFC Credit Cards

Apply for HDFC Bank Titanium Times Credit Card

 

HDFC Credit Cards

Fuel Credit Cards from HDFC Bank

HDFC provides a range of fuel credit cards with a gigantic fuel brand in the market. HDFC Credit cards will help you out with your expenses on fuel.

Apply for HDFC IndianOil Credit Card

HDFC Credit Cards

Premium Credit Cards from HDFC Bank

HDFC also provides the most premium range of credit cards with a bit higher annual charge but you can surely avail huge benefits on the same.

Apply for HDFC Diners Club Black Credit Card

HDFC Credit Cards

Apply for HDFC Infinia Credit Card

HDFC credit Cards

 

HDFC Credit Cards Eligibility Criteria

Bank has set different criteria for various Credit Cards available in the range. The income of an individual is the most important one following by the age, Below mentioned table elaborates the criteria: 

Name
Income
Age
Salaried Individual Self-Employed Individual For Salaried Individual: 21-60 years
For Self-employed Individual: 21-65 years
HDFC Regalia Credit Card Gross income > Rs.1.2 lakh per month ITR > Rs.12 lakh per annum
HDFC Diners Club Black Net income > Rs.1.75 lakh per month ITR > Rs.21lakh per annum
HDFC Regalia First Gross income > Rs.40,000 per month ITR > Rs.5lakh per annum
Diners ClubMiles Credit Card Net income > Rs.30,000 per month ITR > Rs.3.6 lakh per annum
Diners Club Premium Net income > Rs.60,000 per month ITR > Rs.7.2 lakh per annum
Diners Club Rewardz Net income > Rs.30,000 per month ITR > Rs.3.6 lakh per annum
Bharat CashBack Card Gross income > Rs.12,000 per month ITR > Rs.2 lakh per annum
Freedom Card Gross income > Rs.12,000 per month ITR > Rs.2 lakh per annum
MoneyBack Credit Card N/A N/A

HDFC Credit Cards Documents Required

Below mentioned documents are required for the process of acquiring a credit card from HDFC.

Identity Proof

Address Proof

Income Proof

Salaried Individual Self-Employed Individual
  • Passport
  • PAN Card
  • Ration Card
  • Aadhaar card
  • Voter’s ID card
  • Driving license
  • Telephone bill
  • Electricity bill
  • Passport
  • Ration card
  • Rental agreement
  • Aadhaar card
  • Salary certificate
  • Recent salary slip/s
  • Employment letter
  • Certified financials.
  • Recent ITR (Income Tax Returns)
  • Audited profit and loss statement or balance sheet

How to apply for HDFC Credit Card

 

Reward Points offered on HDFC Credit Cards

 

Detailed Features and Benefits

HDFC Bank Regalia First Card
Key Highlights A premium credit card that provides exclusive travel and lifestyle benefits.
Joining Fee Rs.1,000
Renewal Fee Rs.1,000 (From 2nd year). Waived if the total spends in the previous year exceeds Rs.3 lakh.
Joining Bonus 1,000 reward points upon paying the joining fee.
Suitable for People who frequently visit international locations.
Features and benefit
  • Up to 7,500 reward points on achieving annual spends of up to Rs.6 lakh.
  • 8 complimentary domestic lounge access per calendar year.
  • Foreign currency markup fee of 2% on all international spends
  • Complimentary Priority Pass Membership that provides access to 700+ airport lounges.
  • 15% discount at premium restaurants across India.
  • Free comprehensive insurance that covers air accidental death, emergency hospitalisation, and credit liability.
Rewards redemption option Reward points can be redeemed for free air tickets.

 

HDFC Bank Diners Club Black Card
Key Highlights Offered in partnership with Diners Club International, the credit card provides world-class privileges in travel, lifestyle, golf, rewards, etc.
Joining Fee Rs.10,000
Renewal Fee Rs.5,000 (From 2nd year). Waived if the total spends in the previous year exceeds Rs.5 lakh.
Joining Bonus 10,000 reward points upon paying the joining fee.
Suitable for People who frequently visit international locations.
Features and benefits
  • Exclusive 24/7 concierge services at both local and international locations.
  • Free comprehensive insurance that covers air accidental death, emergency hospitalisation, baggage delay, and credit liability.
  • 6 complimentary Golf games per quarter valid in India as well as abroad.
  • 50 reward points on international spending.
  • Unlimited access to more than 700 airport lounges across the globe.
Rewards redemption option Redeem reward points for free air tickets, hotel bookings, Air Miles, JP Miles, KrisFlyer Miles, and for gifts on exclusive rewards catalog.

 

HDFC Bank Regalia Card
Key Highlights Designed for the elite class, the Regalia Credit Card offers the best of the benefits across various lifestyle categories.
Joining Fee Rs.2,500
Renewal Fee Rs.2,500 (From 2nd year). Waived if the total spends in the previous year exceeds Rs.3 lakh.
Joining Bonus 2,500 reward points upon paying the joining fee.
Suitable for People who spend massively on their credit cards and travel frequently.
Features and benefits
  • 12 complimentary domestic lounge access per calendar year.
  • 24X7 concierge assistance for travel and entertainment bookings.
  • Foreign currency mark-up fee of 2% on all international spending.
  • Free comprehensive insurance that covers air accidental death, emergency hospitalisation, and credit liability.
  • Complimentary Priority Pass Membership that provides access to more than 700 airport lounges.
  • 15% discount at premium restaurants across India.
  • Up to 15,000 reward points on achieving annual spends of up to Rs.8 lakh.
Rewards redemption option Reward points can be redeemed for air ticket booking, hotel booking. Also convertible to Air Miles.

 

HDFC Freedom Credit Card
Key Highlights One of the best reward credit cards, the Freedom credit card also offers to spend based rewards and free accidental death insurance.
Joining Fee Rs.500
Renewal Fee Rs.500. Waived if the total spends in the previous year exceed Rs.60,000.
Joining Bonus 500 reward points upon paying the joining fee.
Suitable for People who use credit cards for all daily expenses.
Features and benefits
  • 10 times more reward points on HDFC PayZapp & SmartBUY spends
  • 25 times more points on birthday spend
  • A gift voucher worth Rs.1000 on annual spending of Rs.90,000 or more.
  • Complimentary accidental insurance up to 50 lakh.
  • 5 times more reward points on dining, entertainment, railway ticket booking, cab booking, and grocery spends.
Rewards redemption option Reward points can be redeemed for cash back or for gifts from the rewards catalog.
HDFC Bank Moneyback Credit Card
Key Highlights Redeem reward points for cashback against your card outstanding.
Joining Fee Rs.500
Renewal Fee Rs.500 (from 2nd year onwards).
Joining Bonus 500 reward points once the joining fee is paid.
Suitable for People who would like to cut their credit card annual maintenance.
Features and benefits
  • Spend Rs.50,000 in a quarter and get an e-voucher worth Rs.500.
  • Free accidental death insurance up to Rs.50 lakhs.
  • Zero liability on the lost card.
  • 2X more reward points on online spending.
Rewards redemption option Reward points can be redeemed for cash back or for gifts from the rewards catalog.

 

HDFC Bank Titanium Times Card
Key Highlights A low-cost, high-value credit card that provides benefits across various lifestyle categories.
Joining Fee Rs.500
Renewal Fee Rs.500 (from 2nd year onwards).
Joining Bonus Gift vouchers from across categories including shopping, dining, clothing, etc.
Suitable for People looking for a less maintenance credit card with benefits across categories.
Features and benefits
  • 2X more reward points on online spending.
  • Spend Rs.50,000 in a quarter and get an e-voucher worth Rs.500.
  • Free accidental death insurance up to Rs.50 lakhs.
  • Zero liability on the lost card.
Rewards redemption option Reward points can be redeemed for cashback against card outstanding, air miles, and gifts from the rewards catalog.

 

HDFC Bank Platinum Times Card
Key Highlights A low-cost, high-value credit card that provides benefits across various lifestyle categories.
Joining Fee Rs.1,000.
Renewal Fee Rs.1,000 (from 2nd year onwards).
Joining Bonus Gift vouchers from across categories including shopping, dining, clothing, etc.
Suitable for People who are movie freaks and dine-out quite frequently.
Features and benefits
  • 25% off on movie ticket bookings and up to 20% discount on dining bills.
  • 3 more reward points on regular spending and 10 points on dining spend on weekdays.
  • Fuel surcharge waiver.
  • Free accidental death insurance up to Rs.50 lakhs.
Rewards redemption option Reward points can be redeemed for exclusive gifts from the rewards catalog.

 

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