IDBI Bank Aspire Platinum Credit Card

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IDBI Bank Aspire Platinum Credit Card Features

IDBI Bank Aspire Platinum Credit Card
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The features of IDBI Bank Aspire Platinum Credit Card are as given below :

  1. Interest-free loan period: Cardholders are entitled to up to 48 days of loan on their transactions.
  2. Internationally approved: In over 29 million institutions, the IDBI Aspire Platinum Credit Card is accepted worldwide.
  3. Visa deals: Cardholders are entitled to VISA Platinum exclusive deals for airport shopping, car hire, hotels and more.
  4. Concierge services: For any travel-related problems, VISA also offers concierge services.
  5. No responsibility for missing card: Any fraudulent charges on your credit card will be protected by IDBI after you record the loss.
  6. Supplementary cards: Share with your family members the benefits of Aspire Platinum.

IDBI Bank Aspire Platinum Credit Card Eligibility Criteria

Following are the necessary eligibility criteria for getting IDBI Bank Aspire Platinum Credit Card:



Minimum Age 21 years
Maximum Age 60 years. For self-employed people, the maximum age required is 65 years.
Nationality Applicant must be an Indian resident
CIBIL A decent CIBIL score is required.

IDBI Bank Aspire Platinum Credit Card Documentation

The banks asks for certain mandatory documents for availing IDBI Bank Aspire Platinum Credit Card:

Identity Proof Address Proof Income Proof
  • Driving Licence
  • Aadhar Card
  • PAN card
  • Passport
  • Voter’s ID
  • Passport
  • Aadhar Card
  • Telephone bill
  • Election card
  • Electricity proof
  • Last 3 months’ salary slip
  • Last 3 months’ bank statement
  • Latest IT return
  • Form 16

Fees and Charges

The fee and Charges related to IDBI Bank Aspire Platinum Credit Card are as follows:


Fee and Charges

Joining Fee Nil
Annual Fee Rs. 499
Supplementary Card Nil
Interest on revolving credit 2.9% per month
Interest on cash advance 2.9%
Cash advance transaction charge 2.5% of transaction amount, subject to a minimum of Rs. 300.

Rewards and Points Program

IDBI Bank Aspire Platinum Credit Card has the following reward and point system:

  • Earn 2 points for each Rs. 150 that you spend. So, go ahead and enjoy watching movies with your IDBI Aspire Platinum credit card, eating out and shopping.


How to Apply for IDBI Bank Aspire Platinum Credit Card

  1. First of all, visit the Dialabank website.
  2. Select the IDBI Bank Aspire Platinum Credit Card from the IDBI tab.
  3. With the required details, fill in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Compare the eligibility criteria and if you are eligible, then you can finish the online application.

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