IDBI Bank Euphoria World Credit Card

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IDBI Bank Euphoria World Credit Card Features

IDBI Bank Euphoria World Credit Card
  1. Global Acceptance: IDBI Bank Euphoria World Credit Card is accepted by more than 29 merchant shops in Lakhs outside India.
  2. Welcome Kit: Cardholders can obtain a digital Welcome e-Kit from the bank along with the card, which will contain all the card related information.
  3. Delight Points Redemption: Cardholders can conveniently redeem their Delight Points by selecting gifts/souvenirs specified in the card’s redemption catalog.
  4. Interest-Free Period: Cardholders can enjoy up to 48 days of an interest-free credit period.
  5. Access to Lounges: IDBI Bank Euphoria World Credit Cardholders can conveniently access selected Indian airport lounges.
  6. Add-on Card: For their family members who are at least 18 years old, cardholders may apply for add-on credit cards.
  7. MasterCard exclusive deals: All IDBI Bank Euphoria World Credit Card clients can enjoy MasterCard deals.

IDBI Bank Euphoria World Credit Card Eligibility Criteria

Particulars

Criteria

Minimum Age 18 years
Maximum Age 60 years. For self-employed people, the maximum age required is 65 years.
Nationality Applicant must be an Indian resident
CIBIL A decent CIBIL score is required.

IDBI Bank Euphoria World Credit Card Documentation

Identity Proof Address Proof Income Proof
  • Passport.
  • Voter ID.
  • PAN Card.
  • Driving license.
  • Aadhaar Card.
  • Telephone Bill.
  • Electricity Bill.
  • Aadhaar Card.
  • Election Card.
  • Passport.
  • Salary slip of recent 3 months.
  • Bank Statement of the recent 3 months.
  • Form 16.
  • Income Tax Return.

Fees and Charges

Services

Fee and Charges

Fee for joining Rs.1,499
Annual fee for the main card Rs.1,499
Annual fee for the add-on card No charge
Fee for card renewal No charge
Interest charged on the revolving credit facility 2.90% per month
Renewal fee for the add-on card No charge

Rewards and Points Program

  • Avail 6 Delight Points for each Rs.100 you spend using this card while travelling. Travel costs include airfares, train tickets, hotels, bookings for bus tickets, etc.
  • Get 3 Delight Points for all other expenses.

IDBI Bank Euphoria World Credit Card Limit

Video

How to Apply for IDBI Bank Euphoria World Credit Card

  1. Visit the Dialabank website first of all. 
  2. From the IDBI tab, pick the IDBI Bank Euphoria World Credit Card. 
  3. Fill in the application form for that card with the necessary details. 
  4. Fill in all the personal information needed correctly. 
  5. Compare the requirements for eligibility and then you can finish the online application if you are eligible.

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FAQs

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