Indian Bank Business Credit Card

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Indian Bank Business Credit Card

Indian Bank Business Credit Card Features

Indian Bank Business Credit CardThe features of Indian Bank Business Credit Card are as follows :

  1. Global Acceptance: This credit card is accepted globally.
  2. Minimum Payable Amount: If the user is not able to pay the full amount, then you can pay the minimum due amount, which is just 10% of the total due.
  3. Reward Program – Get 1 point worth Re. 1 for every Rs. 200 spent. Use reward points as a statement credit after accumulating at least 500 points.
  4. Attractive Interest Rate: Finance charge on Indian Bank Bharat Credit Card is just 1.66% p.m. which is much less than other credit cards.
  5. Joining or Annual fee: This credit card is free for lifetime.
  6. Redeem Online: You can track and redeem your cashback online by logging in credit card online.
  7. Flexible Credit Card Limits: Get flexible card limits as per customer’s requirements.
  8. Customer services: The relationship Manager reach out to the customers for any need of the customer.
  9. Personal Alerts: The customer is notified on every update by the bank.

Indian Bank Business Credit Card Eligibility Criteria

Following are the necessary eligibility criteria for availing Indian Bank Business Credit Card :



Minimum Age  18 years
Maximum Age 65 years
The income of the Applicant Must Possess a constant income source.
Nationality The citizen must possess INDIAN Citizenship.

Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.

CIBIL  A decent CIBIL Score is necessary to clear credit history.

Indian Bank Business Credit Card Documentation

The banks ask for certain mandatory documents for availing Indian Bank Business Credit Card:

Proof Of Identity Proof Of Address Proof Of Income
  • Passport
  • Driving License
  • PAN Card
  • Aadhar Card
  • Voter ID
  • Recent telephone bills
  • Passport
  • Electricity Bill
  • Voter ID
  • Recent Copy of Salary Slips
  • Recent ITR Copies
  • 3 months bank statement of salary credits.
  • Form16

Fees and Charges

The fee and Charges related to Indian Bank Business Credit Card are as follows:


Fee and Charges

Joining Fee Nil
Annual Fee Nil
Add on Card NA
Interest Revolving Charges 1.99% p.m.
Cash Advance Fee Rs.50
Cash Advance Charges 2.25% p.m.
Late Fee Rs.250/-
Limit Enhancement Rs. 100
Over limit Charges Rs.50/-
GST Applied on taxable supplies

Rewards and Points Program

Following are the rewards and points received along with the Indian Bank Business Credit :

  • You get a Cashback of Rs. 0.50/Rs. 100 spent

 Credit Card Limit

  • Units having the limit of Rs. 10 lakhs above are considered.


How to Apply for Indian Bank Business Credit Card

Give below are the steps involved while applying for Indian Bank Business Credit Card:

  1. First of all, visit the Dialabank website.
  2. From the given page, select Indian Bank Business Credit Card.
  3. Fill in the required information in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Compare the eligibility criteria, and if you are eligible, then you can complete the online application.

Other Top Credit Cards by Indian Bank

  • Indian Bank Platinum Credit Card
  • Indian Bank Gold Credit Card
  • Indian Bank Bharat Credit Card


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