Indian Bank Business Credit Card Features
The features of the Indian Bank Business Credit Card are as follows :
- Global Acceptance: This credit card is accepted globally.
- Minimum Payable Amount: If the user is not able to pay the full amount, then you can pay the minimum due amount, which is just 10% of the total due.
- Reward Program – Get 1 point worth Re. 1 for every Rs. 200 spent. Use reward points as a statement credit after accumulating at least 500 points.
- Attractive Interest Rate: The finance charge on Indian Bank Bharat Credit Card is just 1.66% p.m. which is much less than other credit cards.
- Joining or Annual fee: This credit card is free for a lifetime.
- Redeem Online: You can track and redeem your cashback online by logging in credit card online.
- Flexible Credit Card Limits: Get flexible card limits as per customers’ requirements.
- Customer services: The relationship Manager reach out to the customers for any need of the customer.
- Personal Alerts: The customer is notified of every update by the bank.
Indian Bank Business Credit Card Eligibility Criteria
Following are the necessary eligibility criteria for availing of Indian Bank Business Credit Card :
| Particulars | Criteria |
| Minimum Age | 18 years |
| Maximum Age | 65 years |
| The income of the Applicant | Must Possess a constant income source. |
| Nationality | The citizen must possess INDIAN Citizenship. Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card. |
| CIBIL | A decent CIBIL Score is necessary to clear credit history. |
Indian Bank Business Credit Card Documentation
The banks ask for certain mandatory documents for availing Indian Bank Business Credit Card:
| Proof Of Identity | Proof Of Address | Proof Of Income |
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Fees and Charges for Indian Bank Business Credit Card
The fee and Charges related to Indian Bank Business Credit Card are as follows:
| Services | Fee and Charges |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add on Card | NA |
| Interest Revolving Charges | 1.99% p.m. |
| Cash Advance Fee | Rs.50 |
| Cash Advance Charges | 2.25% p.m. |
| Late Fee | Rs.250/- |
| Limit Enhancement | Rs. 100 |
| Over limit Charges | Rs.50/- |
| GST | Applied on taxable supplies |
Rewards and Points Program for Indian Bank Business Credit Card
Following are the rewards and points received along with the Indian Bank Business Credit :
- You get a Cashback of Rs. 0.50/Rs. 100 spent
Credit Card Limit for Indian Bank Business Credit Card
- Units having the limit of Rs. 10 lakhs above are considered.
How to Apply for Indian Bank Business Credit Card
Give below are the steps involved while applying for Indian Bank Business Credit Card:
- First of all, visit the Dialabank website.
- From the given page, select Indian Bank Business Credit Card.
- Fill in the required information in the application form for that card.
- Fill in all the necessary personal details correctly.
- Compare the eligibility criteria, and if you are eligible, then you can complete the online application.
Other Top Credit Cards by Indian Bank
- Indian Bank Platinum Credit Card
- Indian Bank Gold Credit Card
- Indian Bank Bharat Credit Card
Other Bank’s Credit Card Products
