Indian Overseas Bank Loan On Credit Card

Indian Overseas Bank Loan on Credit Card- Different Types and Benefits

The below mentioned are the types of credit cards and benefits of Indian Overseas Bank Loan on Credit Card.

1. Indian Overseas Gold Credit Card :

• You can withdraw the cash also.
• You can use the card for PoS/Ecom.
• You will get reward points for every e-commerce and merchant Point of Sale transactions.
• Highest card security with the SMS alerts on every credit card transaction.
• Insurance benefits are available.

2. Indian Overseas Classic Credit Card :

• A flexible payment method is available.
• You can use the card for PoS/Ecom.
• You can withdraw the cash by using the card.
• Get reward points for every e-commerce and merchant Point of Sale transactions.
• Highest card security with the SMS alerts on every credit card transactions
• Various insurance benefits are available.

Eligibility For Indian Overseas Bank Loan on Credit Card

There are some criteria set by the bank for Indian Overseas Bank Loan on Credit Card. Check the required eligibility criteria below.

• The minimum age should be 18 years.
• The maximum age should be 60 years.
• The applicant must have a stable income source.
• The applicant should be a resident of India.

How to Apply For Indian Overseas Bank Loan On Credit Card

You can easily apply for Indian Overseas Bank Loan on Credit Card through Dialabank.

1. First, visit the Dialabank website.
2. Fill the application form.
3. Fill in all your basic details like name, address, annual income, loan amount, etc. correctly.
4. Find your preferred Indian Overseas Bank Credit card.
5. Check your eligibility and if you are eligible then you can complete the online application.

Repayment of Indian Overseas Bank Loan On Credit Card

The following are some options for the repayment of Loan on Indian Overseas Bank Loan on Credit Card:

1. Indian Overseas Bank Net Banking :

• You need to open an account on the Indian Overseas Bank Net Banking portal.
• Login into the Indian Overseas Bank net banking account.
• Select the Credit Card Payment option and pay the loan amount.

2. NEFT :

• You can repay the loan at Indian Overseas Bank from a different bank account through the NEFT facility.

3. Cash Payment :

• You can easily pay by making cash payments at any branch of Indian Overseas Bank.

4. Cheque Payment :

• You just need to fulfill the required details. You can drop the cheque at the nearest Indian Overseas Bank Branch.

5. UPI/Paytm App :

• You can repay the loan amount by login through UPI/Paytm App.
• You can repay the loan by choosing the “Transfer Money” option.

6. Auto Debit

• You need to select the minimum payable amount.
• The selected amount will be deducted from your account monthly on the due date.

Should you opt for Indian Overseas Bank Loan On Credit Card

• The credit limit of the card can be converted into a loan.
• You can easily repay the amount through EMIs.
• The interest rates are affordable.
• Minimum documents are required.
• Easy repayment methods are available.

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