Indian Overseas Credit Cards

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Top Indian Overseas Credit Cards 

Name

Annual Fee

Category

Minimum Income Required

Indian Overseas Gold Credit Card  No Fees Shopping, lifestyle Need a Stable Income Source
Indian Overseas Classic Credit Card  No Fees Shopping, lifestyle Need a Stable Income Source

Indian Overseas Credit Cards Categories 

Indian Overseas Bank provides credit cards under one category. Indian Overseas Credit cards come under the following category.

Lifestyle Credit Cards from Indian Overseas

The customers can use these cards to pay the expenses for shopping, dining, traveling, etc. Each card offers many different benefits and advantages too.

Apply for an Indian Overseas Gold Credit card

Indian overseas bank Credit Cards

Apply for an Indian Overseas Classic Credit Card

Indian Overseas Credit Cards

Indian Overseas Credit Cards Eligibility 

The eligibility criteria required for Indian Overseas Credit Cards are as follows:

  • The minimum age of the applicant should be 18 years.
  • The maximum age of the applicant should be 60 years.
  • The applicant must have a stable source of income.
  • The applicant should be a resident of India.

Indian Overseas Credit Cards Documents Required

While applying for a credit card, the applicant needs to submit some documents to the bank to support your application. The bank will thus verify these documents and will issue the credit card. The below table shows the documents which are required for Indian Overseas Credit Cards.

Address Proof

Identity Proof

Income Proof

  • Aadhaar card
  • Driver’s License
  • Passport
  • Ration Card
  • job card issued by NREGA
  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Latest one or 2 salary slip (not more than 3 months old)
  •  Form 16
  • Last 3 months’ bank statement
  • Audited financials for the last two years (for self-employed)

Indian Overseas Credit Cards – How to apply

You have online mode as well as offline mode available to apply for a credit card. Thus the customer can choose any mode comfortable for them. More details about the application process are given below.

How to apply offline?

Offline mode of application is available for the customers to apply for a credit card. The customer can visit the bank branch personally and submit the application.

  • Visit Dialabank  website.
  • There is a simple form given on the top of the page.
  • Fill the details like name, contact number, salary, etc in the form.
  • Click on the request quote.
  • Wait for some time, our representative will get in touch with you and will provide you with more details and offers.
  • Get a credit card from the bank.

You may get our guidance and help throughout the process of application. Also, you can get the best offers and options with Dialabank.

How to apply Offline?

You can also apply for a credit card by visiting the bank branch. What you have to do is,

  • Find the nearest Indian Overseas Bank branch from google.
  • Visit the bank Branch
  • Get more information about the credit cards from the officers.
  • Apply for the credit card.
  • Submit the required documents and get the credit card.

Detailed Features and Benefits of Indian Oversea Credit Cards

Given below is the details about the Credit cards offered by Indian Overseas bank, features, and benefits. Find more from the tables.

Indian Overseas Gold Credit Card 

Indian Overseas Gold Credit Card
Key Highlights Indian Overseas Gold credit card can be used anywhere across the globe – it has 24 million outlets across the globe and 6,50,000 outlets in India.
Joining Fee NO fees (100 rupees for a photo card)
Renewal Fee  No fees
Joining Bonus NIL
Suitable for  pay the expenses for shopping, dining, traveling, etc.
Features and benefit
  • Customers can withdraw the cash as well as use the card for  PoS/Ecom.
  • Option for 4 add on cards
  • Flexible payment – they have to pay the total due amount. They can pay a minimum amount.
  • Reward points for every e-commerce and merchant Point of Sale transactions.
  • Highest card security with the SMS alerts on every credit card transactions
  • Insurance benefits

Indian Overseas Classic Credit Card

Indian Overseas Classic Credit Card
Key Highlights  This card is internationally accepted – it has 24 million outlets across the globe and 6,50,000 outlets in India.
Joining Fee  No Fees (100 rupees if it is a photo-card)
Renewal Fee No fees
Joining Bonus
  • 20% off on Swiggy orders above 400 rupees
  • 5% discount on Amazon spends of rupees 1,000 or above
Suitable for  pay the expenses for shopping, dining, traveling, etc.
Features and benefit
  • Customers can withdraw the cash as well as use the card for  PoS/Ecom.
  • Option for 4 add on cards
  • Flexible payment – they have to pay the total due amount. They can pay a minimum amount.
  • Reward points for every e-commerce and merchant Point of Sale transactions.
  • Highest card security with the SMS alerts on every credit card transactions
  • Various insurance benefits

Terms and conditions may apply for redeeming the reward points the customer has earned.

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