IndusInd Bank Payback Credit Card

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IndusInd Bank Payback Credit Card Features

IndusInd Bank Payback Credit Card

The features of IndusInd Bank Payback Credit Card are as given below :

  1. Get 1% of the fuel surcharge on all Indian petrol pumps and save up to Rs 960/- per year.
  2. Free 24 * 7 service for enjoying a comfortable lifestyle.
  3. Auto assistance service 24 * 7.
  4. The transaction obtains insurance cover from the “Absolute Protect” platform in the event of fraud.
  5. Insurance protects up to 48 hours of card failure.
  6. Coverage insurance for counterfeit fraud.
  7. Gives aircraft accident cover up to Rs 25 lakh.

IndusInd Bank Payback Credit Card Eligibility Criteria

Following are the necessary eligibility criteria for getting IndusInd Bank Payback Credit Card:



Minimum Age 21 years
Maximum Age 60 years
Nationality Applicant should be an Indian resident
Credit Score Applicant should have a decent credit score

IndusInd Bank Payback Credit Card Documentation

The banks asks for certain mandatory documents for availing IndusInd Bank Payback Credit Card:

Identity Proof Address Proof Income Proof
  • Passport
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Driving Licence
  • Aadhaar Card
  • Ration Card
  • Passport
  • Bank Account Statement
  • Voter’s ID Card
  • Salary Slips (not more than 3 months old)
  • Bank Statements (not more than 3 months old) 
  • Form-16

Fees and Charges

The fee and Charges related to IndusInd Bank Payback Credit Card are as follows:


Fee and Charges

Joining Fee Rs.249
Annual Fee Nil
Add-on Card Fee Nil
Interest Charge 3.83% p.m./46% annually
Overlimit Charges 2.5% of over-limit amount/Min. Rs. 500
Cash Advance Charges 2.5% of amount/Min. Rs. 300

Rewards and Points Program

IndusInd Bank Payback Credit Card has the following reward and point system:

  • Earn 5 PAYBACK Points for each INR.100 spent for food and shopping.
  • Enjoy 5 PAYBACK Points for every INR.100 spent on dining pleasures.
  • Earn 20 PAYBACK Points on INR 100 expended on bookings for movies.
  • On every INR 100 spent, enjoy 2 PAYBACK Points.


How to Apply for IndusInd Bank Payback Credit Card

  1. Visit the Dialabank website first of all.
  2. From the IndusInd Bank Tab, pick the IndusInd Bank Nexxt Credit Card.
  3. Fill in the application form for that card with the necessary details.
  4. Fill in all the personal information needed correctly.
  5. Compare the requirements for eligibility and then you can finish the online application if you are eligible.

Other Top Credit Cards by IndusInd Bank

  • IndusInd Bank Indulge Credit Card
  • IndusInd Bank Crest Credit Card
  • IndusInd Bank Nexxt Credit Card
  • IndusInd Bank Pinnacle Credit Card