J &K Bank World Credit Card

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J &K Bank World Credit Card

J &K Bank World Credit Card Features 

  • Merchant Establishments like shops who honour MasterCard™ Credit Cards.
  • All ATM’s which accept MasterCard™ Credit Cards.
Fuel surcharge waiver fuel surcharge waiver every time you purchase fuel, subject to a maximum of Rs.5000 of Fuel purchase per month.
Joining offers Welcome Aboard offers of Rs 10,000 across premium brands.
  • 2 Free Airport Lounge Access per year at select Domestic & International Airport Terminals in India.
  • Access to Airport lounges at foreign locations.
  •  Golf Program across select Golf Courses in India

J & K Bank World Credit Card

J &K Bank World Credit Card Eligibility 

  • The applicant must be an Indian or a non-resident Indian
  • The applicant must have a minimum of 18 years of age and a maximum of 65 years. 
  • The applicant must have a good credit score.
  • The applicant must have a minimum income of 80,000 Rupees per annum

J &K Bank World Credit Card Documents Required 

Identity Proof

Address Proof

Income Proof

Salaried Individual Self-Employed Individual
  • Passport
  • Driving license
  • PAN card
  • Aadhaar card
  • Passport
  • Ration Card
  • Water/Electricity bill
  • Landline telephone bill
  • Property tax bill
  • Latest salary slip
  • Form 16
  • Certified financials.
  • Recent Income Tax Returns
  • Audited profit and loss statement or balance sheet

J &K Bank World Credit Card Fees and Charges 



Entrance Fee primary/add on card


Annual Fee primary/add-on card


Renewal Fee primary/add-on card


J &K Bank World Credit Card Reward Points 

Loyalty Points: 1 on purchase of Rs 200.

J &K Bank World Credit Card Limit 

Minimum Credit Limit 8 Lakhs Rupees
Maximum Credit Limit 25 Lakhs Rupees
Maximum CashLimit 20% of the credit limit subject to a maximum of 5 Lakhs

J &K Bank World Credit Card How to apply

There are online modes of application as well as offline modes of application available for the customers to apply for a credit card. The customer can choose the mode of application. But when applying for a credit card with Dialabank, the process of the application becomes easier and you get the option to choose the best card. Also, at Dialabank you get the best service at free of cost.

Online Mode of Application 

  • Visit Dialabank website
  • Fill in the required details in the form provided
  • Click on Request quote
  • Wait for some time our relationship manager will get in touch with you in 30 minutes.
  • You can get more details about the card from our representative.
  • Compare and choose the best card for you.

Offline Mode of Application 

  • Visit the nearest Jammu and Kashmir Bank branches in person.
  • Get more information about the card.
  • Apply for the card.
  • Submit the required documents and get the card.


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