Karnataka Bank Credit Cards

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why Us?

Compare Across 25 Banks
Minimum Documentation
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Top 2 Karnataka Bank Credit Cards

Name

Annual Fee

Minimum Income Required

Karnataka Bank SimplySAVE SBI Card 499 Rupees + GST 18000 Rupees per month
Karnataka Bank SBI Platinum Card 2999 Rupees + GST 18000 Rupees per month

Karnataka Bank Credit Cards Categories

Karnataka Bank offers credits card for its customers based on their needs and lifestyle and spending patterns. Karnataka Bank has two credit cards. The categories of cards are shopping, rewards, travel, lifetime, business, lifestyle, etc. The following are some categories of Karnataka Bank Credit Cards.

  • Karnataka Bank SimplySAVE SBI Card
  • Karnataka Bank SBI Platinum Card

The customers can use these cards for purposes like online shopping, bill payments, traveling, insurance, fuel, etc. Bank offers many different rewards and vouchers for their customers too.

Apply for Karnataka Bank SimplySAVE SBI Card

Karnataka Bank Credit Cards

Apply for Karnataka Bank SBI Platinum Card

Karnataka Bank Credit Cards

Karnataka Bank Credit Cards Eligibility Criteria 

A customer will get a credit card only if he or she meets the eligibility criteria. Factors that determine the eligibility of an applicant are, His or her age, income, credit history, and nationality. The following are the eligibility criteria for Karnataka Bank Credit Cards.

  • The applicant must be an Indian or a non-resident Indian.
  • The minimum age of the applicant should be 21 years.
  • The maximum age of the applicant should be 60 years.
  • The applicant must have a good Cibil score.
  • The applicant must have a minimum income of Rs.18,000 per month.

Karnataka Bank Credit Cards Documents Required

Along with the application form, you need to present some documents as proof of identity, proof of residence, and proof of income to support your application. The bank will verify your application and the documents and then only will issue the credit card. The following documents will be required for the Karnataka Bank Credit Cards.

Address Proof

Identity Proof

Income Proof

  • Aadhaar card
  • Driver’s License
  • Passport
  • Ration Card
  • job card issued by NREGA
  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Latest one or 2 salary slip (not more than 3 months old)
  •  Form 16
  • Last 3 months’ bank statement
  • Audited financials for the last two years (for self-employed)

 How to Apply for Karnataka Bank Credit Cards

There are two ways available for you to apply for a credit card. They are

  • Offline mode
  • Online mode

Thus the customer can decide how he or she want to apply for a credit card. You can use either online mode or offline mode to apply for a credit card.

Online Mode

Applying for a credit card via online mode is a simple and hassle-free process. You can apply by sitting at home.  Dialabank can help and guide in the process of application for a credit card. Dialabank service is free to its customers. With Dialabank you will be able to find and compare the best credit card offers by different banks. To apply for Karnataka Bank Credit Cards through Dialabank, you just have to follow the simple steps listed below.

  • Visit Dialabank website.
  • Find the form provide on the page.
  • Fill the details in it.
  • Click on request a quote.
  • Our representative will contact and give you more information regarding the credit cards.
  • Thus you can choose from the credits cards offered by different banks.

You will get the service and guidance of Dialabank throughout the process of applying for the credit card. With Dialabank you can get the best and apt offers.

Offline Mode

There is another possibility of applying for a credit card offline.

  • Find the nearest Karnataka Bank branch to you.
  • Visit the bank in person.
  • Know from the officers more about the credit cards and offers.
  • Apply for a credit card.
  • Submit the documents and photographs.

Reward Points offered on Karnataka Bank Credit Cards 

Name Of the Card

Rewards Points Offer On the Card

Karnataka Bank SimplySAVE SBI Card
  • 10 points for every ₹100 spent on Movies, Dining, Grocery & Departmental Stores.
  • One Rewards Point for every ₹100 spent except for spends on Fuel, Insurance, Utilities, and Cash Transactions.
Karnataka Bank SBI Platinum Card
  • Two Rewards Point for every ₹100 spent except for spends on Fuel, Insurance, Utilities, and Cash Transactions.
  • Bonus Spend Rewards: on achieving annual spending of ₹4 lakh & ₹5 lakh each.

Detailed Features and Benefits

Karnataka Bank SimplySAVE SBI Card

Karnataka Bank SimplySAVE SBI Card
Key Highlights complete waiver of Annual Fee (₹500) if spends in previous year > ₹90000
Joining Fee NIL
Renewal Fee 499 Rupees + Taxes
Joining Bonus 2000 reward points
Suitable for Shopping, entertainments, online payments
Features and benefit
  • 10 points for every ₹100 spent on Movies, Dining, Grocery & Departmental Stores.
  • One Rewards Point for every ₹100 spent except for spends on Fuel, Insurance, Utilities, and Cash Transactions.
  • flexibility and convenience to pay your Credit Card bill, fully or partially.
Rewards redemption option
  • Points Redeemable against cash / Catalogue
  • The welcome gift is redeemable as cash or voucher of ₹500 on 1st spend of ₹2000 within 60 days of card issuance.

Karnataka Bank SBI Platinum Card

Karnataka Bank SBI Platinum Card
Key Highlights Offers and Travelling benefits
Joining Fee NIL
Renewal Fee 2,999 Rupees + Taxes
Joining Bonus 3,000 worth vouchers on the realization of joining fee of ₹2999 from any one of our partners.
Suitable for premium customers
Features and benefit
  • Two Rewards Point for every ₹100 spent except for spends on Fuel, Insurance, Utilities, and Cash Transactions.
  • 10 points for every ₹100 spent on Movies, Dining, Grocery & Departmental Stores
  • e-Gift Voucher worth ₹3000 from anyone our partners on achieving annual spends of ₹4 Lakhs and ₹5 Lakhs each
  • Anniversary Gift on Renewal
  • Bonus Spend Rewards: on achieving annual spending of ₹4 lakh & ₹5 lakh each.
  • 2 add-on cards at no additional cost
  • Golf Course Access
  • True Lounge Access
Rewards redemption option Points Redeemable against Cash / Catalogue.

Videos 

FAQ

News

Menu