Top 2 Karnataka Bank Credit Cards
Name |
Annual Fee |
Minimum Income Required |
| Karnataka Bank SimplySAVE SBI Card | 499 Rupees + GST | 18000 Rupees per month |
| Karnataka Bank SBI Platinum Card | 2999 Rupees + GST | 18000 Rupees per month |
Features and Benefits of Karnataka Bank Credit Cards
- Get a ₹3,000 welcome gift certificate.
- 6,000 ₹in connected gift vouchers
- On eating, grocery, department store, and overseas purchases, you can earn 5x loyalty points.
- Get a ₹3,000 gift certificate for your card anniversary.
- For every ₹100 earned in all other categories, you’ll get 2 reward points.
- In a year, you could win 40,000 incentive points in the 5x category.
- On annual expenses of 4 lakhs and 5 lakhs, you can get a free membership to the priority pass scheme.
- In India and abroad, enjoy free access to visa lounges.
- More than 300 golf courses around the world are available to you.
- Get a 30% break on the eco fee.
- Waiver with a 1% diesel surcharge
Types of Credit Cards offered by Karnataka Bank
Everyone’s needs are met, but they can vary based on one’s lifestyle. Karnataka Bank offers a variety of credit cards in the following categories, clearly knowing the customer’s shopping patterns.
- Shopping Card
- Reward Card
- Card with Reward
- Prepaid Travel Card
- Free Card for Life
- Business Card No
- Card for a Healthy Lifestyle
- Card for Entertainment
You will choose the credit card that best fits your preferences and spending habits from the list above. You can save a lot of money by taking advantage of the discounts and benefits available in each group.
Karnataka Bank Credit Cards Fees and Charges
- Fees per year: ₹2,999/- plus taxes
- From the second year onwards, you will be eligible for a fee waiver based on your spending. If you spent more than ₹2,000 in the previous year, you can get a full waiver of the Annual Fee (2999).
- Welcome Bonus & Card Anniversary Gift: 3,000 in coupons upon payment of a ₹2999 joining fee to each of our partners.
Karnataka Bank Credit Cards Rewards Programme
- Except for fuel, insurance, utilities, and cash transactions, earn two Rewards Points for every ₹100 spent. (Each point is worth 0.25 cents.)
- 5X Accelerated Reward Points (10 points per ₹100 spent on movies, dining, groceries, and department stores)
- Bonus Spending Benefits:
- Get a ₹3000 e-Gift Voucher from each of our suppliers when you spend ₹4 Lakhs to ₹5 Lakhs per year. Points can be redeemed for cash or catalogues.
Why choose Karnataka Bank Credit Cards?
Customers of Karnataka Bank, one of India’s most well-known banks, can choose from a variety of credit items. Karnataka Bank is a credit industry leader, offering attractive interest rates on loans and credit cards.Karnataka Bank customers can take advantage of a variety of advantages. Various types of credit cards are used for various purposes.
Karnataka Bank Credit Cards Customer Care
The following numbers can be used to contact Karnataka Bank credit card customer service 24 hours a day, 7 days a week. In India, you can dial the toll-free number 1800 425 1444 from your cell phone or landline. You can also send an email to Karnataka Bank with your credit card-related questions. For further assistance, you may be required to enter your name and contact information.
Karnataka Bank Credit Cards Categories
Karnataka Bank offers credits card for its customers based on their needs and lifestyle and spending patterns. Karnataka Bank has two credit cards. The categories of cards are shopping, rewards, travel, lifetime, business, lifestyle, etc. The following are some categories of Karnataka Bank Credit Cards.
- Karnataka Bank SimplySAVE SBI Card
- Karnataka Bank SBI Platinum Card
The customers can use these cards for purposes like online shopping, bill payments, traveling, insurance, fuel, etc. Bank offers many different rewards and vouchers for their customers too.
Apply for Karnataka Bank SimplySAVE SBI Card
Apply for Karnataka Bank SBI Platinum Card
Karnataka Bank Credit Cards Eligibility Criteria
A customer will get a credit card only if he or she meets the eligibility criteria. Factors that determine the eligibility of an applicant are, His or her age, income, credit history, and nationality. The following are the eligibility criteria for Karnataka Bank Credit Cards.
- The applicant must be an Indian or a non-resident Indian.
- The minimum age of the applicant should be 21 years.
- The maximum age of the applicant should be 60 years.
- The applicant must have a good Cibil score.
- The applicant must have a minimum income of Rs.18,000 per month.
Karnataka Bank Credit Cards Documents Required
Along with the application form, you need to present some documents as proof of identity, proof of residence, and proof of income to support your application. The bank will verify your application and the documents and then only will issue the credit card. The following documents will be required for the Karnataka Bank Credit Cards.
Address Proof |
Identity Proof |
Income Proof |
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How to Apply for Karnataka Bank Credit Cards
There are two ways available for you to apply for a credit card. They are
- Offline mode
- Online mode
Thus the customer can decide how he or she want to apply for a credit card. You can use either online mode or offline mode to apply for a credit card.
Online Mode
Applying for a credit card via online mode is a simple and hassle-free process. You can apply by sitting at home. Dialabank can help and guide in the process of application for a credit card. Dialabank service is free to its customers. With Dialabank you will be able to find and compare the best credit card offers by different banks. To apply for Karnataka Bank Credit Cards through Dialabank, you just have to follow the simple steps listed below.
- Visit Dialabank website.
- Find the form provide on the page.
- Fill the details in it.
- Click on request a quote.
- Our representative will contact and give you more information regarding the credit cards.
- Thus you can choose from the credits cards offered by different banks.
You will get the service and guidance of Dialabank throughout the process of applying for the credit card. With Dialabank you can get the best and apt offers.
Offline Mode
There is another possibility of applying for a credit card offline.
- Find the nearest Karnataka Bank branch to you.
- Visit the bank in person.
- Know from the officers more about the credit cards and offers.
- Apply for a credit card.
- Submit the documents and photographs.
Reward Points offered on Karnataka Bank Credit Cards
Name Of the Card |
Rewards Points Offer On the Card |
| Karnataka Bank SimplySAVE SBI Card |
|
| Karnataka Bank SBI Platinum Card |
|
Detailed Features and Benefits
Karnataka Bank SimplySAVE SBI Card
| Karnataka Bank SimplySAVE SBI Card | |
| Key Highlights | complete waiver of Annual Fee (₹500) if spends in previous year > ₹90000 |
| Joining Fee | NIL |
| Renewal Fee | 499 Rupees + Taxes |
| Joining Bonus | 2000 reward points |
| Suitable for | Shopping, entertainments, online payments |
| Features and benefit |
|
| Rewards redemption option |
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Karnataka Bank SBI Platinum Card
| Karnataka Bank SBI Platinum Card | |
| Key Highlights | Offers and Travelling benefits |
| Joining Fee | NIL |
| Renewal Fee | 2,999 Rupees + Taxes |
| Joining Bonus | 3,000 worth vouchers on the realization of joining fee of ₹2999 from any one of our partners. |
| Suitable for | premium customers |
| Features and benefit |
|
| Rewards redemption option | Points Redeemable against Cash / Catalogue. |
FAQs
✅ Who is qualified to apply for a credit card from Karnataka Bank?
Individuals and businesses alike may apply for Karnataka bank credit cards. Individuals who are qualifying for the program may be salaried, self-employed, or professionals. Corporates may apply for the bank’s credit card to have it issued to their staff, directors, or registered officials who are allowed to spend on the company’s behalf and add it to the company’s account.
✅ What are the different ways to apply for a Karnataka Bank credit card?
The only way to qualify for a bank credit card is to use online services such as telephone banking, internet banking, or the bank’s website. Customers may also apply for a Karnataka Bank credit card by contacting the bank’s nearest branch or their home branch.
✅ Is the Karnataka Bank SBI Platinum Card available to people with low income?
Only applicants with high income and purchasing capacity are entitled to apply for the Karnataka Bank SBI Platinum Card, which is a luxury card that the bank no longer uses.
✅ Is the applicant’s age taken into account while applying for Karnataka Bank credit cards?
Yes, the applicant’s age is taken into account when determining eligibility for a bank credit card. If a borrower is under the age of 21 or above the age of 65, he or she will not be considered for a bank credit card.
✅ Why is the applicant’s credit profile taken into account when issuing a credit card?
When a credit card is issued, the applicant’s credit history is examined. This financial history of the applicant includes the credit score as well as the applicant’s salary, previous loan or credit card defaults (if any), other commitments, and so on.
News
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