Kotak Mahindra Bank Loan on Credit Card- Different Types and Benefits
The following list shows the types and benefits of the credit cards provided by Kotak Mahindra Bank Loan On Credit Card.
1. Royale Signature Credit Card :
4X reward points on every purchase of Rs. 150 you make using this credit card.
The fuel surcharge is available on transactions between Rs. 500 and Rs. 3000
Get cover up to Rs. 2,50,000 in case of theft or loss of credit card.
2. Essentia Platinum Credit Card :
You will get 10% Savings on Departmental & Grocery Store purchases.
Get 10 Saving Points for every Rs. 100 you spend at Departmental & Grocery Stores.
24×7 customer care service available.
3. Delight Platinum Credit Card :
10% cashback on Dining.
10% cashback on movie tickets.
The fuel surcharge is applicable to the transactions between Rs.400 to Rs.4000.
- You will get cover up to Rs. 1,25,000 in case of theft or loss of credit card.
4. League Platinum Credit Card :
- 8x reward points on every spent of Rs.150.
- Get a movie voucher worth Rs.500 on joining.
- The fuel surcharge is applicable to the transactions between Rs.500 to Rs.3000.
- Get cover up to Rs. 1,25,000 in case of theft or loss of credit card.
5. Zen Signature Credit Card :
Get 5 Zen points for every Rs. 150 spent.
Get 1500 Zen points as a welcome gift.
Receive airport lounge access.
- Get 1% fuel surcharge waiver on transactions between Rs.500 and Rs.3000.
6. 811 #Dream Different Credit Card :
- 2 reward points on every purchase of Rs. 100 on online spending.
- You can withdraw cash up to 90% of your total credit limit.
- You will get cover up to Rs. 50,000 in case of theft or loss of credit card.
Eligibility For Kotak Mahindra Bank Loan on Credit Card
There are some criteria set by the bank for the Kotak Mahindra Bank Loan on Credit Card. Check the required eligibility criteria below.
- The minimum age of the applicant should be 18 Years.
- The maximum age of the applicant should be 75 Years.
- The applicant must have a stable income source.
- The applicant needs to have a decent CIBIL score.
How to Apply For Kotak Mahindra Bank Loan On Credit Card
You can easily apply for the Kotak Mahindra Bank Loan on a Credit Card through Dialabank. You just have to follow the simple steps listed below.
- First, visit the Dialabank website.
- Fill the application form.
- Fill in all your basic details like name, residential address, Contact no., etc. correctly.
- If you are eligible then you will get the Kotak Mahindra Bank loan on Credit Card easily.
Repayment of Loan on Kotak Mahindra Bank Loan on Credit Card
The following are some options for the repayment of Loan on Kotak Mahindra Bank Loan on Credit Card:
1. Net Banking
- You need to register on the Kotak Mahindra Bank Netbanking portal.
- Log in to the Kotak Mahindra Bank Net banking.
- You can repay the amount under the Credit Card Payment Option.
- You can also pay through their Kotak Bank Mobile App.
2. NEFT :
- You can easily repay the loan amount at the Kotak Mahindra Bank from a different bank account through the NEFT facility.
3. Cheque Payment :
- You can drop the cheque at the nearest Kotak Mahindra Bank Branch with all the details filled correctly.
4. Cash Payment :
- To repay the loan, you can directly deposit the cash at any branch of the Kotak Mahindra Bank.
5. Bill Desk :
- You can easily repay the loan amount through the bill desk platform.
- You need to fill in all the details like credit card no. and payment amount correctly.
Should you opt for a Loan on Credit Card
- Various Repayment methods are available.
- Attractive Interest Rates are available.
- No extra documents needed.
- Flexible tenures are available for repayment.
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