Kotak Mahindra Delight Platinum Credit Card

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Kotak Mahindra Delight Platinum Credit Card

Kotak Mahindra Delight Platinum Credit Card Features

Kotak Mahindra Delight Platinum Credit Card comes with various features and benefits. You can get exciting rewards on the purchase you make using Delight Platinum Credit Card. This credit card is best suitable for Dining and Cashback. This credit card comes with enhanced security. You will find all the other features and benefits of the Kotak Mahindra Delight Platinum Credit Card below.

The features of the Kotak Mahindra Delight Platinum Credit Card is as follows:

  • Get 10% cashback on dining spends if they spend over Rs. 10,000.
  • Get Cash-back of Rs. 600 including both Dining & Entertainment transactions in a monthly billing cycle.
  • Get Fuel Surcharge waiver up to Rs.4500 per year. This offer is available on the purchase of Rs.400-Rs.4000 at a fuel station
  • If you spend Rs. 1.25 lakh every 6-month then you can get 4 free PVR tickets or Rs. 750 cashback.
  • Get a railway surcharge waiver of Rs. 500 annually.
  • If your Credit Card gets stolen, you will get a cover of Rs. 1,25,000 against fraudulent usage for up to 7 days pre-reporting.

Kotak Mahindra Delight Platinum Credit Card Eligibility Criteria

There are some criteria set by Kotak Mahindra Bank for their credit cards. The following table shows the eligibility criteria for Kotak Mahindra Delight Platinum Credit Card:

Eligibility Criteria

Details

Minimum Age 21 Years
Maximum Age 65 Years
Minimum Annual Income N/A
Location

Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, and Pune

Residential Criteria The applicant should be a resident of India

Kotak Mahindra Delight Platinum Credit Card Documentation

The following documents are required for Kotak Mahindra Delight Platinum Credit Card:

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to Kotak Mahindra Delight Platinum Credit Card are shown in the below table.

Services

Fees and Charges

Annual Fee Rs.299
Add on Card Fee Rs.249
Joining Fee Rs,1999
The interest rate on the outstanding balance 3.50% p.a
Late Payment charges Rs. 100
Over Limit Charges Rs.500
Cheque Bounce Charges Rs.500
Foreign Currency Charges 3.5%
Duplicate statement request Nil
Outstation Cheque Processing Fee Nil
Reissue or Replacement of the Card Rs.100
Furnishing a copy of the CIBIL report Rs.50

Rewards Points programs

  • You will get 10% cashback on dining spends if they spend over Rs. 10,000.
  • You will get Up to Rs. 600 cashback on both Dining & Entertainment transactions.
  • If you spend Rs. 1, 25,000 every 6 months then you will get 4 free PVR tickets Or Rs. 750 cashback.
  • You can get 8 free PVR tickets or Rs. 1500 cashback every year.

Kotak Mahindra Delight Platinum Credit Card Limit

The bank shall, at its absolute discretion, decide the credit limit of the Kotak Mahindra Royale Signature Credit CardAt the time of card delivery, the available credit limit is conveyed to the cardholder.

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How to apply for Kotak Mahindra Delight Platinum Credit Card

You can easily apply for a Kotak Mahindra Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Kotak Mahindra Delight Platinum Credit Card.
  3. Fill the application form for that card.
  4. Fill in all the required details like residential address, monthly income, contact details, etc. correctly.
  5. Check if you are eligible or not.
  6. If you are eligible then you can complete the online application.

Other Top Credit Cards by Kotak Mahindra Bank

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  • NRI Royale Signature Credit Card
  • Urbane Gold Credit Card
  • Corporate Platinum Credit Card

FAQ’s

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