Kotak Mahindra Royale Signature Credit Card

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Kotak Mahindra Royale Signature Credit Card

Kotak Mahindra Royale Signature Credit Card Features

The features of the Kotak Mahindra Royale Signature Credit Card is as follows:

  • Travel with comfort: Get airport lounge access and other benefits like comfortable seating, gourmet meal, free WiFi service, etc.
  • Security: In case your credit card gets stolen, you will get cover up to Rs.2,50,000.
  • Fuel Surcharge: The cardholders will earn rewards on the purchases they make at fuel stations.
  • Rewards Points: The cardholders will earn rewards points on every purchase they make using the Kotak Mahindra Royale Signature Credit Card.
  • Choice on Rewards: You can collect your rewards points and redeem them in redemption options like air tickets, movie tickets, and many other options.

Kotak Mahindra Royale Signature Credit Card Eligibility Criteria

The following is the eligibility criteria for Kotak Mahindra Royale Signature Credit Card:

Eligibility Criteria

Details

Minimum Age 21 Years
Maximum Age 65 Years
Minimum Annual Income Rs.24 lakhs
Location

Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, and Pune

Residential Criteria The applicant should be a resident of India

Kotak Mahindra Royale Signature Credit Card Documentation

The following documents are required for Kotak Mahindra Royale Signature Credit Card:

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to Kotak Mahindra Royale Signature Credit Card are shown in the below table.

Services

Fees and Charges

Annual Fee Rs.999
Add on Card Fee Nil
Joining Fee Rs,1499
The interest rate on the outstanding balance 3.4% p.a
Late Payment charges Rs. 100
Over Limit Charges Rs.500
Cheque Bounce Charges Rs.500
Foreign Currency Charges 3.5%
Charge slip request Nil
Duplicate statement request Nil
Web Pay Service Fee Nil
Outstation Cheque Processing Fee Nil
Reissue or Replacement of the Card Rs.100
Furnishing a copy of the CIBIL report Rs.50

Rewards Points programs

  • Get up to 4X reward points on every Rs. 150 purchase you make using your Kotak Mahindra Royale Signature Credit Card.
  • Up to 4x rewards points are available on the special categories like Hotels, Travel Agencies, Airlines, International Speeds.
  • You can redeem your rewards points in the redemption options like Movie Tickets, Air Tickets, Mobile Recharge, and many other options.

Kotak Mahindra Royale Signature Credit Card Limit

The bank shall, at its absolute discretion, decide the credit limit of the Kotak Mahindra Royale Signature Credit CardAt the time of card delivery, the available credit limit is conveyed to the cardholder.

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How to apply for Kotak Mahindra Royale Signature Credit Card

You can easily apply for a Kotak Mahindra Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Kotak Mahindra Royale Signature Credit Card.
  3. Fill the application form for that card. Fill in all the required details correctly.
  4. Check if you are eligible or not.
  5. If you are eligible then you can complete the online application.

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FAQ’s

 

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